UK pensions

[AustinPowers]

Just me and you  @armaghniac  still  using cheques then?

[gallsman]

I'm not even sure I can get a chequebook over here.

[Milltown Row2]

Probably not the best place to post but has anyone had to deal with bpo who look after claiming money back for HMRC?

I'd an issue with tax a while back, they paid me back a rebate but recently got a letter from bpo claiming I owed just over £1200!

So obviously phoned, 50 minutes later and the first guy was clean useless second one was useless and stupid and the third girl eventually, explained what the issue was, as if she was speaking to a five year old, I understand why, but they had their dates wrong and I didn't owe anything near what was quoted !

I initially thought it was a fraud but now wondering, after getting bombarded with texts from them, how it will affect my credit!

The girl is going to do a reassessment, hopefully get back to me!

[Would ye whist]

Do they have a court judgment against you? If not it will not affect your credit file.

The best thing you can do is bypass the debt collectors and get in touch with HMRC directly, have you ducks in a row before doing so i.e. get all your dates written down and be clear why you do not owe them.

You should only be concerned if HMRC start to issue proceedings and if you do owe anything they should give you a reasonable time to set up a payment plan so you are not out 1200£ in one slap, hard enough paying that and getting and getting something never mind paying it and throwing it into the black hole of the state

Probably not the best place to post but has anyone had to deal with bpo who look after claiming money back for HMRC?

I'd an issue with tax a while back, they paid me back a rebate but recently got a letter from bpo claiming I owed just over £1200!

So obviously phoned, 50 minutes later and the first guy was clean useless second one was useless and stupid and the third girl eventually, explained what the issue was, as if she was speaking to a five year old, I understand why, but they had their dates wrong and I didn't owe anything near what was quoted !

I initially thought it was a fraud but now wondering, after getting bombarded with texts from them, how it will affect my credit!

The girl is going to do a reassessment, hopefully get back to me!

[dec]

I managed to get my payments in before the deadline to get credits going back to 2006. When I checked online the records did not show me with the credits. I called, they had received the money, but because of the flood of payments the estimate is currently 60 (sixty) weeks before the money will be assigned to the correct years.

As an update to this, I just checked my records and the money has been correctly applied for 2006 through 2024, a lot quicker than the 60 week estimate I got.