Things that make you go What the F**k?

Started by The Real Laoislad, November 19, 2007, 05:54:25 PM

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Tony Baloney

Quote from: tbrick18 on January 21, 2026, 03:55:06 PM
Quote from: Tony Baloney on January 21, 2026, 01:33:34 PM
Quote from: 5times5times on January 21, 2026, 12:57:54 PM
Quote from: Baile Brigín 2 on January 21, 2026, 12:37:50 PM
Quote from: Would ye whist on January 21, 2026, 12:15:39 PMMy son just told me as he has got an inflation pay rise to bring him over £100k he now loses help with childcare etc- so his £2700 payrise is actually costing him £5000. Where is the incentive for people to better themselves
He needs to bump his pension up to bring himself back under £100k.

Can this be done via salary sacrifice, when employed as a PAYE employee? Or is it for self-employed only?

My nephew is on a day-rate at the mo, essentially self-employed on ~£550 per day, but setting £200 per day to his pension via S.S...

If he moves to a company as a PAYE employee, say for £115k per year, what are his options to reduce what he gives to the taxman?
He's in the 60% tax trap above 100k as his personal allowance disappears. Needs to make some of that disappear into pension via salary sacrifice to keep under the 100k threshold.

Was there not a change brought in around pensions to stop people actually doing this?
Quote from: imtommygunn on January 21, 2026, 04:15:23 PM
QuoteSalary Sacrifice Cap: From April 2029, employee contributions via salary sacrifice will pay NI on amounts over £2,000 annually.
Yeah not yet and the rate things are going with Labour it's unlikely that will get implemented.


Milltown Row2

Quote from: Tony Baloney on January 21, 2026, 05:32:33 PM
Quote from: tbrick18 on January 21, 2026, 03:55:06 PM
Quote from: Tony Baloney on January 21, 2026, 01:33:34 PM
Quote from: 5times5times on January 21, 2026, 12:57:54 PM
Quote from: Baile Brigín 2 on January 21, 2026, 12:37:50 PM
Quote from: Would ye whist on January 21, 2026, 12:15:39 PMMy son just told me as he has got an inflation pay rise to bring him over £100k he now loses help with childcare etc- so his £2700 payrise is actually costing him £5000. Where is the incentive for people to better themselves
He needs to bump his pension up to bring himself back under £100k.

Can this be done via salary sacrifice, when employed as a PAYE employee? Or is it for self-employed only?

My nephew is on a day-rate at the mo, essentially self-employed on ~£550 per day, but setting £200 per day to his pension via S.S...

If he moves to a company as a PAYE employee, say for £115k per year, what are his options to reduce what he gives to the taxman?
He's in the 60% tax trap above 100k as his personal allowance disappears. Needs to make some of that disappear into pension via salary sacrifice to keep under the 100k threshold.

Was there not a change brought in around pensions to stop people actually doing this?
Quote from: imtommygunn on January 21, 2026, 04:15:23 PM
QuoteSalary Sacrifice Cap: From April 2029, employee contributions via salary sacrifice will pay NI on amounts over £2,000 annually.
Yeah not yet and the rate things are going with Labour it's unlikely that will get implemented.



Reform will change that  ;)
None of us are getting out of here alive, so please stop treating yourself like an after thought.

Wildweasel74

The taxi driver on 100k, he selling drugs on the side, like the Larne soccer team bus driver!

Milltown Row2

Quote from: Wildweasel74 on January 21, 2026, 05:53:31 PMThe taxi driver on 100k, he selling drugs on the side, like the Larne soccer team bus driver!

Dodgy fegs and vapes lol
None of us are getting out of here alive, so please stop treating yourself like an after thought.

Tony Baloney

Quote from: Milltown Row2 on January 21, 2026, 06:02:52 PM
Quote from: Wildweasel74 on January 21, 2026, 05:53:31 PMThe taxi driver on 100k, he selling drugs on the side, like the Larne soccer team bus driver!

Dodgy fegs and vapes lol
That boy in Larne with the cleaning company doing a million a year is doing rightly too. Definitely nothing to do with his alleged paramilitary loan sharking!

Wildweasel74

He got some car outside his house. Suprised the tax man or criminal assests Bureau not having a closer look.

Truthsayer

Woman found guilty of keeping victim as slave and beating her, in the most squalid conditions. Gets bail!
I just do not get the legal system regarding giving bail. Bad enough giving bail to defendants facing henious allegations but to be found guilty and freed on bail. Horrendous case. Sickening.
https://www.bbc.co.uk/news/articles/c78v36g4pnno

Tony Baloney

Quote from: Truthsayer on January 21, 2026, 11:16:21 PMWoman found guilty of keeping victim as slave and beating her, in the most squalid conditions. Gets bail!
I just do not get the legal system regarding giving bail. Bad enough giving bail to defendants facing henious allegations but to be found guilty and freed on bail. Horrendous case. Sickening.
https://www.bbc.co.uk/news/articles/c78v36g4pnno
What a cnut. Needs locked up for the same length of time.

Wildweasel74

Should be getting 20yrs when you read that. They live among us!

DaleCooper

Quote from: Wildweasel74 on January 21, 2026, 05:53:31 PMThe taxi driver on 100k, he selling drugs on the side, like the Larne soccer team bus driver!

Tates Avenue had a firm delivering booze and fegs at one time out the boot. Wonder if its still a thing.

gallsman

Quote from: DaleCooper on January 22, 2026, 01:01:07 AM
Quote from: Wildweasel74 on January 21, 2026, 05:53:31 PMThe taxi driver on 100k, he selling drugs on the side, like the Larne soccer team bus driver!

Tates Avenue had a firm delivering booze and fegs at one time out the boot. Wonder if its still a thing.

Dial-a+drink.

Milltown Row2

Used one regularly from The Falls rd too, not the fags but the aul cider!

Think it was mainly Sundays as the offy was closed on Sundays?
None of us are getting out of here alive, so please stop treating yourself like an after thought.

Hoof Hearted

Quote from: Milltown Row2 on January 22, 2026, 07:17:28 AMUsed one regularly from The Falls rd too, not the fags but the aul cider!

Think it was mainly Sundays as the offy was closed on Sundays?

used or run ?
Treble 6 Nations Fantasy Rugby champion 2008, 2011 & 2012

LC

Quote from: gallsman on January 22, 2026, 06:51:41 AM
Quote from: DaleCooper on January 22, 2026, 01:01:07 AM
Quote from: Wildweasel74 on January 21, 2026, 05:53:31 PMThe taxi driver on 100k, he selling drugs on the side, like the Larne soccer team bus driver!

Tates Avenue had a firm delivering booze and fegs at one time out the boot. Wonder if its still a thing.

Dial-a+drink.


They would have been plan B back in the 90s if you had no success with knocking the side door of the Hatfield at 1am looking for a few cans.

imtommygunn

mind the boy from the hatfield did the mobile pints of guinness for a while during covid until the licensing people shut him down  ;D