Things that make you go What the F**k?

[johnnycool]

'The last cheque you write should be to the undertaker and it should bounce.'

Not that many use cheques any more - but you get the sentiment.

Run up a big debt in the credit union. I dies with you and they'll also contribute to your funeral costs.

[AustinPowers]

My kids aren't old enough yet but if they have a job and are still living with us, they'll be paying rent. I'll put it in an account so they are at least saving up for a deposit on a place of their own.

Dave Ramsey Financial Peace is a good resource to manage the old mullah 

That was the option, one in fairness still a student but the other choose to not pay rent, for us to save for them.

Personally I'll be spending everything, came in penniless will be going out penniless

60 to 70 you'll be fit to enjoy life better, 70 onwards life, (medical wise) takes some turn after that

If you' lucky!

It's all well  and good saying you're going to spend everything, but  you don't know when you're going to check out. So  you could blow all your  savings 65-70 ,  but you might need new hips and knees come 71  or 72, and  you'd 'need to be living until you're 110 before  you get  those done on the nhs.

We'll all  need some sort of  rainy day fund when we'  old and vulnerable 

[Milltown Row2]

My kids aren't old enough yet but if they have a job and are still living with us, they'll be paying rent. I'll put it in an account so they are at least saving up for a deposit on a place of their own.

Dave Ramsey Financial Peace is a good resource to manage the old mullah 

That was the option, one in fairness still a student but the other choose to not pay rent, for us to save for them.

Personally I'll be spending everything, came in penniless will be going out penniless

60 to 70 you'll be fit to enjoy life better, 70 onwards life, (medical wise) takes some turn after that

If you' lucky!

It's all well  and good saying you're going to spend everything, but  you don't know when you're going to check out. So  you could blow all your  savings 65-70 ,  but you might need new hips and knees come 71  or 72, and  you'd 'need to be living until you're 110 before  you get  those done on the nhs.

We'll all  need some sort of  rainy day fund when we'  old and vulnerable

I've health plan for hips and knees if needs..

Personally the men in my family don't do well after 70 so it'll go well before that, if nothing left then I'll join the others who have milked it for years.

I work with the elderly, it's a tough run in guys.. not a spoiler alert

[Armagh18]

'The last cheque you write should be to the undertaker and it should bounce.'

Not that many use cheques any more - but you get the sentiment.

Run up a big debt in the credit union. I dies with you and they'll also contribute to your funeral costs.

Thought you had to have savings of some sort before they'd pay funeral costs?

[From the Bunker]

Jesus I could lose count on the amount of bat sh1t decisions people make when it comes to money and living a lifestyle. 

1 - young guy I worked with only into the job one month getting a decent car on hp.  The job was seasonal and no guarantee there would be enough work for him when things slacked in 5 months.
2 - a friend buying a high end BMW 'because he deserved something nice'.  Realised a few months later he couldn't keep up with running/maintaining it and took a couple of grand hit getting rid of it. 
3 - a cousin of mine told me his sister, in her mid twenties living at home refused to pay her parents any sort of rent/housekeep because she couldn't afford to as she had to pay for her mercedes every month.   
4 - a guy I know bought a doer-upper house, parents fronted him $$$ to get it to a standard he could live in as he "was broke" (despite living at home until he was 35 and paying parents nothing to keep him).  Two years later, he still hasn't installed a shower as he 'cannot afford it', but is able to go on 3 holidays a year. 

On the food situation, I have noticed my food bill has went up significantly in the past 5 years.  I would eat well, and buy very little to no rubbish, but the price of eating healthy has got ridiculous.  The same bag of apples in sainsburys that cost £1 5 years ago are now £1.70.   

People have different value on money.
Drink has usually a blind spot for peoples value.
Some like to portray or overstate their status by their Attire, their Car, their House - often to the detriment of other things in their lives.

Outside of that for most there's the invisible spend - leaving the oil heating on too long, not turning off the immersion, driving to places you could walk to, Leaving electrical appliances on stand-by, Dumping dinners/meals that could be eaten later, eating from take-aways all the time, buying lunches, Not shopping around for the best deals on insurance/Electrical providers etc. Most of those bills are paid by Direct Debit or tapping the card which further conceals the spend.

I know a lot of people who live a relatively humble life, drive a decent car that does the job, have a nice tidy well kept house, have the holiday, look good in their attire when out, eat well and do all this ensuring they have a tidy nest of funds in the background for the rainy day.

It's all well and good living for the moment until the moment arrives that you need a bit of money to solve a problem.

[Tony Baloney]

I'm not sure where I fit in! Have a decent  combined income, both drive >10 year old cars, go on one holiday a year and still have no money! I'm doing something wrong but the missus won't tell me the password for the current account.

[BigGreenField]

Jesus I could lose count on the amount of bat sh1t decisions people make when it comes to money and living a lifestyle. 

1 - young guy I worked with only into the job one month getting a decent car on hp.  The job was seasonal and no guarantee there would be enough work for him when things slacked in 5 months.
2 - a friend buying a high end BMW 'because he deserved something nice'.  Realised a few months later he couldn't keep up with running/maintaining it and took a couple of grand hit getting rid of it. 
3 - a cousin of mine told me his sister, in her mid twenties living at home refused to pay her parents any sort of rent/housekeep because she couldn't afford to as she had to pay for her mercedes every month.   
4 - a guy I know bought a doer-upper house, parents fronted him $$$ to get it to a standard he could live in as he "was broke" (despite living at home until he was 35 and paying parents nothing to keep him).  Two years later, he still hasn't installed a shower as he 'cannot afford it', but is able to go on 3 holidays a year. 

On the food situation, I have noticed my food bill has went up significantly in the past 5 years.  I would eat well, and buy very little to no rubbish, but the price of eating healthy has got ridiculous.  The same bag of apples in sainsburys that cost £1 5 years ago are now £1.70.   

People have different value on money.
Drink has usually a blind spot for peoples value.
Some like to portray or overstate their status by their Attire, their Car, their House - often to the detriment of other things in their lives.

Outside of that for most there's the invisible spend - leaving the oil heating on too long, not turning off the immersion, driving to places you could walk to, Leaving electrical appliances on stand-by, Dumping dinners/meals that could be eaten later, eating from take-aways all the time, buying lunches, Not shopping around for the best deals on insurance/Electrical providers etc. Most of those bills are paid by Direct Debit or tapping the card which further conceals the spend.

I know a lot of people who live a relatively humble life, drive a decent car that does the job, have a nice tidy well kept house, have the holiday, look good in their attire when out, eat well and do all this ensuring they have a tidy nest of funds in the background for the rainy day.

It's all well and good living for the moment until the moment arrives that you need a bit of money to solve a problem.

Lot of sense in that, live your own life, not the life you want other people to think you have

Equally if someone's boat is floated by model trains, ornamental flowers or personalised number plates let them at it!

[93-DY-SAM]

Jesus I could lose count on the amount of bat sh1t decisions people make when it comes to money and living a lifestyle. 

1 - young guy I worked with only into the job one month getting a decent car on hp.  The job was seasonal and no guarantee there would be enough work for him when things slacked in 5 months.
2 - a friend buying a high end BMW 'because he deserved something nice'.  Realised a few months later he couldn't keep up with running/maintaining it and took a couple of grand hit getting rid of it. 
3 - a cousin of mine told me his sister, in her mid twenties living at home refused to pay her parents any sort of rent/housekeep because she couldn't afford to as she had to pay for her mercedes every month.   
4 - a guy I know bought a doer-upper house, parents fronted him $$$ to get it to a standard he could live in as he "was broke" (despite living at home until he was 35 and paying parents nothing to keep him).  Two years later, he still hasn't installed a shower as he 'cannot afford it', but is able to go on 3 holidays a year. 

On the food situation, I have noticed my food bill has went up significantly in the past 5 years.  I would eat well, and buy very little to no rubbish, but the price of eating healthy has got ridiculous.  The same bag of apples in sainsburys that cost £1 5 years ago are now £1.70.   

People have different value on money.
Drink has usually a blind spot for peoples value.
Some like to portray or overstate their status by their Attire, their Car, their House - often to the detriment of other things in their lives.

Outside of that for most there's the invisible spend - leaving the oil heating on too long, not turning off the immersion, driving to places you could walk to, Leaving electrical appliances on stand-by, Dumping dinners/meals that could be eaten later, eating from take-aways all the time, buying lunches, Not shopping around for the best deals on insurance/Electrical providers etc. Most of those bills are paid by Direct Debit or tapping the card which further conceals the spend.

I know a lot of people who live a relatively humble life, drive a decent car that does the job, have a nice tidy well kept house, have the holiday, look good in their attire when out, eat well and do all this ensuring they have a tidy nest of funds in the background for the rainy day.

It's all well and good living for the moment until the moment arrives that you need a bit of money to solve a problem.

Lot of sense in that, live your own life, not the life you want other people to think you have

Equally if someone's boat is floated by model trains, ornamental flowers or personalised number plates let them at it!

Exactly lads. Too be honest, I blame social media for most of it. A lot of people give the perception of living the high life, while most of it is on tick, blagged etc. Good luck to anyone doing it or wanting to keep up with the Joneses. Not for me.

[general_lee]

What did Oscar Wilde say about knowing the price of everything and the value of nothing?

[JoG2]

I'm not sure where I fit in! Have a decent  combined income, both drive >10 year old cars, go on one holiday a year and still have no money! I'm doing something wrong but the missus won't tell me the password for the current account.

I could have written that post 😁

The one thing we've done that makes a fair wee difference is have a meal plan for the week and shop with it in mind. No daily stressing about dinner for that night and daily £20/£30 pound trips to the local mini-mart

Started saving using Moneybox, withdraw for the annual holiday and Christmas. Keep meaning to rekindle my love affair with the Credit Union, haven't darkened it's doors in 25 years

[Milltown Row2]

I'm not sure where I fit in! Have a decent  combined income, both drive >10 year old cars, go on one holiday a year and still have no money! I'm doing something wrong but the missus won't tell me the password for the current account.

I could have written that post 😁

The one thing we've done that makes a fair wee difference is have a meal plan for the week and shop with it in mind. No daily stressing about dinner for that night and daily £20/£30 pound trips to the local mini-mart

Started saving using Moneybox, withdraw for the annual holiday and Christmas. Keep meaning to rekindle my love affair with the Credit Union, haven't darkened it's doors in 25 years

I've had me year to get back on track..daughter has one more year of rent in Liverpool then I'm done.

I'll start to save the money I was payout for the last 7 years..

Saving for that other money problem that will arrive!

[JoG2]

I'm not sure where I fit in! Have a decent  combined income, both drive >10 year old cars, go on one holiday a year and still have no money! I'm doing something wrong but the missus won't tell me the password for the current account.

I could have written that post 😁

The one thing we've done that makes a fair wee difference is have a meal plan for the week and shop with it in mind. No daily stressing about dinner for that night and daily £20/£30 pound trips to the local mini-mart

Started saving using Moneybox, withdraw for the annual holiday and Christmas. Keep meaning to rekindle my love affair with the Credit Union, haven't darkened it's doors in 25 years

I've had me year to get back on track..daughter has one more year of rent in Liverpool then I'm done.

I'll start to save the money I was payout for the last 7 years..

Saving for that other money problem that will arrive!

I'm almost finished paying off our eldest's uni accommodation costs (never let a child stay in half decent digs in Dublin) even though Martin Lewis and every other expert tells parents not to burden themselves with their child's uni debts... The wife new better 

[AustinPowers]

Jesus I could lose count on the amount of bat sh1t decisions people make when it comes to money and living a lifestyle. 

1 - young guy I worked with only into the job one month getting a decent car on hp.  The job was seasonal and no guarantee there would be enough work for him when things slacked in 5 months.
2 - a friend buying a high end BMW 'because he deserved something nice'.  Realised a few months later he couldn't keep up with running/maintaining it and took a couple of grand hit getting rid of it. 
3 - a cousin of mine told me his sister, in her mid twenties living at home refused to pay her parents any sort of rent/housekeep because she couldn't afford to as she had to pay for her mercedes every month.   
4 - a guy I know bought a doer-upper house, parents fronted him $$$ to get it to a standard he could live in as he "was broke" (despite living at home until he was 35 and paying parents nothing to keep him).  Two years later, he still hasn't installed a shower as he 'cannot afford it', but is able to go on 3 holidays a year. 

On the food situation, I have noticed my food bill has went up significantly in the past 5 years.  I would eat well, and buy very little to no rubbish, but the price of eating healthy has got ridiculous.  The same bag of apples in sainsburys that cost £1 5 years ago are now £1.70.   

People have different value on money.
Drink has usually a blind spot for peoples value.
Some like to portray or overstate their status by their Attire, their Car, their House - often to the detriment of other things in their lives.

Outside of that for most there's the invisible spend - leaving the oil heating on too long, not turning off the immersion, driving to places you could walk to, Leaving electrical appliances on stand-by, Dumping dinners/meals that could be eaten later, eating from take-aways all the time, buying lunches, Not shopping around for the best deals on insurance/Electrical providers etc. Most of those bills are paid by Direct Debit or tapping the card which further conceals the spend.

I know a lot of people who live a relatively humble life, drive a decent car that does the job, have a nice tidy well kept house, have the holiday, look good in their attire when out, eat well and do all this ensuring they have a tidy nest of funds in the background for the rainy day.

It's all well and good living for the moment until the moment arrives that you need a bit of money to solve a problem.

Lot of sense in that, live your own life, not the life you want other people to think you have

Equally if someone's boat is floated by model trains, ornamental flowers or personalised number plates let them at it!

Exactly lads. Too be honest, I blame social media for most of it. A lot of people give the perception of living the high life, while most of it is on tick, blagged etc. Good luck to anyone doing it or wanting to keep up with the Joneses. Not for me.

There must be a  lot of insecure people out there ,  where they have to be seen living it up because the  neighbours  seem to be doing it. 

Next door  are away to The Bahamas. It would be great to  be heading there, but it ain't happening. Now, grab your raincoat.  It  forecasts rain for Bundoran.

[Tony Baloney]

I'm not sure where I fit in! Have a decent  combined income, both drive >10 year old cars, go on one holiday a year and still have no money! I'm doing something wrong but the missus won't tell me the password for the current account.

I could have written that post 😁

The one thing we've done that makes a fair wee difference is have a meal plan for the week and shop with it in mind. No daily stressing about dinner for that night and daily £20/£30 pound trips to the local mini-mart

Started saving using Moneybox, withdraw for the annual holiday and Christmas. Keep meaning to rekindle my love affair with the Credit Union, haven't darkened it's doors in 25 years

I've had me year to get back on track..daughter has one more year of rent in Liverpool then I'm done.

I'll start to save the money I was payout for the last 7 years..

Saving for that other money problem that will arrive!

I'm almost finished paying off our eldest's uni accommodation costs (never let a child stay in half decent digs in Dublin) even though Martin Lewis and every other expert tells parents not to burden themselves with their child's uni debts... The wife new better 

A Level results on Thursday so barring disaster (which I'm bit ruling out!) we could have a one year crossover of 2 at uni simultaneously (final year and first year). Can't put the feet up just yet!

[93-DY-SAM]

Jesus I could lose count on the amount of bat sh1t decisions people make when it comes to money and living a lifestyle. 

1 - young guy I worked with only into the job one month getting a decent car on hp.  The job was seasonal and no guarantee there would be enough work for him when things slacked in 5 months.
2 - a friend buying a high end BMW 'because he deserved something nice'.  Realised a few months later he couldn't keep up with running/maintaining it and took a couple of grand hit getting rid of it. 
3 - a cousin of mine told me his sister, in her mid twenties living at home refused to pay her parents any sort of rent/housekeep because she couldn't afford to as she had to pay for her mercedes every month.   
4 - a guy I know bought a doer-upper house, parents fronted him $$$ to get it to a standard he could live in as he "was broke" (despite living at home until he was 35 and paying parents nothing to keep him).  Two years later, he still hasn't installed a shower as he 'cannot afford it', but is able to go on 3 holidays a year. 

On the food situation, I have noticed my food bill has went up significantly in the past 5 years.  I would eat well, and buy very little to no rubbish, but the price of eating healthy has got ridiculous.  The same bag of apples in sainsburys that cost £1 5 years ago are now £1.70.   

People have different value on money.
Drink has usually a blind spot for peoples value.
Some like to portray or overstate their status by their Attire, their Car, their House - often to the detriment of other things in their lives.

Outside of that for most there's the invisible spend - leaving the oil heating on too long, not turning off the immersion, driving to places you could walk to, Leaving electrical appliances on stand-by, Dumping dinners/meals that could be eaten later, eating from take-aways all the time, buying lunches, Not shopping around for the best deals on insurance/Electrical providers etc. Most of those bills are paid by Direct Debit or tapping the card which further conceals the spend.

I know a lot of people who live a relatively humble life, drive a decent car that does the job, have a nice tidy well kept house, have the holiday, look good in their attire when out, eat well and do all this ensuring they have a tidy nest of funds in the background for the rainy day.

It's all well and good living for the moment until the moment arrives that you need a bit of money to solve a problem.

Lot of sense in that, live your own life, not the life you want other people to think you have

Equally if someone's boat is floated by model trains, ornamental flowers or personalised number plates let them at it!

Exactly lads. Too be honest, I blame social media for most of it. A lot of people give the perception of living the high life, while most of it is on tick, blagged etc. Good luck to anyone doing it or wanting to keep up with the Joneses. Not for me.

There must be a  lot of insecure people out there ,  where they have to be seen living it up because the  neighbours  seem to be doing it. 

Next door  are away to The Bahamas. It would be great to  be heading there, but it ain't happening. Now, grab your raincoat.  It  forecasts rain for Bundoran.

They walk amongst us. Scary amount of them too!