Things that make you go What the F**k?

[Ethan Tremblay]

Jesus I could lose count on the amount of bat sh1t decisions people make when it comes to money and living a lifestyle. 

1 - young guy I worked with only into the job one month getting a decent car on hp.  The job was seasonal and no guarantee there would be enough work for him when things slacked in 5 months.
2 - a friend buying a high end BMW 'because he deserved something nice'.  Realised a few months later he couldn't keep up with running/maintaining it and took a couple of grand hit getting rid of it. 
3 - a cousin of mine told me his sister, in her mid twenties living at home refused to pay her parents any sort of rent/housekeep because she couldn't afford to as she had to pay for her mercedes every month.   
4 - a guy I know bought a doer-upper house, parents fronted him $$$ to get it to a standard he could live in as he "was broke" (despite living at home until he was 35 and paying parents nothing to keep him).  Two years later, he still hasn't installed a shower as he 'cannot afford it', but is able to go on 3 holidays a year. 

On the food situation, I have noticed my food bill has went up significantly in the past 5 years.  I would eat well, and buy very little to no rubbish, but the price of eating healthy has got ridiculous.  The same bag of apples in sainsburys that cost £1 5 years ago are now £1.70.   

[Armagh18]

Jesus I could lose count on the amount of bat sh1t decisions people make when it comes to money and living a lifestyle. 

1 - young guy I worked with only into the job one month getting a decent car on hp.  The job was seasonal and no guarantee there would be enough work for him when things slacked in 5 months.
2 - a friend buying a high end BMW 'because he deserved something nice'.  Realised a few months later he couldn't keep up with running/maintaining it and took a couple of grand hit getting rid of it. 
3 - a cousin of mine told me his sister, in her mid twenties living at home refused to pay her parents any sort of rent/housekeep because she couldn't afford to as she had to pay for her mercedes every month.   
4 - a guy I know bought a doer-upper house, parents fronted him $$$ to get it to a standard he could live in as he "was broke" (despite living at home until he was 35 and paying parents nothing to keep him).  Two years later, he still hasn't installed a shower as he 'cannot afford it', but is able to go on 3 holidays a year. 

On the food situation, I have noticed my food bill has went up significantly in the past 5 years.  I would eat well, and buy very little to no rubbish, but the price of eating healthy has got ridiculous.  The same bag of apples in sainsburys that cost £1 5 years ago are now £1.70.   

 

Yeah the cost of food, even shite food has gone mad.

[DaleCooper]

Almost like government artificially inducing inflationary pressure had lead to....inflation.

[Milltown Row2]

It's amazing the cognitive bias when it comes to other people's cars. No doubt there are the odd few people over extending themselves but the vast majority of cars own roads in South Dublin are Kia, Hyundai, Toyota, Peugeot etc... and quite a lot of model 3's. 

People have a real chip on their shoulder on what other people drive rather than minding their own f**king business. Car ownership has changed in the last 10-20 years, whereby most people just see it as a monthly outgoing like a utility. Hence, why PCP and leasing are popular and owning it outright is no longer seen as dick measuring contest it once was. Also, lots of companies give car allowances in their employee packages as well, which is why people finance stuff.

Full disclosure, all our daily drivers are/have been leased in the last 10-15 years. I'd never buy another car which I use day to day.

Not sure it's cognitive bias or an opinion on what people see or know from those driving them.. as I've there's a high percentage of people with new cars through the mobility scheme

The point in this latest topic would be the people complaining about wages while earning £80grand and using food banks!

[Duine Inteacht Eile]

Jesus I could lose count on the amount of bat sh1t decisions people make when it comes to money and living a lifestyle. 

1 - young guy I worked with only into the job one month getting a decent car on hp.  The job was seasonal and no guarantee there would be enough work for him when things slacked in 5 months.
2 - a friend buying a high end BMW 'because he deserved something nice'.  Realised a few months later he couldn't keep up with running/maintaining it and took a couple of grand hit getting rid of it. 
3 - a cousin of mine told me his sister, in her mid twenties living at home refused to pay her parents any sort of rent/housekeep because she couldn't afford to as she had to pay for her mercedes every month.   
4 - a guy I know bought a doer-upper house, parents fronted him $$$ to get it to a standard he could live in as he "was broke" (despite living at home until he was 35 and paying parents nothing to keep him).  Two years later, he still hasn't installed a shower as he 'cannot afford it', but is able to go on 3 holidays a year. 

On the food situation, I have noticed my food bill has went up significantly in the past 5 years.  I would eat well, and buy very little to no rubbish, but the price of eating healthy has got ridiculous.  The same bag of apples in sainsburys that cost £1 5 years ago are now £1.70.   

To be fair, she's hurling a blinder there. Sounds like a great set up on her end.

[Milltown Row2]

Yeah, I've kids at home living rent free! My bad!

While stripping me of every bitta extra cash lol

[trueblue1234]

People are definitely living more for the now than ever before. There's less focus on providing an inheritance to kids (which isn't necessarily a bad thing in itself, if house prices weren't screwing young ones over). People don't want to work and save money their whole life to die with load of money in the bank. The amount of older ones in work who are retiring and then taking multiple holiday a year and living a good retirement has definitely increased (or maybe I'm just closer to these people than I used to be!!)
I definitely think there's a balance to be had. Doesnt need to be plastered over Facebook or the look at me social media posts, but there's no harm in enjoying yourself either. But if you're getting a horse or a holiday over putting food on the table then I'm sorry, you've issues.

[AustinPowers]

Yeah, I've kids at home living rent free! My bad!

While stripping me of every bitta extra cash lol

Ah well, there  ya go.  No wonder childer are the way  they are these days

Alrhough I see parents in their 40s and 50s  behaving , spending and living beyond their means as much , or moreso than  the youngsters.  At least with youngsters , they  haven't the same  responsibilities/dependents , but  the older ones do.

[gawa316]

My kids aren't old enough yet but if they have a job and are still living with us, they'll be paying rent. I'll put it in an account so they are at least saving up for a deposit on a place of their own.

Dave Ramsey Financial Peace is a good resource to manage the old mullah 

[LC]

My kids aren't old enough yet but if they have a job and are still living with us, they'll be paying rent. I'll put it in an account so they are at least saving up for a deposit on a place of their own.

Dave Ramsey Financial Peace is a good resource to manage the old mullah 

+1

[playwiththewind1st]

"Between the 'holiday hunger' & the 'period poverty', there's nowt else left for us now but the workhouse" said Dad, as we stepped off the EasyJet & got into the family BMW at the airport, on our way to pick up the dog at the kennels, after our latest 2 weeks all inclusive break in Spain.

Mother laughed. "We can't go anywhere just yet, darling. I've my butt lift & gastric band booked in Turkey for the week after next, once the brats go back to school".

[Milltown Row2]

My kids aren't old enough yet but if they have a job and are still living with us, they'll be paying rent. I'll put it in an account so they are at least saving up for a deposit on a place of their own.

Dave Ramsey Financial Peace is a good resource to manage the old mullah 

That was the option, one in fairness still a student but the other choose to not pay rent, for us to save for them.

Personally I'll be spending everything, came in penniless will be going out penniless

60 to 70 you'll be fit to enjoy life better, 70 onwards life, (medical wise) takes some turn after that

[johnnycool]

My kids aren't old enough yet but if they have a job and are still living with us, they'll be paying rent. I'll put it in an account so they are at least saving up for a deposit on a place of their own.

Dave Ramsey Financial Peace is a good resource to manage the old mullah 

That was the option, one in fairness still a student but the other choose to not pay rent, for us to save for them.

Personally I'll be spending everything, came in penniless will be going out penniless

60 to 70 you'll be fit to enjoy life better, 70 onwards life, (medical wise) takes some turn after that

My Da made me pay housekeeping at 16 when I got a summer job on the sites which I think at the time I got £35 a week and my ma got a £10 of it every Friday.

He told me it was to teach me the value of a pound.

In fairness to her we were never wanting for the grub etc when we headed to the big smoke for College and university so I got it back in spades.

[Milltown Row2]

My kids aren't old enough yet but if they have a job and are still living with us, they'll be paying rent. I'll put it in an account so they are at least saving up for a deposit on a place of their own.

Dave Ramsey Financial Peace is a good resource to manage the old mullah 

That was the option, one in fairness still a student but the other choose to not pay rent, for us to save for them.

Personally I'll be spending everything, came in penniless will be going out penniless

60 to 70 you'll be fit to enjoy life better, 70 onwards life, (medical wise) takes some turn after that

My Da made me pay housekeeping at 16 when I got a summer job on the sites which I think at the time I got £35 a week and my ma got a £10 of it every Friday.

He told me it was to teach me the value of a pound.

In fairness to her we were never wanting for the grub etc when we headed to the big smoke for College and university so I got it back in spades.

A third of my wage went at the age of 16, I supplemented that with other jobs...

Kids suffer because of the various media platforms out there..

My daughter had a lovely holiday recently.. as a student no mission on affording it.. ten shifts at various over the summer and she's nearly paid me back! Couple hundred to go, not a happy bunny working to pay off but sure, wanna have ya gotta pay for it

[93-DY-SAM]

'The last cheque you write should be to the undertaker and it should bounce.'

Not that many use cheques any more - but you get the sentiment.