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Someone supposedly hit my car last year in a car park (no visible damage, was a shit box runaround I was using at the time while my actual car was in being fixed so I didn't care either way). They left a note and I text them saying not to worry there was no damage etc.

Fast forward to today as I shop around as my renewal date is soon. Saw a quote for £200 less than what I paid last time. Couldn't go through with the purchase so I went through the online chat. That f**king cnut declared the "incident" to his insurance company and just like that my quote increased by £111! Absolute racket!

Had a similar experience in the recent past. A lot of suspect stuff goes on with insurance but you wonder how stuff like this is actually allowed when no claim has been made. It is legalised robbery.

I'm not sure what I am annoyed at more:

The guy for hitting the car in the first place

The guy for informing his insurance company (after me contacting him and telling him not to) who then informed my insurance company

Or Admiral for slapping an extra £100 on for an incident where nothing happened.

In my case I was hit. No damage but doing what I thought was right incase there came a claim against me I informed my insurance company.
But it never went any further and I never thought any more about it until my renewal came in. Had shot up and when I queried it was told it was because I was in a no fault accident. Absolute shower of c***ts! No other word for them. Learned my lesson that day. Duty or not to report it they can go f**k themselves when they pull shite like that. 

Someone supposedly hit my car last year in a car park (no visible damage, was a shit box runaround I was using at the time while my actual car was in being fixed so I didn't care either way). They left a note and I text them saying not to worry there was no damage etc.

Fast forward to today as I shop around as my renewal date is soon. Saw a quote for £200 less than what I paid last time. Couldn't go through with the purchase so I went through the online chat. That f**king cnut declared the "incident" to his insurance company and just like that my quote increased by £111! Absolute racket!

Had a similar experience in the recent past. A lot of suspect stuff goes on with insurance but you wonder how stuff like this is actually allowed when no claim has been made. It is legalised robbery.

Trying to blame bigotry as the main cause for the state of Casement as opposed to rank incompetence is just delusion of the highest order.

From what I can see there has been just the standard normal totally usual background level of bigotry since the start of this project as could have been predicted and expected from day one from that side of the house.

Can't help feel it suits a lot of people involved in the project to spread the notion that the project is mired in stasis on bigotry as opposed to facing up to their own mistakes.

Bigotry hasn't helped but that has only really crept into the agreement in a big way this last few years since the Euros bid. It has been a useful smokescreen. There was a long number of years before that where the Ulster Council made a complete f**k up of this which is the only way to put it. They were out of their depth with a project on this scale from the outset.

Time to switch off, the blasted Country Music special is on. 

Oh no.

Not a heap of white perfect shiny teeth.

They should be promoting new, young talent instead of the same old tired faces every single year.

https://www.youtube.com/watch?v=GdGdwxSR_Tk

Try that, explain it better than I can.

Apologies if already answered, have a dripping tap it's a basin tap turned water off, drained all the taps was expecting to just unscrew and replace washer but looks like it's not that straight forward.  Other taps I can do this but here looks like I have to go in from underneath and actually removing the tap, I assume this is the only method, in which case be easier to buy new taps and replace.

What type of tap is it? Might be the cartridge in the tap that needs replaced.

Mo Chara is a free man!  Charge dropped. What a shower of idiots running the British police & prosecution service.

Cue Unionist outrage in 3, 2, 1.....

[If that's Christianity I want fúck all to do with it.]

I'm struggling big time with the concept of christianity as espoused by Charle Kirk and his followers.

He's a devout Christian we're being told, yet he churned out hate towards a lot of marginalised groups, the blacks, the muslims, the gays, the trans, you name it.

If that's Christianity I want fúck all to do with it.

It's all too common to find self proclaimed christians to be very unchristian in everyday life. We've plenty of them here

100%

[Everyday the USA seems to edge closer to a civil war.]

Yes the exact constitutional right they constantly bring up was made so that they can fight back against governments like the one they currently have however that government has brain washed them into believing they are on their side. Everyday the USA seems to edge closer to a civil war.

Maybe that's the reset/reality check they need.

That's worse than the ones having a conversation on speaker on the bus or train.

No it's definitely not, people on their phones like this should be publicly flogged 

This is one of my biggest pet peeves. Anyone caught talking on speakerphone in public should never be allowed to own a phone again

It wasn't the DUP who decided to close Casement even though the planning process had not concluded.  That was the biggest f@=k up of all.

Exactly as you'll see mentioned on this thread many times. The Ulster Council have a lot to answer for in this mess and kicking the door wide open to where we are today.

Free speech.........but only if I like what you say!

https://www.moneysavingexpert.com/mortgages/mortgage-overpayment-calculator/

Play around with some figures in this. People might be pleasantly surprised (or not!!).

Is overpaying your mortgage a myth, or even worth doing? Up to 10% or something?

Cheapest loan you will ever get why would you put that pressure on yourself especially if you have kids.

Paying a few quid extra off a month or throwing a few quid at it every now again if you have it can make a big dent in the term. You'll have knocked years off it and saved 1000's in interest in the process.

You don't have to scrip and scrape to do it. My thoughts are, why be chained to a mortgage and be working for the bank? There is a happy medium in the middle. But yes, horses for courses. What works for one doesn't for another.

[Some of the stuff that you hear from people these days is insane and the problem is that "they do their research" and think they are experts. Social media amplifies these head the balls too.]

The thing is that you realise how many fuckin genuinely stupid there are out there. The lads sowing all the divisions know this and just need to rabble rouse. The comeback might be that I am a stupid one - one of the sheeple!

Some of the stuff that you hear from people these days is insane and the problem is that "they do their research" and think they are experts. Social media amplifies these head the balls too.

There is now buzz words that start online and then they are in the real world. Christian values...ah yeah the President riding a porn star when his wife is at home pregnant...it's what Jesus would have wanted...

There is so much hypocrisy and contradictions on the right that you don't even know where to begin. But then the left can't unite and mobilise and when they try they seem to have all other headers shouting on that side.

The Dunning-Kruger effect.