How much of your transactions are in cash?

Started by AustinPowers, October 23, 2023, 04:31:01 PM

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What percentage of your transactions are in cash?

100% cash (don't use cards or apps)
90 - 99% cash
About 75% cash
About 50% cash / 50% card (or apps)
About 25% cash
1 - 10% cash
Don't use cash (all transactions are cards or apps)

AustinPowers

Spain and Portugal  card payments down (among other things ).

Another reminder  to carry cash

gallsman

Loads of card machines working all over the country. They've a battery. I survived the 6 hours of a power cut without feeling the need to dig out the stash from under the mattress and stock up.

Saffron_sam20

Card fees are killing smaller businesses, I'd go to markets etc a good bit and nearly everyone takes card but would prefer cash. Actually chatting to a fella and he's pulled his machine and says hasn't overly affected his trade. Was out for dinner in zen the other week and they are doing a £60 voucher for £50 if bought with cash and you can spend it then and there. Tells you how much they don't want you using card

gallsman

Yes, I wonder why Chinese restaurants don't want you using cash...

Wise the f**k up everyone. 99% of people looking cash are doing so they can avoid tax. Mossy people happy to give it to them are looking to avoid VAT.

Armagh18

Quote from: gallsman on April 28, 2025, 06:15:33 PMYes, I wonder why Chinese restaurants don't want you using cash...

Wise the f**k up everyone. 99% of people looking cash are doing so they can avoid tax. Mossy people happy to give it to them are looking to avoid VAT.
Well no shit sherlock.

That plus the outrageous card fees. Why wouldnt they?

Jim Bob

I'm card vast majority of the time but when I need a five pound note I have to go to the shop to buy something just to get the fiver in my change !

gallsman

Quote from: Armagh18 on April 28, 2025, 06:16:22 PM
Quote from: gallsman on April 28, 2025, 06:15:33 PMYes, I wonder why Chinese restaurants don't want you using cash...

Wise the f**k up everyone. 99% of people looking cash are doing so they can avoid tax. Mossy people happy to give it to them are looking to avoid VAT.
Well no shit sherlock.

That plus the outrageous card fees. Why wouldnt they?

My point is stop f**king whining about card fees when the real reason is to keep everything off the books.

AustinPowers

If someone services  my boiler or  cleans my windows, and I pay them cash , and they don't declare it, I  honestly couldn't give  one shiny shite.

RedHand88

Quote from: Armagh18 on April 28, 2025, 06:16:22 PM
Quote from: gallsman on April 28, 2025, 06:15:33 PMYes, I wonder why Chinese restaurants don't want you using cash...

Wise the f**k up everyone. 99% of people looking cash are doing so they can avoid tax. Mossy people happy to give it to them are looking to avoid VAT.
Well no shit sherlock.

That plus the outrageous card fees. Why wouldnt they?

The card fees argument is a red herring. Lodging cash also costs money. Unless it isn't being lodged...

Milltown Row2

Quote from: AustinPowers on April 28, 2025, 06:59:29 PMIf someone services  my boiler or  cleans my windows, and I pay them cash , and they don't declare it, I  honestly couldn't give  one shiny shite.

Then we shouldn't complain about the NHS too much either
None of us are getting out of here alive, so please stop treating yourself like an after thought.

Armagh18

Quote from: gallsman on April 28, 2025, 06:23:28 PM
Quote from: Armagh18 on April 28, 2025, 06:16:22 PM
Quote from: gallsman on April 28, 2025, 06:15:33 PMYes, I wonder why Chinese restaurants don't want you using cash...

Wise the f**k up everyone. 99% of people looking cash are doing so they can avoid tax. Mossy people happy to give it to them are looking to avoid VAT.
Well no shit sherlock.

That plus the outrageous card fees. Why wouldnt they?

My point is stop f**king whining about card fees when the real reason is to keep everything off the books.
Or both. Have you seen how much businesses are losing out on in card fees?

gallsman

Well none, because unless they're complete f**king morons, they factor it into their pricing.

Armagh18

Quote from: RedHand88 on April 28, 2025, 07:12:55 PM
Quote from: Armagh18 on April 28, 2025, 06:16:22 PM
Quote from: gallsman on April 28, 2025, 06:15:33 PMYes, I wonder why Chinese restaurants don't want you using cash...

Wise the f**k up everyone. 99% of people looking cash are doing so they can avoid tax. Mossy people happy to give it to them are looking to avoid VAT.
Well no shit sherlock.

That plus the outrageous card fees. Why wouldnt they?

The card fees argument is a red herring. Lodging cash also costs money. Unless it isn't being lodged...
Does it? Must depend on the bank as I've not seen it.

Sure if it isn't all the better.

AustinPowers

Quote from: Milltown Row2 on April 28, 2025, 07:28:45 PM
Quote from: AustinPowers on April 28, 2025, 06:59:29 PMIf someone services  my boiler or  cleans my windows, and I pay them cash , and they don't declare it, I  honestly couldn't give  one shiny shite.

Then we shouldn't complain about the NHS too much either

We all know that's  a separate issue though

Milltown Row2

Quote from: AustinPowers on April 28, 2025, 08:40:59 PM
Quote from: Milltown Row2 on April 28, 2025, 07:28:45 PM
Quote from: AustinPowers on April 28, 2025, 06:59:29 PMIf someone services  my boiler or  cleans my windows, and I pay them cash , and they don't declare it, I  honestly couldn't give  one shiny shite.

Then we shouldn't complain about the NHS too much either

We all know that's  a separate issue though

Ok, if you want it to be for a separate argument then fine.. but those avoiding tax and complaining about not getting to see a doctor or the waiting lists or whatever else our tax pays for then it's a bit dumb.
None of us are getting out of here alive, so please stop treating yourself like an after thought.