Buying a house

[Milltown Row2]

On reflection, I regret not buying a wee flat ( even a doer up) for my kids when they went to college in UK.
Renting in UK has got so expensive...robbed

£800-£1000 per month in Belfast
Be better of buying them a car but then miss out on the whole experience?


https://www.irishnews.com/news/northern-ireland/norther-ireland-parents-spending-1000-on-student-digs-as-holylands-housing-shortage-bites-MR6JJFV365EJRHZ42CDIMQM5JA/

Anyboy know how much the new student accom. is in Belfast city centre? The ones beside UU.

Were they not built to take the pressure off the Holylands area?  Alhough students probably prefer the Holylands area for the craic.   

The young fella was in the Prestige Living one last year across from UU and he was paying £680 per month for 10 months.

I think they can also now let in non students

Bonkers!! Were you a taxi driver at night to pay that lol?

[Munchie]

On reflection, I regret not buying a wee flat ( even a doer up) for my kids when they went to college in UK.
Renting in UK has got so expensive...robbed

£800-£1000 per month in Belfast
Be better of buying them a car but then miss out on the whole experience?


https://www.irishnews.com/news/northern-ireland/norther-ireland-parents-spending-1000-on-student-digs-as-holylands-housing-shortage-bites-MR6JJFV365EJRHZ42CDIMQM5JA/

Anyboy know how much the new student accom. is in Belfast city centre? The ones beside UU.

Were they not built to take the pressure off the Holylands area?  Alhough students probably prefer the Holylands area for the craic.   

The young fella was in the Prestige Living one last year across from UU and he was paying £680 per month for 10 months.

I think they can also now let in non students

Daughter in Galway feck all houses there for students - in university accommodation €1100 a month for 10 months!

[NAG1]

On reflection, I regret not buying a wee flat ( even a doer up) for my kids when they went to college in UK.
Renting in UK has got so expensive...robbed

£800-£1000 per month in Belfast
Be better of buying them a car but then miss out on the whole experience?


https://www.irishnews.com/news/northern-ireland/norther-ireland-parents-spending-1000-on-student-digs-as-holylands-housing-shortage-bites-MR6JJFV365EJRHZ42CDIMQM5JA/

Anyboy know how much the new student accom. is in Belfast city centre? The ones beside UU.

Were they not built to take the pressure off the Holylands area?  Alhough students probably prefer the Holylands area for the craic.   

The young fella was in the Prestige Living one last year across from UU and he was paying £680 per month for 10 months.

I think they can also now let in non students

Daughter in Galway feck all houses there for students - in university accommodation €1100 a month for 10 months!

That sort of money could buy them a nice car to run back and forward to Uni in.

[clonian]

On reflection, I regret not buying a wee flat ( even a doer up) for my kids when they went to college in UK.
Renting in UK has got so expensive...robbed

£800-£1000 per month in Belfast
Be better of buying them a car but then miss out on the whole experience?


https://www.irishnews.com/news/northern-ireland/norther-ireland-parents-spending-1000-on-student-digs-as-holylands-housing-shortage-bites-MR6JJFV365EJRHZ42CDIMQM5JA/

Anyboy know how much the new student accom. is in Belfast city centre? The ones beside UU.

Were they not built to take the pressure off the Holylands area?  Alhough students probably prefer the Holylands area for the craic.   

The young fella was in the Prestige Living one last year across from UU and he was paying £680 per month for 10 months.

I think they can also now let in non students

I've 3 at GCSE & A level, assuming 3 years each up there or elsewhere is £61,200. Feck that I might look into buying something now

[Milltown Row2]

On reflection, I regret not buying a wee flat ( even a doer up) for my kids when they went to college in UK.
Renting in UK has got so expensive...robbed

£800-£1000 per month in Belfast
Be better of buying them a car but then miss out on the whole experience?


https://www.irishnews.com/news/northern-ireland/norther-ireland-parents-spending-1000-on-student-digs-as-holylands-housing-shortage-bites-MR6JJFV365EJRHZ42CDIMQM5JA/

Anyboy know how much the new student accom. is in Belfast city centre? The ones beside UU.

Were they not built to take the pressure off the Holylands area?  Alhough students probably prefer the Holylands area for the craic.   

The young fella was in the Prestige Living one last year across from UU and he was paying £680 per month for 10 months.

I think they can also now let in non students

I've 3 at GCSE & A level, assuming 3 years each up there or elsewhere is £61,200. Feck that I might look into buying something now

How do ya know which college they'll go to?

I said to mine, stay at home and I'll pay you an allowance of £60 a week, use of car free food, continue to work at your part time job.

Nah! Would prefer to strip you of and cash you have please!

Good luck! Rent getting higher now too.

Eldest looking out to live in Belfast with friends, £500 each (3 of them) for a shit hole around the Lisburn rd areas!

[Munchie]

On reflection, I regret not buying a wee flat ( even a doer up) for my kids when they went to college in UK.
Renting in UK has got so expensive...robbed

£800-£1000 per month in Belfast
Be better of buying them a car but then miss out on the whole experience?


https://www.irishnews.com/news/northern-ireland/norther-ireland-parents-spending-1000-on-student-digs-as-holylands-housing-shortage-bites-MR6JJFV365EJRHZ42CDIMQM5JA/

Anyboy know how much the new student accom. is in Belfast city centre? The ones beside UU.

Were they not built to take the pressure off the Holylands area?  Alhough students probably prefer the Holylands area for the craic.   

The young fella was in the Prestige Living one last year across from UU and he was paying £680 per month for 10 months.

I think they can also now let in non students

Daughter in Galway feck all houses there for students - in university accommodation €1100 a month for 10 months!

That sort of money could buy them a nice car to run back and forward to Uni in.

The 300 mile round trip could get tiring.

[NAG1]

On reflection, I regret not buying a wee flat ( even a doer up) for my kids when they went to college in UK.
Renting in UK has got so expensive...robbed

£800-£1000 per month in Belfast
Be better of buying them a car but then miss out on the whole experience?


https://www.irishnews.com/news/northern-ireland/norther-ireland-parents-spending-1000-on-student-digs-as-holylands-housing-shortage-bites-MR6JJFV365EJRHZ42CDIMQM5JA/

Anyboy know how much the new student accom. is in Belfast city centre? The ones beside UU.

Were they not built to take the pressure off the Holylands area?  Alhough students probably prefer the Holylands area for the craic.   

The young fella was in the Prestige Living one last year across from UU and he was paying £680 per month for 10 months.

I think they can also now let in non students

Daughter in Galway feck all houses there for students - in university accommodation €1100 a month for 10 months!

That sort of money could buy them a nice car to run back and forward to Uni in.

The 300 mile round trip could get tiring.

  

More in general, especially up here it is becoming a more viable option.

[giveherlong]

On reflection, I regret not buying a wee flat ( even a doer up) for my kids when they went to college in UK.
Renting in UK has got so expensive...robbed

£800-£1000 per month in Belfast
Be better of buying them a car but then miss out on the whole experience?


https://www.irishnews.com/news/northern-ireland/norther-ireland-parents-spending-1000-on-student-digs-as-holylands-housing-shortage-bites-MR6JJFV365EJRHZ42CDIMQM5JA/

Anyboy know how much the new student accom. is in Belfast city centre? The ones beside UU.

Were they not built to take the pressure off the Holylands area?  Alhough students probably prefer the Holylands area for the craic.   

The young fella was in the Prestige Living one last year across from UU and he was paying £680 per month for 10 months.

I think they can also now let in non students

I've 3 at GCSE & A level, assuming 3 years each up there or elsewhere is £61,200. Feck that I might look into buying something now

How do ya know which college they'll go to?

I said to mine, stay at home and I'll pay you an allowance of £60 a week, use of car free food, continue to work at your part time job.

Nah! Would prefer to strip you of and cash you have please!

Good luck! Rent getting higher now too.

Eldest looking out to live in Belfast with friends, £500 each (3 of them) for a shit hole around the Lisburn rd areas!

The eldest lad has move to a house off Ulsterville Ave, £440 a month each, for three of them.

It's not a bad house to be fair, but that's still serious dough considering I was paying £45 per month for a house in the Holylads back in the early 90's.

My mates Da, sold a nursing home and bought him and his siblings flats in what was then a new development off the Holylands, Fitzwilliam Square I think. He lived in it and rented out rooms to his mates and now his kids are living in it whilst at University.

Probably a good long term investment if you have the dough initially...

A nursing home would have been a solid investment as well. £1000 per week?!

[imtommygunn]

440 a month isn't bad at all.

The buying the house thing definitely has some merit but anywhere in Belfast that's near the university costs a ludicrous amount these days. I imagine the same in any cities with universities.

[Dougal Maguire]

Anyone got a rough idea how much pvc windows cost these days. 4 bedroom house with en-suite, 2 other bathrooms garage. 15 windows in all. Just looking a rough idea before deciding whether or not to replace

[clonian]

On reflection, I regret not buying a wee flat ( even a doer up) for my kids when they went to college in UK.
Renting in UK has got so expensive...robbed

£800-£1000 per month in Belfast
Be better of buying them a car but then miss out on the whole experience?


https://www.irishnews.com/news/northern-ireland/norther-ireland-parents-spending-1000-on-student-digs-as-holylands-housing-shortage-bites-MR6JJFV365EJRHZ42CDIMQM5JA/

Anyboy know how much the new student accom. is in Belfast city centre? The ones beside UU.

Were they not built to take the pressure off the Holylands area?  Alhough students probably prefer the Holylands area for the craic. 

The young fella was in the Prestige Living one last year across from UU and he was paying £680 per month for 10 months.

I think they can also now let in non students

I've 3 at GCSE & A level, assuming 3 years each up there or elsewhere is £61,200. Feck that I might look into buying something now

How do ya know which college they'll go to?

I said to mine, stay at home and I'll pay you an allowance of £60 a week, use of car free food, continue to work at your part time job.

Nah! Would prefer to strip you of and cash you have please!

Good luck! Rent getting higher now too.

Eldest looking out to live in Belfast with friends, £500 each (3 of them) for a shit hole around the Lisburn rd areas!

That's the question, even the eldest isn't sure where she wants to go yet. One of the lads doesn't want to go to uni but that might change. With apprenticeships now in engineering & construction degrees there's some good options available too.

Living up there for a few years made me grow up but I paid my own rent and my grants and loans were less that 4 grand per year. J'town halls were around £75/month in 2000 and I paid 120 - 140/month in the Holylands the other 2 years. We were the 1st year that lost the 3k grants and fees came in the same year. I left with around 10k of dept which I had paid off in 5 years. Some difference in what they're looking at now for 3 years

[clonian]

440 a month isn't bad at all.

The buying the house thing definitely has some merit but anywhere in Belfast that's near the university costs a ludicrous amount these days. I imagine the same in any cities with universities.

I was looking yesterday after reading this and you can get a 2 bed around Stranmillis for 150/160 - up to 205 for a 3 bed. They were decent enough too - cheaper in other areas. You would think you'd sell on for a bit more in 10 years too. Ideally a couple of rents coming in from their mates would cover the mortgage but that's assuming everything works out

[LC]

440 a month isn't bad at all.

The buying the house thing definitely has some merit but anywhere in Belfast that's near the university costs a ludicrous amount these days. I imagine the same in any cities with universities.

I was looking yesterday after reading this and you can get a 2 bed around Stranmillis for 150/160 - up to 205 for a 3 bed. They were decent enough too - cheaper in other areas. You would think you'd sell on for a bit more in 10 years too. Ideally a couple of rents coming in from their mates would cover the mortgage but that's assuming everything works out

The deposit is the kicker, you would need 25% £35/£40k for the 2 bed in Stranmillis if purchasing as a BTL, use to be 15% years ago.  Fair play to anyone who has that sort of loose change about them.

[scout]

Any help or advice most welcomed.

I want to build a new house (first timer) on land that my family owns (in my father's name). I have £25k plus saved in a LISA on moneybox app.

Can this be used on the building or self-build mortgage or is there a fee for not buying land and/or property.

Does anyone have any experience of this?

If barricades, is the get around "buying" the land off my father etc...

Thanks

[Brick Tamlin]

Maybe the wrong thread but hey ho.
If i had planning passed in the north for a glamping pod and i decided to add another meter in length onto the unit when i build the thing, how likely is it that building control/council etc will kick up or come after me.
may sound like a naive question but just wondering. anyone any nightmare stories with this stuff.