Messages

This thread is great.
Iceman, the Christian who poisons cats, would choose his faith over his family and I can't wait to hear his answer to Nifan's question.
Fitzroyalty seems to think no one but fathers like sport.
EC, the person who describes himself as "mildly racist", has a picture of a black player who was recently the victim of racist abuse as his avatar.

The biggest surprise of all though, mike sheehy made the best point in the thread:

Given all thats gone on in the last few years we should probably be questioning the parenting abilities of the uber-"christians" instead of gay people. It was the traditionally married flock,and not gays, that turned a blind eye while the Magdelen beasts and fiddling priests had their wicked way. Some  "suitable" environment that created for children   

Then again, I suppose that is what god intended.

How many of you think you would have turned out any different had you had two das or two mas?

I do. I also think I would have turned out different if I had a different mother and father.

Elaberate. Do you think for example you would be in to GAA if you had two mothers or two fathers? Or sport at all for that matter?

What the actual f**k?

Congratulations, good luck to the three of you.

Weird.  They normally make you wait and see if it bounces back because the account you sent it to may not have been a live account and after a number of days if it hasn't Santander should be getting in touch with Nationwide. 
I would guess as it was Nationwide's fault for giving out the wrong details they contacted the account holder in the hope it would speed things up for you.  I would hope they didn't give out his contact details without permission. 

Nah, they contacted him first to explain what happened, got his permission to pass his contact details to me, then I had to write to him giving my Santander account number so he could verify he got the payment from my account, then he gave Nationwide permission to take the money and return it to me. The thing that's relevant to this discussion is that he could have told me to feck off at any stage and I would have had to go to the courts. Was a major sweat over the whole thing. The loan was taken out to renovate a house we moved into in the expectation the Ulster Bank would allow us to remortgage after a year for the same value (they gave a commitment to this) only when we went to them looking it they'd brought in all these new "stress-testing" regulations and turned us down flat. There was no way we could afford to continue paying the loan and the mortgage but we found a financial advisor who then got us a mortgage with a different bank and this 'missing' money was the surplus to pay towards the loan. Needless to say our Christmas dinner this year was a roast chicken and the childers presents were bought on Christmas Eve after yer man rang me and said he would be returning the money.

Don't understand it at all as I know of dozens of instances of money being transferred to wrong accounts and have never seen anyone having to do what you did. 

[It's in no way fraud.]

It's in no way fraud. The bank are well out of order. A lot of people wouldn't look near their balance for weeks on end.
I wouldn't be sure they can take it straight back like that. It's basically bully tactics to say she's going to be done for fraud. Poor form.

You'll find it is fraud although I would doubt anyone was ever convicted in the circumstances we're talking about but if you got money put in to your account in error in the morning it's the first thing your bank will tell you if you get awkward with them. 

I don't think you'll find it is fraud at all. For it to be fraud there would have to be intent.

Unknowingly spending someone else's money can not be construed as fraud.

What about when you knowingly spend it?

Knowingly spending money does not equal knowingly spending someone else's money. Yes it's semantics but very meaningful semantics.

Ultimately if it's construed as a crime it's not fraud anyway - it's theft.

Aye alright, you know best 

[It's in no way fraud.]

It's in no way fraud. The bank are well out of order. A lot of people wouldn't look near their balance for weeks on end.
I wouldn't be sure they can take it straight back like that. It's basically bully tactics to say she's going to be done for fraud. Poor form.

You'll find it is fraud although I would doubt anyone was ever convicted in the circumstances we're talking about but if you got money put in to your account in error in the morning it's the first thing your bank will tell you if you get awkward with them. 

I don't think you'll find it is fraud at all. For it to be fraud there would have to be intent.

Unknowingly spending someone else's money can not be construed as fraud.

What about when you knowingly spend it?

Relax POG, it's only money.

I'll "relax" if you try and make relevant posts.

[It's in no way fraud.]

Ulick - I don't understand your situation.   
If you send funds to a wrong account your bank are suppose to get in touch with the bank the funds went to to get them back.  I understand in can be a lengthy process while they exchange correspondence but how the hell would you know who the account holder was? Who give you those details?

I was given the correct sort code but an incorrect account number. So the money went to a Nationwide account, just not the account it was supposed to go to. My bank (Santander) told me there was nothing they could do as the money couldn't be recalled after it had left my account and Nationwide (who I had the loan with) originally said they couldn't tell me where the money went and I would have to sit tight to see if the money bounced back into my account. It was only after I gave them the time, date and name of girl who gave me the wrong account details they they traced the account holder, contacted him and passed his name and address to me. After that I had to do all the running and request the money was returned.

Weird.  They normally make you wait and see if it bounces back because the account you sent it to may not have been a live account and after a number of days if it hasn't Santander should be getting in touch with Nationwide. 
I would guess as it was Nationwide's fault for giving out the wrong details they contacted the account holder in the hope it would speed things up for you.  I would hope they didn't give out his contact details without permission. 

It's in no way fraud. The bank are well out of order. A lot of people wouldn't look near their balance for weeks on end.

I wouldn't be sure they can take it straight back like that. It's basically bully tactics to say she's going to be done for fraud. Poor form.

You'll find it is fraud although I would doubt anyone was ever convicted in the circumstances we're talking about but if you got money put in to your account in error in the morning it's the first thing your bank will tell you if you get awkward with them. 

I haven't checked my balance in weeks so I would say the lassy was genuine and the bank's policy on this was a joke considering it was a student who was going in to overdraft

If the girl hadn't checked her account in weeks and didn't realise it was there she wouldn't notice/mind them taking it back but she did notice it was there and presumably was spending it.  Big difference.

An 18 year old schoolgirl has £1000 put into her bank account by accident and she assumes it is hers.

Aye right. f**king chancer.

Yeah, sorry David, but I agree with HS.  I can't believe most people (especially a 18 year old) wouldn't notice a extra 1k in their account.  I would be on the side of the bank in that one, it's not her money and it is fraud to accept money that's not yours like that.
Although the language used by the bank employee is suspect.   

Btw, it doesn't sound like it was a banking error.

Ulick - I don't understand your situation.   
If you send funds to a wrong account your bank are suppose to get in touch with the bank the funds went to to get them back.  I understand in can be a lengthy process while they exchange correspondence but how the hell would you know who the account holder was? Who give you those details? 

Don't watch this show so not sure how it goes but my menus is as follows:

As a starter we have a selection of wild berries picked from the English countryside. 


Followed by a delicious home made chicken and vegetable soup.


The main course will be a from a recipe passed down for generations, a traditional dish.


This will be followed by a choice of dessert, hand picked from the local supermarket



Dessert will be followed by cheese and crackers



The beverage served with the meal will be tap water.

thanks

any links?

Fair f**ks to him, no point in earning all that money and not being able to enjoy it ha ha

maybe so, but not before a game which they subsequently lost

It wasn't before a game, it was before training... It was Christmas time

Have to do what whiskey nose tells them. They know what happens if they don't.

Training is counted as work, most of us would be fired if unable fulfill duties at work due to a huge hangover.

You ever call in sick after a night on the beer?

What relevance does that have?

Most bosses would have something to say if you turned up at work, unable to do it, due to a hangover.  I don't see the issue?

[I don't agree with tv in the bedroom, leads to laziness in both kids and definitely adults.]

I don't agree with tv in the bedroom, leads to laziness in both kids and definitely adults.
If you're sick of the CBeeb then turn it off after an hour and let them off to play

Oh, get a grip.

I don't know how anyone with children would ever get the chance to watch a tv in bed in morning and I personally don't know why you would want to watch it in bed at night. Bed is for sleeping and occasionally other stuff.

Personally I wouldn't be without a tv in the bedroom but that's a side issue, to say that anyone who has one is lazy is ridiculous!

[I don't agree with tv in the bedroom, leads to laziness in both kids and definitely adults.]

I don't agree with tv in the bedroom, leads to laziness in both kids and definitely adults.
If you're sick of the CBeeb then turn it off after an hour and let them off to play

Oh, get a grip.