Just booked my MOT for earliest date I could get. January. Car insurance runs out in December. Will I be able to ensure the car before I get my MOT?
Quote from: tonto1888 on September 22, 2024, 01:00:57 PMJust booked my MOT for earliest date I could get. January. Car insurance runs out in December. Will I be able to ensure the car before I get my MOT?
You should be shopping around for insurance now anyway. You can pay for it now and have it start the day your current premium expires.
Quote from: tonto1888 on September 22, 2024, 01:00:57 PMJust booked my MOT for earliest date I could get. January. Car insurance runs out in December. Will I be able to ensure the car before I get my MOT?
I think you'll be uninsured for the period between Dec and Jan. I have a similar issue but only for a few days as my tax is 30th Sept and MOT on 5th Oct but car is insured (unless the bastards have some small print about it being void without tax).
Not exactly on this topic but does fully comprehensive insurance entitle the policy holder to drive any car, albeit just with third party cover, as long as it is insured
Quote from: Dougal Maguire on September 22, 2024, 06:10:26 PMNot exactly on this topic but does fully comprehensive insurance entitle the policy holder to drive any car, albeit just with third party cover, as long as it is insured
No it's not automatic and I remember querying it with a company and was told they didn't even know until my policy documents were generated - a lot of the time you won't see it on quotes so you need to be careful.
The insurance policy generally covers the car, not the individual. If your policy includes Open Driving, it means that other qualified drivers, with your permission, can drive your car. Not that you can drive whatever car you want.
When does your MOT run out? Keep hitting the MOT site every morning and cancellations will eventually come up.
There is a bit more lenience these days but keep looking every morning for cancellations. You should eventually get something though it will take a bit of persistence.
Quote from: imtommygunn on September 22, 2024, 07:04:30 PMWhen does your MOT run out? Keep hitting the MOT site every morning and cancellations will eventually come up.
There is a bit more lenience these days but keep looking every morning for cancellations. You should eventually get something though it will take a bit of persistence.
end f next month. I will be checking but this is turning into a yearly thing now
Yeah likewise. There is a thing you can pay 12.99 for and it seems to be able to get a date for you (automated) but I really resent paying that. I am supposed to have mine in December and will git the same fate too. Can't recall the link for it but if I can find it I'll fire it on.
Keep checking a couple times a day for 5 minutes . Keep refreshing page. Something is sure to turn up.
You might get a cancelled date for that evening so have the car washed /lights checked etc and ready to go in a hurry
The website is great. I booked one last week for one 3 days away. Could have had it that day only it didn't suit. Don't know where you are located but I'm sure you have 3 or 4 you could go to? Shouldn't have any bother.
Quote from: gallsman on September 22, 2024, 06:49:12 PMThe insurance policy generally covers the car, not the individual. If your policy includes Open Driving, it means that other qualified drivers, with your permission, can drive your car. Not that you can drive whatever car you want.
WHAT IS DOC INSURANCE?
Driving other cars (DOC) cover allows drivers to drive any other car with a third-party only level of cover, even if your own policy is fully comprehensive.
With this type of cover you don't need to be a named driver or take out temporary car insurance to drive other cars.
Unfortunately, a lot of insurance policies do not include DOC anymore - but it has not gone away completely. You'll need to check the terms and conditions of your comprehensive car insurance to see if you've got DOC cover and what that includes.
Driving without the necessary insurance is illegal, so should always be sure you're covered before getting behind the wheel.
Quote from: Tony Baloney on September 22, 2024, 01:16:32 PMQuote from: tonto1888 on September 22, 2024, 01:00:57 PMJust booked my MOT for earliest date I could get. January. Car insurance runs out in December. Will I be able to ensure the car before I get my MOT?
I think you'll be uninsured for the period between Dec and Jan. I have a similar issue but only for a few days as my tax is 30th Sept and MOT on 5th Oct but car is insured (unless the bastards have some small print about it being void without tax).
Does insurance not stand on a car that is not MOT'd?
Quote from: RedHand88 on September 23, 2024, 12:35:13 PMThe website is great. I booked one last week for one 3 days away. Could have had it that day only it didn't suit. Don't know where you are located but I'm sure you have 3 or 4 you could go to? Shouldn't have any bother.
Literally couldn't get one until Jan. will keep checking back. Same thing happened last year - tho not as long to the initial one - and I managed to get one
Now your have booking
Click onto https://www.nidirect.gov.uk/services/change-cancel-or-view-your-mot-vehicle-test-appointment-online
And you will get one closer to your required date. 8.15 am is a good time to check. Newtownards usually easiest to get one !
Quote from: Delgany 2nds on September 23, 2024, 06:46:49 PMNow your have booking
Click onto https://www.nidirect.gov.uk/services/change-cancel-or-view-your-mot-vehicle-test-appointment-online
And you will get one closer to your required date. 8.15 am is a good time to check. Newtownards usually easiest to get one !
If you are going to Newtownards, take the GAA flag off the car.
Quote from: Tony Baloney on September 22, 2024, 01:16:32 PMQuote from: tonto1888 on September 22, 2024, 01:00:57 PMJust booked my MOT for earliest date I could get. January. Car insurance runs out in December. Will I be able to ensure the car before I get my MOT?
I think you'll be uninsured for the period between Dec and Jan. I have a similar issue but only for a few days as my tax is 30th Sept and MOT on 5th Oct but car is insured (unless the bastards have some small print about it being void without tax).
No MOT does not invalidate insurance. You will be committing an offence of no valid test certificate however PSNI are currently operating a policy of not prosecuting provided you have a test booked and your vehicle is otherwise road worthy. Taxing a car without a valid MOT is not possible though, In that scenario you can email DVA and they will find you a spot somewhere within 5 days
Riddle me this, a pal of mine reckons he's ok to drive. Basically SORN'd a car while out of the country. He didn't receive any refund which apparently you get sent which covers whatever tax was left over. MOT has ran out while he was away, has a date next week. He came back during the week and has been driving about.
Quote from: general_lee on September 26, 2024, 10:37:02 PMRiddle me this, a pal of mine reckons he's ok to drive. Basically SORN'd a car while out of the country. He didn't receive any refund which apparently you get sent which covers whatever tax was left over. MOT has ran out while he was away, has a date next week. He came back during the week and has been driving about.
Car has to be either taxed or SORN'd.
I take it he hasn't taxed car since he returned? If he hasn't, it is still SORN'd. So , he can't drive it.
Quote from: AustinPowers on September 26, 2024, 10:47:49 PMQuote from: general_lee on September 26, 2024, 10:37:02 PMRiddle me this, a pal of mine reckons he's ok to drive. Basically SORN'd a car while out of the country. He didn't receive any refund which apparently you get sent which covers whatever tax was left over. MOT has ran out while he was away, has a date next week. He came back during the week and has been driving about.
Car has to be either taxed or SORN'd.
I take it he hasn't taxed car since he returned? If he hasn't, it is still SORN'd. So , he can't drive it.
He wouldn't be able to tax it without a valid MOT
Quote from: Kidder81 on September 26, 2024, 10:52:39 PMQuote from: AustinPowers on September 26, 2024, 10:47:49 PMQuote from: general_lee on September 26, 2024, 10:37:02 PMRiddle me this, a pal of mine reckons he's ok to drive. Basically SORN'd a car while out of the country. He didn't receive any refund which apparently you get sent which covers whatever tax was left over. MOT has ran out while he was away, has a date next week. He came back during the week and has been driving about.
Car has to be either taxed or SORN'd.
I take it he hasn't taxed car since he returned? If he hasn't, it is still SORN'd. So , he can't drive it.
He wouldn't be able to tax it without a valid MOT
No in that case he will be prosecuted if driving. The PSNI would likely incorrectly prosecute for no insurance as well. He is by law entitled to drive the vehicle to and from any MOT appointment but nothing else. He will also need information DVA of his intention to un worn the vehicle.
Quote from: AustinPowers on September 26, 2024, 10:47:49 PMQuote from: general_lee on September 26, 2024, 10:37:02 PMRiddle me this, a pal of mine reckons he's ok to drive. Basically SORN'd a car while out of the country. He didn't receive any refund which apparently you get sent which covers whatever tax was left over. MOT has ran out while he was away, has a date next week. He came back during the week and has been driving about.
Car has to be either taxed or SORN'd.
I take it he hasn't taxed car since he returned? If he hasn't, it is still SORN'd. So , he can't drive it.
That's exactly what I thought. He thinks he's still taxed, despite the car clearly showing up as SORN'd!
Quote from: general_lee on September 27, 2024, 09:53:04 AMQuote from: AustinPowers on September 26, 2024, 10:47:49 PMQuote from: general_lee on September 26, 2024, 10:37:02 PMRiddle me this, a pal of mine reckons he's ok to drive. Basically SORN'd a car while out of the country. He didn't receive any refund which apparently you get sent which covers whatever tax was left over. MOT has ran out while he was away, has a date next week. He came back during the week and has been driving about.
Car has to be either taxed or SORN'd.
I take it he hasn't taxed car since he returned? If he hasn't, it is still SORN'd. So , he can't drive it.
That's exactly what I thought. He thinks he's still taxed, despite the car clearly showing up as SORN'd!
Which ends the tax
Aye he will be caught as soon as he drives within sight of a police car and the computer in the police car goes buck mad.
Quote from: RedHand88 on September 27, 2024, 08:05:21 PMAye he will be caught as soon as he drives within sight of a police car and the computer in the police car goes buck mad.
While you might overlook the end of tax, for a SORN you actually take an action to declare the car off the road and it is unlikely that any excuses would be accepted.