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#1
General discussion / Re: Car Insurance!!!!!
Last post by Milltown Row2 - Today at 02:22:55 PMFirst world problems!!!!
Its madness the price, we continue to insure our daughter on my wife's car even though most of the year she's at Uni in Liverpool, as its cheaper that way than just put it on for a coupe of months a year, no break in insurance and year on year getting older.
Insurance up soon, the wife will deal with that but its expensive, think we are paying or quoted an extra £40 a month on previous rate.
When you were young (and I know price was cheaper for insurance) did you pay your own insurance?
Its madness the price, we continue to insure our daughter on my wife's car even though most of the year she's at Uni in Liverpool, as its cheaper that way than just put it on for a coupe of months a year, no break in insurance and year on year getting older.
Insurance up soon, the wife will deal with that but its expensive, think we are paying or quoted an extra £40 a month on previous rate.
When you were young (and I know price was cheaper for insurance) did you pay your own insurance?
#2
General discussion / Re: Car Insurance!!!!!
Last post by No1 - Today at 02:18:27 PMGot a great deal recently with Hastings for my 19 year old daughter who has been driving for two years. Her own policy (with telematics) for her own wee runaround. The price was a couple of thousand pound less than any other quotes. I still can't believe how cheap it was in comparison to others (about £850 was the price). Keep thinking we missed something in the small print!! Her previous insurers flat out refused to quote this year.
#3
General discussion / Re: Car Insurance!!!!!
Last post by tbrick18 - Today at 02:10:26 PMI've had a real run in with insurance companies over the last week or so.
My wee runabout, with our 18yo on it, packed in. Bought a new runabout (3Kish car) and phoned up to change the insurance. They went through the details and it seemed they had our daughter down as only having provisional licence and not full licence, so I informed them that was wrong. They said then she had to come off the policy as they wouldn't insure a young driver and that she wouldn't have been covered all this time (9 months into policy).
They only option they gave us was to take her off the policy or cancel the entire policy.
So I cancelled and set about looking for a new policy. Got some ridiculous quotes (1.5 diesel clio) between 5K and 8K. Not happy with previous insurer, Lloyds, at all - as I feel they have just done this as they know they can get a higher premium now.
Axa quoted £1600 with a telemtry device, next cheapest was about 2.5K.
So I went with Axa, until it came to the point of paying and it said I had to phone them.
I call them, and some cheeky wee f....person on the phone just said that I was just insuring this so my daughter can drive and they'd only quote on her name 4.5K. I explained the car was mine, I was the driver and I've 10+ years NCB, but he just said it didn't matter that basically I was only saying that so she could get cheaper insurance. I'd love to know the legality of that.
Yes my daughter will be driving, but it's not her car nor will she be the main driver.
I tried Abbey, who were more sympathetic, but said they couldn't add her onto a new policy on a new car until I had been driving it myself for 2 years - even though I have 10+ years NCB.
The whole thing is a racket and they seem to be making up rules and inflating the prices.
I had to go with a 2.5K policy with a telemetry device.
I am not surprised there are so many un-insured drivers out there with this approach.
I'd imagine there are not many people who can afford to pay insurance like that every year on top of a car payment.
What makes it worse - my next lad turns 17 in July. No idea what I'm going to do to get him covered.
What have others found?
Anyone any idea if it's worth my time complaining to Lloyds, Axa, Abbey?
My wee runabout, with our 18yo on it, packed in. Bought a new runabout (3Kish car) and phoned up to change the insurance. They went through the details and it seemed they had our daughter down as only having provisional licence and not full licence, so I informed them that was wrong. They said then she had to come off the policy as they wouldn't insure a young driver and that she wouldn't have been covered all this time (9 months into policy).
They only option they gave us was to take her off the policy or cancel the entire policy.
So I cancelled and set about looking for a new policy. Got some ridiculous quotes (1.5 diesel clio) between 5K and 8K. Not happy with previous insurer, Lloyds, at all - as I feel they have just done this as they know they can get a higher premium now.
Axa quoted £1600 with a telemtry device, next cheapest was about 2.5K.
So I went with Axa, until it came to the point of paying and it said I had to phone them.
I call them, and some cheeky wee f....person on the phone just said that I was just insuring this so my daughter can drive and they'd only quote on her name 4.5K. I explained the car was mine, I was the driver and I've 10+ years NCB, but he just said it didn't matter that basically I was only saying that so she could get cheaper insurance. I'd love to know the legality of that.
Yes my daughter will be driving, but it's not her car nor will she be the main driver.
I tried Abbey, who were more sympathetic, but said they couldn't add her onto a new policy on a new car until I had been driving it myself for 2 years - even though I have 10+ years NCB.
The whole thing is a racket and they seem to be making up rules and inflating the prices.
I had to go with a 2.5K policy with a telemetry device.
I am not surprised there are so many un-insured drivers out there with this approach.
I'd imagine there are not many people who can afford to pay insurance like that every year on top of a car payment.
What makes it worse - my next lad turns 17 in July. No idea what I'm going to do to get him covered.
What have others found?
Anyone any idea if it's worth my time complaining to Lloyds, Axa, Abbey?
#4
General discussion / Re: The OFFICIAL Liverpool FC ...
Last post by johnnycool - Today at 02:03:11 PMQuote from: quit yo jibbajabba on Today at 11:10:31 AMWheres Pickford for hadn't heard that
Chelsea allegedly.
#5
GAA Discussion / Re: Sam Maguire 2024 Group 1 ...
Last post by tbrick18 - Today at 01:53:59 PMQuote from: galwayman on Today at 01:15:44 PMHard to find out much info up here but rumour is both Comer and Finnerty are out.
Have heard conflicting reports as to how serious each injury is so who knows.
Comer in particular would be a huge loss for Galway - he's one of those players you love to watch playing.
#6
General discussion / Re: Westminster General Electi...
Last post by lurganblue - Today at 01:53:51 PMQuote from: Sportacus on Today at 01:04:50 PMQuote from: lurganblue on Today at 11:06:17 AMNot on your Tesco groceries.Quote from: Sportacus on Today at 09:37:58 AMGavin admits there is an Irish Sea Border. Pathetic that Nolan had Jeffrey in front of him for hours and let him spoof away that checks and customs were gone - there are checks every day of the week at the ports in Belfast and Larne.
As there always has been?
Is that why there were no bananas the other day. Stuck in Larne
#7
General discussion / Re: The Super(ish) Leeds Unite...
Last post by Rufus T Firefly - Today at 01:38:58 PMMajor news off the field this morning with the story being released that Red Bull have bought a minority shareholding in Leeds and will become the new shirt sponsor.
The move will not give them a place on the board, so should ease worries - certainly in the short term - about Red Bull's modus operandi of going in and changing club / stadium names.
The deal is considered to be a record breaking one in England in terms of monetary value, outside the Premier League, so should help considerably in terms of taking the Club forward.
The move will not give them a place on the board, so should ease worries - certainly in the short term - about Red Bull's modus operandi of going in and changing club / stadium names.
The deal is considered to be a record breaking one in England in terms of monetary value, outside the Premier League, so should help considerably in terms of taking the Club forward.
#8
General discussion / Re: Name your three favourite ...
Last post by DownFanatic - Today at 01:33:02 PMThe Masterplan
Talk Tonight
Don't Go Away
Talk Tonight
Don't Go Away
#9
General discussion / Re: Car Insurance!!!!!
Last post by cornerback - Today at 01:20:41 PMNope.
Wife with Abbey; renewal offer up 40% on last year.
Phoned Abbey and got another company at 20% up on last year which was the cheapest by a long way.
Wife with Abbey; renewal offer up 40% on last year.
Phoned Abbey and got another company at 20% up on last year which was the cheapest by a long way.
#10
GAA Discussion / Re: Sam Maguire 2024 Group 1 ...
Last post by galwayman - Today at 01:15:44 PMHard to find out much info up here but rumour is both Comer and Finnerty are out.
Have heard conflicting reports as to how serious each injury is so who knows.
Have heard conflicting reports as to how serious each injury is so who knows.