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There's no reason for them to be considered behind any more than one team yet though...

I presume lodging money into a private pension when young is the way to go.

Never too late to start though.

But hard to know at times who to go with I think. I wouldn't have a clue. 

There's going to be ni contributions on pensions over a certain amount in the uk too. I think it's 2029. That will put a dampener on the big pension contributions!

Thanks.

Plan is once the mortgage is cleared we plan to split 90% of that monthly payment between savings, emergency fund, pension etc.

It was always dead money so if we can continue to tip away based on current incomes we should be ok.

A pension with tax relief has a lot of merit.

Pension funds all use one quantitative model for all risk and lose shedloads to inflation and volatility. They lost around 50% of assets between 2020 and 2025. I am looking at a Swiss pension fund that lost 25bn CHF between 2020 and 2025.
https://www.ft.com/content/1fcb4d60-b1df-11e8-99ca-68cf89602132
Now, risks lie in bloated asset prices, levered investments, and in pension funds that hold them. The next crisis will not be about banking, but the insidious danger that pension funds deflate, leaving a generation without enough money to retire.

Paste that article across if possible
Piling into my pension atm, conscious also that the macro-economics could just as easily tank the value of it any time, the later the worse and all

If you can choose the investment you just need to switch the money into cash when inflation and volatility kick off. This avoids huge losses and you can buy stuff cheap when the markets recover. The returns are much higher. At least 10% a year.

So buy low sell high SF 

Cleared it and also not sure on the right answer for it. Glad to not have been hit by higher rates so probably happy enough. I know ones who swear by leaving a small amount on it.

It's hard to look past press ups for getting the upper body going. Planks as well. With those less likely to tweak things.

Some interesting enough results with Creggan and Cargin wins probably standout. Ballymena look to have had a poor start too. St Johns are probably benefiting from McBride not being on the county panel (though I think a few county boys plated last night too?)

Allegedly a 24 million payout...

Why were there no manager interviews post game on sunday? Then you had the likes of Canavan, no reflection on him, talking about Mark McHugh said but you couldn't hear what he had said? I didn't think there were any?

Will county players be playing for their club tonight?

Portglenone do Dunloy don't and I am unsure on Creggan but I *think* they do. Portglenone are very recent to ladies football I think.

Very close to winning on saturday too. I would be surprised if Spurs don't get through this. I think West Ham's run in isn't a good one either which won't help them.

Why so few players from Dunloy Loughgiel Cushendall? Are they all just not as strong at that age group?

We have been streets ahead of Down underage though so it's not as if we can say "yeah saw this coming down the tracks".

Maybe just the dog days of an atrocious appointment.

Down had three U20's who featured on Saturday, how many did Antrim?

Club hurling in Antrim has taken a dip in standard, that now reflects itself in the county team.

You aren't really being helped by terrible tactics.

Who plays one man up front with the wind advantage against Down of all people?

Fixed that for you

We are miles off it in Ulster and Westmeath are not in Leinster. They have the likes of Luke Loughlin and McCartans etc. They produce very handy footballers.

TC is our level unfortunately so it'll be interesting to see how we go there. On the point of conditioning etc we have a lot of churn year on year so I don't think half the players have the continuity of year on year conditiong programmes.

If they get to the final they're not in it and down are in it.