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Messages - MrsBinfield

#1
General discussion / Re: UK/North economy
May 04, 2026, 06:50:44 PM
Quote from: seafoid on May 02, 2026, 06:20:41 PM
Quote from: Armagh18 on May 02, 2026, 05:03:17 PMWhat name did Mrs Binfield previously post under?
Whoever it is must be a troll

No trolling. Just holding up a mirror to your tactics and highlighting the overwhelming similarity to Trump.
#2
General discussion / Re: UK/North economy
May 02, 2026, 05:01:35 PM
Quote from: seafoid on May 02, 2026, 03:14:18 PM
Quote from: MrsBinfield on May 02, 2026, 08:53:50 AM
Quote from: seafoid on May 01, 2026, 09:10:11 PM
Quote from: gallsman on May 01, 2026, 06:03:57 AM
Quote from: seafoid on May 01, 2026, 01:27:34 AMCovid caused the crash in 2020

Inflation caused the crash in 2022

You understand that a crash isn't the same thing as a bubble?

And what has anything got to do with "pension funds losing 50% of their assets"?
Each Crash comes at the end of a bubble.They lose money in the crash.

In this fractious world your loyalty to the Trump playbook is a joy to behold.
Can you back that up?
[/quote ]

Quite easily.

I already have in fact.

The Trump/Seafoid Playbook.

Talk absolute crap about a subject that you know about. Litter discussion with random numbers that make little sense. When caught, post more shit, move debate around and never admit that you have been caught talking shite.

Quote from: seafoid on May 02, 2026, 03:14:18 PMTrump is a malignant narcissist, same as Harris and Martin. They are awfulz


By the way I read on twitter that a kilo of lamb mince is GBP 18.50 in London. How much is it in the occupied territories? It is EUR 10.50 in the South

The UK has higher food inflation because of Brexit.


[/quote ]

Classic case here.

Not a clue what the price of lamb is. It's interesting that you think you are in a debate with me about lamb, inflation or Brexit. I have never mentioned any of them. Nor Harris and Martin for that matter. As I said classic flooding the zone with shite stuff. Your mimicry of Trump is slavish at this stage.
#3
General discussion / Re: UK/North economy
May 02, 2026, 08:53:50 AM
Quote from: seafoid on May 01, 2026, 09:10:11 PM
Quote from: gallsman on May 01, 2026, 06:03:57 AM
Quote from: seafoid on May 01, 2026, 01:27:34 AMCovid caused the crash in 2020

Inflation caused the crash in 2022

You understand that a crash isn't the same thing as a bubble?

And what has anything got to do with "pension funds losing 50% of their assets"?
Each Crash comes at the end of a bubble.They lose money in the crash.

In this fractious world your loyalty to the Trump playbook is a joy to behold.
#5
General discussion / Re: UK/North economy
May 01, 2026, 10:48:19 AM
It's the Trump-esque nature of it that is laughable.

Say outlandish things on a subject matter where your expertise is of the pretend variety, throw out some numbers, don't engage in a genuine debate, double down when caught out and never ever admit to being a wrong.
#6
General discussion / Re: UK/North economy
April 30, 2026, 04:32:16 PM
Quote from: seafoid on April 30, 2026, 12:37:29 PM
Quote from: Baile Brigín 2 on April 30, 2026, 11:03:11 AM
Quote from: seafoid on April 29, 2026, 06:33:46 PM
Quote from: Baile Brigín 2 on April 29, 2026, 03:08:16 PM
Quote from: seafoid on April 28, 2026, 10:45:16 PM
Quote from: MrsBinfield on April 28, 2026, 10:12:44 PM
Quote from: seafoid on April 23, 2026, 03:25:30 PM
Quote from: armaghniac on April 23, 2026, 01:17:23 PM
Quote from: LC on April 23, 2026, 11:16:55 AMThanks.

Plan is once the mortgage is cleared we plan to split 90% of that monthly payment between savings, emergency fund, pension etc.

It was always dead money so if we can continue to tip away based on current incomes we should be ok.

A pension with tax relief has a lot of merit.
Pension funds all use one quantitative model for all risk and lose shedloads to inflation and volatility. They lost around 50% of assets between 2020 and 2025. I am looking at a Swiss pension fund that lost 25bn CHF between 2020 and 2025.
https://www.ft.com/content/1fcb4d60-b1df-11e8-99ca-68cf89602132
Now, risks lie in bloated asset prices, levered investments, and in pension funds that hold them. The next crisis will not be about banking, but the insidious danger that pension funds deflate, leaving a generation without enough money to retire.


Should this be filed under made up shit or have you actually evidence that in any general sense pension funds lost around 50% of assets (by which i presume you mean value)?
There were 2 asset bubbles between 2020 and 2025. every time an asset bubble collapses there are losses
Equity losses
2020 32%
Oct 22 24%

32% and 24% fall from what though? If the bubbles hit 33 and 25% before deflating, so what?
Fall in the share price from peak asset bubble.32% had implications for solvency.  Everyone uses quant models so they go down as the market goes down.
And what was the asset price before the bubble?
20 Feb 2020
S&p was 3380
2 days after the club final it was 2290.7q

Asset bubble 2
28 zdec 2021
S&p was 4795
21.20.22 was 3657

So it went from 3380 on 20 feb 2020 to 3657 on 22.10.22

Losses were 32% in asset bubble 1 and 24% in asset bubble 2.

Any other questions?

When I asked you to post the evidence it genuinely hadn't occurred to me that you thought you already had.

If the above is your evidence then you do not understand markets, logic or mathematics.


I think my original contention that you just post shit is holding up pretty well.

#7
General discussion / Re: UK/North economy
April 29, 2026, 09:30:21 PM
Quote from: seafoid on April 29, 2026, 01:08:55 PMI gave you the numbers. Bonds fell by 20% in 2022  as well. There is going to be another crash.

Just checked and I'm 100% certain that you haven't posted any evidence that pensions lost half their value between 2020 and 2025. But as you are adamant that you have this evidence just post it here.
#8
General discussion / Re: UK/North economy
April 29, 2026, 11:18:17 AM
Quote from: seafoid on April 28, 2026, 10:45:16 PM
Quote from: MrsBinfield on April 28, 2026, 10:12:44 PM
Quote from: seafoid on April 23, 2026, 03:25:30 PM
Quote from: armaghniac on April 23, 2026, 01:17:23 PM
Quote from: LC on April 23, 2026, 11:16:55 AMThanks.

Plan is once the mortgage is cleared we plan to split 90% of that monthly payment between savings, emergency fund, pension etc.

It was always dead money so if we can continue to tip away based on current incomes we should be ok.

A pension with tax relief has a lot of merit.
Pension funds all use one quantitative model for all risk and lose shedloads to inflation and volatility. They lost around 50% of assets between 2020 and 2025. I am looking at a Swiss pension fund that lost 25bn CHF between 2020 and 2025.
https://www.ft.com/content/1fcb4d60-b1df-11e8-99ca-68cf89602132
Now, risks lie in bloated asset prices, levered investments, and in pension funds that hold them. The next crisis will not be about banking, but the insidious danger that pension funds deflate, leaving a generation without enough money to retire.


Should this be filed under made up shit or have you actually evidence that in any general sense pension funds lost around 50% of assets (by which i presume you mean value)?
There were 2 asset bubbles between 2020 and 2025. every time an asset bubble collapses there are losses
Equity losses
2020 32%
Oct 22 24%


Was just looking for the evidence that pensions generally lost 50% of their value between 2020 and 2025. Maybe you have that or maybe you just post made up shit?
#9
General discussion / Re: UK/North economy
April 28, 2026, 10:12:44 PM
Quote from: seafoid on April 23, 2026, 03:25:30 PM
Quote from: armaghniac on April 23, 2026, 01:17:23 PM
Quote from: LC on April 23, 2026, 11:16:55 AMThanks.

Plan is once the mortgage is cleared we plan to split 90% of that monthly payment between savings, emergency fund, pension etc.

It was always dead money so if we can continue to tip away based on current incomes we should be ok.

A pension with tax relief has a lot of merit.
Pension funds all use one quantitative model for all risk and lose shedloads to inflation and volatility. They lost around 50% of assets between 2020 and 2025. I am looking at a Swiss pension fund that lost 25bn CHF between 2020 and 2025.
https://www.ft.com/content/1fcb4d60-b1df-11e8-99ca-68cf89602132
Now, risks lie in bloated asset prices, levered investments, and in pension funds that hold them. The next crisis will not be about banking, but the insidious danger that pension funds deflate, leaving a generation without enough money to retire.


Should this be filed under made up shit or have you actually evidence that in any general sense pension funds lost around 50% of assets (by which i presume you mean value)?
#10
Would these lads up in Lurgan be making a contribution to the united Ireland discussion?
#11
What was Slot complaining to the ref about at the end?

Looking for Gakpo to be booked
For tripping Van Dijk?
#12
Quote from: Tony Baloney on January 09, 2026, 10:33:56 PM
Quote from: MrsBinfield on January 09, 2026, 05:34:49 PM
Quote from: bannside on January 09, 2026, 01:04:56 PMTwo Hands - you are a doom and gloom merchant if ever I saw one!!

Go build whatever is possible for the new budget once that is finalised.

Anything North of the Athletic Grounds would be more than ample.

Plush seating and Catering for blazers and corporates a bonus omly if it can be afforded.

Strange perspective.

I think the working presumption is that these seats pay for themselves and add to the viability of stadia. At the expense, in terms of space, of the ordinary punter but not in any other sense. They are not so much an optional add-on but rather a somewhat regrettable must-have.
Really? They don't pay for themselves when the "blazers" and back-skappers use the corporate area to invite their mates or suppliers to their business as a wee perk, without putting their hand in their pocket. Anyone familiar with the old Casement will remember the big gate being cracked open when mates of the staff rocked up. It needs to be run properly as a business and not a boys club.

Again a strange perspective.

Corporate spaces are put in as money earners for stadia. Surely that must have occurred to you? The attendees may not pay on the day but the corporates prepay for corporate or sponsorship packages.

Running it as a business will necessarily mean having corporate packages to diversify revenue and provide more guaranteed revenue.
#13
Quote from: bannside on January 09, 2026, 01:04:56 PMTwo Hands - you are a doom and gloom merchant if ever I saw one!!

Go build whatever is possible for the new budget once that is finalised.

Anything North of the Athletic Grounds would be more than ample.

Plush seating and Catering for blazers and corporates a bonus omly if it can be afforded.

Strange perspective.

I think the working presumption is that these seats pay for themselves and add to the viability of stadia. At the expense, in terms of space, of the ordinary punter but not in any other sense. They are not so much an optional add-on but rather a somewhat regrettable must-have.