No more evictions!

[Itchy]

https://amp.irishexaminer.com/breakingnews/views/analysis/what-the-roscommon-eviction-is-really-about-893666.html?__twitter_impression=true

There's a reason you're confused about what happened in Strokestown, Co Roscommon, this week. And it's not because you're stupid.

The reason you can't really figure out what happened with the eviction situation up there, and the reason you aren't too sure "who to blame", is because the Government employed the oldest trick in the book: Divide and distract.


It's what politicians do when they're up that faeces-laden creek without a paddle. They start slinging the mud, hoping it will stick in various places, distracting you, the citizen, from the real issue at hand.

As you scrolled on your phone, queuing patiently to pay for your Christmas shopping, you may have read about a dog getting shot. Driving home from work in that heavy traffic, you could have heard about the evicted farmer, who had been informed about the repossession of his property seven times — thanks to unusually generous leaks to the media. And you also could have heard words such as "dissidents" and "thugs".

And then there was the almighty row in the Dáil between the boys in blue on the right, Taoiseach Leo Varadkar flanked by Health Minister Simon Harris, and the boy in green on the left, Sinn Féin's Pearse Doherty.

Mr Varadkar's now famous line to Mr Doherty, "it doesn't take very long for your balaclava to slip", was akin to striking a match to an oil field. It was all you could see, hear, and talk about, commanding metres in column inches and gigahertz in radio waves.

Division complete. Distraction on course. Job pretty much done.

Except it's far, far from done.

Here are some facts — courtesy of the Central Bank of Ireland.

There are 29,000 homes in arrears in Ireland. We are not talking a missed payment here and there. We are talking 29,000 residential mortgages that have "accumulated at least two years worth of missed payments".

OK, so 29,000 homeowners not paying their mortgage, no big deal?

Well, let's ignore the spin and the headlines again, and once more rely on the Central Bank of Ireland for some clarity here.

It is estimated that half of those 29,000 will be repossessed. So all that furore up in Roscommon, all the moving parts of that story, the schoolboy debating in the Dáil, the row over who and who isn't explicitly condemning violence, is, you could say, perhaps a distraction from the real issue here.

This isn't just about one eviction in Roscommon, this is about another 15,000 evictions coming down the line.

The alarm bells have been ringing on this for some time.


Reading between lines on our history
"Over half of the cases progressing to long-term arrears [those 29,000 homes] are classified as involving the potential for loss of ownership outcomes," said the Central Bank in its quarterly bulletin on April 10, 2018.

"It is important to understand that loss of ownership may take place in two main ways for PDH [(private dwelling homes] accounts: Voluntary or enforcement."

So far in Ireland, over two-thirds of "loss of ownership" have come about voluntarily, and one-third through repossessions, as we saw in Roscommon last week.

Some more facts: 17% of all long-term mortgage arrears are held by unregulated loan owners, those so-called vulture funds. And God only knows how they will go about getting men, women, and children out from under their roofs.

If these soon-to-be-repossessed 15,000 homes go down the Roscommon route of forced eviction, who is and who isn't condemning violence will be the least of our country's worries.

There are already 10,000 people in homelessness in Ireland. If at least two people live in each of those 15,000 soon-to-be-repossessed properties, does that mean we will see another 30,000 of our citizens being declared as homeless?

It is estimated by some that there may even be three people in each of those homes — not to be alarmist but does that mean another 45,000 people out on the streets or in hubs?

If we already have 10,000 homeless and, worst-case scenario, we add 45,000 others to that, we are looking at being a modern democratic English-speaking first-world country with a homeless population of 55,000 people.

How did we ever end up here?

Eviction, as a solution, does not work. We were telling the English this 160 years ago and now we can't even tell it to ourselves in 2018.

Repossessions lead to homelessness. Homelessness leads to people relying on the State for help. We are the State. What can we do?

We absolutely must make social and affordable housing our country's most important priority, not just in 2019, but for years to come. Our politicians must stop relying on private and accidental landlords to solve the housing crisis.

We must look at long-term tenancies in the form of public housing as a way to live in this State.

We are a most caring nation. But we are a caring nation that has become jaundiced into action-less apathy after years and years of increasing homelessness.

No citizen on this land is comfortable walking past a homeless person on the street.

But underneath that apathy is anger, and that can be turned into action. There are solutions. Approximately three in five people in Austria's capital of Vienna, rich and poor, live in public housing provided and managed entirely by the city.

The solutions are there. We don't need spin and we don't need politicians to be point-scoring in the Dáil.

We need creative thinking, mature politicians, political will, and a return to our country's core values, where no one gets left behind.

[sid waddell]

The IT reports,
https://www.irishtimes.com/news/crime-and-law/fire-damages-kbc-bank-building-in-dublin-city-centre-1.3739223

'After the eviction, the security staff stayed on at the property, in an apparent attempt to ensure the house remained in the possession of KBC. But they were attacked in the early hours of Sunday morning by a 20-strong gang armed with a gun and baseball bats.'

Where did the figure of 20 come from?  Did someone do a roll call?
And then the  IT report that there was a gun.
Is the reported presence of a gun in the ambush an established fact  or is the IT  just repeating embellished accounts of the incident by the hired security thugs and presenting them as facts , the very same thugs who were caught napping, were outwitted and easily overpowered in the ambush?

If the security guards were easily overpowered, that's probably a pretty good indicator that there were around 20 vigilantes.

The Irish Times presented as fact that there were 20 in the gang,   A fact is not some woolly headed interpretation -  'well it's safe to assume there must have been 20 in the attack because they overpowered the security gang'.   

I find it interesting that you call people who were unarmed "thugs", yet are curiously reticent to apportion any such label to those who wielded a gun and baseball bats, set fire to at least five vehicles and killed a dog. And, presumably, the arson attempt in Dublin last night.

I'm interested in accurate reporting and reporting assumptions as established facts is inaccurate low standard reporting. Obviously accurate reporting doesn't concern you as you don't value the wide difference between a fact and connecting random thoughts. Run along Sid and deflect elsewhere.

Instead of asking me, why don't you ring up the Irish Times yourself and ask them how they came to the figure? Better still, why don't contact the reporter involved?

Why did you call the security guards thugs based on no evidence, when you didn't call the people who set fire to at least five vehicles thugs?

Isn't that the very definition of deflection?

Is setting fire to five vehicles thuggery in your book?

What's your theory as to who was responsible for the two attempted arson attacks on KBC branches in Dublin?

Is that thuggery in your book?

[trailer]

https://amp.irishexaminer.com/breakingnews/views/analysis/what-the-roscommon-eviction-is-really-about-893666.html?__twitter_impression=true

There's a reason you're confused about what happened in Strokestown, Co Roscommon, this week. And it's not because you're stupid.

The reason you can't really figure out what happened with the eviction situation up there, and the reason you aren't too sure "who to blame", is because the Government employed the oldest trick in the book: Divide and distract.


It's what politicians do when they're up that faeces-laden creek without a paddle. They start slinging the mud, hoping it will stick in various places, distracting you, the citizen, from the real issue at hand.

As you scrolled on your phone, queuing patiently to pay for your Christmas shopping, you may have read about a dog getting shot. Driving home from work in that heavy traffic, you could have heard about the evicted farmer, who had been informed about the repossession of his property seven times — thanks to unusually generous leaks to the media. And you also could have heard words such as "dissidents" and "thugs".

And then there was the almighty row in the Dáil between the boys in blue on the right, Taoiseach Leo Varadkar flanked by Health Minister Simon Harris, and the boy in green on the left, Sinn Féin's Pearse Doherty.

Mr Varadkar's now famous line to Mr Doherty, "it doesn't take very long for your balaclava to slip", was akin to striking a match to an oil field. It was all you could see, hear, and talk about, commanding metres in column inches and gigahertz in radio waves.

Division complete. Distraction on course. Job pretty much done.

Except it's far, far from done.

Here are some facts — courtesy of the Central Bank of Ireland.

There are 29,000 homes in arrears in Ireland. We are not talking a missed payment here and there. We are talking 29,000 residential mortgages that have "accumulated at least two years worth of missed payments".

OK, so 29,000 homeowners not paying their mortgage, no big deal?

Well, let's ignore the spin and the headlines again, and once more rely on the Central Bank of Ireland for some clarity here.

It is estimated that half of those 29,000 will be repossessed. So all that furore up in Roscommon, all the moving parts of that story, the schoolboy debating in the Dáil, the row over who and who isn't explicitly condemning violence, is, you could say, perhaps a distraction from the real issue here.

This isn't just about one eviction in Roscommon, this is about another 15,000 evictions coming down the line.

The alarm bells have been ringing on this for some time.


Reading between lines on our history
"Over half of the cases progressing to long-term arrears [those 29,000 homes] are classified as involving the potential for loss of ownership outcomes," said the Central Bank in its quarterly bulletin on April 10, 2018.

"It is important to understand that loss of ownership may take place in two main ways for PDH [(private dwelling homes] accounts: Voluntary or enforcement."

So far in Ireland, over two-thirds of "loss of ownership" have come about voluntarily, and one-third through repossessions, as we saw in Roscommon last week.

Some more facts: 17% of all long-term mortgage arrears are held by unregulated loan owners, those so-called vulture funds. And God only knows how they will go about getting men, women, and children out from under their roofs.

If these soon-to-be-repossessed 15,000 homes go down the Roscommon route of forced eviction, who is and who isn't condemning violence will be the least of our country's worries.

There are already 10,000 people in homelessness in Ireland. If at least two people live in each of those 15,000 soon-to-be-repossessed properties, does that mean we will see another 30,000 of our citizens being declared as homeless?

It is estimated by some that there may even be three people in each of those homes — not to be alarmist but does that mean another 45,000 people out on the streets or in hubs?

If we already have 10,000 homeless and, worst-case scenario, we add 45,000 others to that, we are looking at being a modern democratic English-speaking first-world country with a homeless population of 55,000 people.

How did we ever end up here?

Eviction, as a solution, does not work. We were telling the English this 160 years ago and now we can't even tell it to ourselves in 2018.

Repossessions lead to homelessness. Homelessness leads to people relying on the State for help. We are the State. What can we do?

We absolutely must make social and affordable housing our country's most important priority, not just in 2019, but for years to come. Our politicians must stop relying on private and accidental landlords to solve the housing crisis.

We must look at long-term tenancies in the form of public housing as a way to live in this State.

We are a most caring nation. But we are a caring nation that has become jaundiced into action-less apathy after years and years of increasing homelessness.

No citizen on this land is comfortable walking past a homeless person on the street.

But underneath that apathy is anger, and that can be turned into action. There are solutions. Approximately three in five people in Austria's capital of Vienna, rich and poor, live in public housing provided and managed entirely by the city.

The solutions are there. We don't need spin and we don't need politicians to be point-scoring in the Dáil.

We need creative thinking, mature politicians, political will, and a return to our country's core values, where no one gets left behind.

Listen, if you're not paying your mortgage, sad as your circumstances might be, you're going to be evicted. This should not be a surprise and taping it onto some Anti English planter bullshot argument is classic distraction and diversion. This has got to do with paying your bills.
The rental economy is through the roof. Young people can't get on the housing ladder. Maybe if those houses were repossessed it would free up some stock for people who could make a home, start a family and build a life.

[angermanagement]

Many of these houses that are going to be repossessed are lying empty, there's also a lot them been rented out with the mortgage holder living in places like Canada, USA & Australia with no intention of returning to Ireland raking in the rent money but not paying the mortgage.

[Itchy]

https://amp.irishexaminer.com/breakingnews/views/analysis/what-the-roscommon-eviction-is-really-about-893666.html?__twitter_impression=true

There's a reason you're confused about what happened in Strokestown, Co Roscommon, this week. And it's not because you're stupid.

The reason you can't really figure out what happened with the eviction situation up there, and the reason you aren't too sure "who to blame", is because the Government employed the oldest trick in the book: Divide and distract.


It's what politicians do when they're up that faeces-laden creek without a paddle. They start slinging the mud, hoping it will stick in various places, distracting you, the citizen, from the real issue at hand.

As you scrolled on your phone, queuing patiently to pay for your Christmas shopping, you may have read about a dog getting shot. Driving home from work in that heavy traffic, you could have heard about the evicted farmer, who had been informed about the repossession of his property seven times — thanks to unusually generous leaks to the media. And you also could have heard words such as "dissidents" and "thugs".

And then there was the almighty row in the Dáil between the boys in blue on the right, Taoiseach Leo Varadkar flanked by Health Minister Simon Harris, and the boy in green on the left, Sinn Féin's Pearse Doherty.

Mr Varadkar's now famous line to Mr Doherty, "it doesn't take very long for your balaclava to slip", was akin to striking a match to an oil field. It was all you could see, hear, and talk about, commanding metres in column inches and gigahertz in radio waves.

Division complete. Distraction on course. Job pretty much done.

Except it's far, far from done.

Here are some facts — courtesy of the Central Bank of Ireland.

There are 29,000 homes in arrears in Ireland. We are not talking a missed payment here and there. We are talking 29,000 residential mortgages that have "accumulated at least two years worth of missed payments".

OK, so 29,000 homeowners not paying their mortgage, no big deal?

Well, let's ignore the spin and the headlines again, and once more rely on the Central Bank of Ireland for some clarity here.

It is estimated that half of those 29,000 will be repossessed. So all that furore up in Roscommon, all the moving parts of that story, the schoolboy debating in the Dáil, the row over who and who isn't explicitly condemning violence, is, you could say, perhaps a distraction from the real issue here.

This isn't just about one eviction in Roscommon, this is about another 15,000 evictions coming down the line.

The alarm bells have been ringing on this for some time.


Reading between lines on our history
"Over half of the cases progressing to long-term arrears [those 29,000 homes] are classified as involving the potential for loss of ownership outcomes," said the Central Bank in its quarterly bulletin on April 10, 2018.

"It is important to understand that loss of ownership may take place in two main ways for PDH [(private dwelling homes] accounts: Voluntary or enforcement."

So far in Ireland, over two-thirds of "loss of ownership" have come about voluntarily, and one-third through repossessions, as we saw in Roscommon last week.

Some more facts: 17% of all long-term mortgage arrears are held by unregulated loan owners, those so-called vulture funds. And God only knows how they will go about getting men, women, and children out from under their roofs.

If these soon-to-be-repossessed 15,000 homes go down the Roscommon route of forced eviction, who is and who isn't condemning violence will be the least of our country's worries.

There are already 10,000 people in homelessness in Ireland. If at least two people live in each of those 15,000 soon-to-be-repossessed properties, does that mean we will see another 30,000 of our citizens being declared as homeless?

It is estimated by some that there may even be three people in each of those homes — not to be alarmist but does that mean another 45,000 people out on the streets or in hubs?

If we already have 10,000 homeless and, worst-case scenario, we add 45,000 others to that, we are looking at being a modern democratic English-speaking first-world country with a homeless population of 55,000 people.

How did we ever end up here?

Eviction, as a solution, does not work. We were telling the English this 160 years ago and now we can't even tell it to ourselves in 2018.

Repossessions lead to homelessness. Homelessness leads to people relying on the State for help. We are the State. What can we do?

We absolutely must make social and affordable housing our country's most important priority, not just in 2019, but for years to come. Our politicians must stop relying on private and accidental landlords to solve the housing crisis.

We must look at long-term tenancies in the form of public housing as a way to live in this State.

We are a most caring nation. But we are a caring nation that has become jaundiced into action-less apathy after years and years of increasing homelessness.

No citizen on this land is comfortable walking past a homeless person on the street.

But underneath that apathy is anger, and that can be turned into action. There are solutions. Approximately three in five people in Austria's capital of Vienna, rich and poor, live in public housing provided and managed entirely by the city.

The solutions are there. We don't need spin and we don't need politicians to be point-scoring in the Dáil.

We need creative thinking, mature politicians, political will, and a return to our country's core values, where no one gets left behind.

Listen, if you're not paying your mortgage, sad as your circumstances might be, you're going to be evicted. This should not be a surprise and taping it onto some Anti English planter bullshot argument is classic distraction and diversion. This has got to do with paying your bills.
The rental economy is through the roof. Young people can't get on the housing ladder. Maybe if those houses were repossessed it would free up some stock for people who could make a home, start a family and build a life.

I'm sure every English landlord in the famine said the same. Wise the f**k up.

[sid waddell]

Did the O'Donnells of Vico Road invoke the famine too or is it just the supporters of these chancers?

[manfromdelmonte]

Lovely little family house up the road from us owned by the bank since 2010 or 2011
Nothing done with it since.
It's starting to go into disappear for need of maintenance

And yet all those families homeless around the country

[Milltown Row2]

Lovely little family house up the road from us owned by the bank since 2010 or 2011
Nothing done with it since.
It's starting to go into disappear for need of maintenance

And yet all those families homeless around the country

Plenty people living in 4 bedroom houses and only using two bedrooms! Have you any room?

[seafoid]

https://amp.irishexaminer.com/breakingnews/views/analysis/what-the-roscommon-eviction-is-really-about-893666.html?__twitter_impression=true

There's a reason you're confused about what happened in Strokestown, Co Roscommon, this week. And it's not because you're stupid.

The reason you can't really figure out what happened with the eviction situation up there, and the reason you aren't too sure "who to blame", is because the Government employed the oldest trick in the book: Divide and distract.


It's what politicians do when they're up that faeces-laden creek without a paddle. They start slinging the mud, hoping it will stick in various places, distracting you, the citizen, from the real issue at hand.

As you scrolled on your phone, queuing patiently to pay for your Christmas shopping, you may have read about a dog getting shot. Driving home from work in that heavy traffic, you could have heard about the evicted farmer, who had been informed about the repossession of his property seven times — thanks to unusually generous leaks to the media. And you also could have heard words such as "dissidents" and "thugs".

And then there was the almighty row in the Dáil between the boys in blue on the right, Taoiseach Leo Varadkar flanked by Health Minister Simon Harris, and the boy in green on the left, Sinn Féin's Pearse Doherty.

Mr Varadkar's now famous line to Mr Doherty, "it doesn't take very long for your balaclava to slip", was akin to striking a match to an oil field. It was all you could see, hear, and talk about, commanding metres in column inches and gigahertz in radio waves.

Division complete. Distraction on course. Job pretty much done.

Except it's far, far from done.

Here are some facts — courtesy of the Central Bank of Ireland.

There are 29,000 homes in arrears in Ireland. We are not talking a missed payment here and there. We are talking 29,000 residential mortgages that have "accumulated at least two years worth of missed payments".

OK, so 29,000 homeowners not paying their mortgage, no big deal?

Well, let's ignore the spin and the headlines again, and once more rely on the Central Bank of Ireland for some clarity here.

It is estimated that half of those 29,000 will be repossessed. So all that furore up in Roscommon, all the moving parts of that story, the schoolboy debating in the Dáil, the row over who and who isn't explicitly condemning violence, is, you could say, perhaps a distraction from the real issue here.

This isn't just about one eviction in Roscommon, this is about another 15,000 evictions coming down the line.

The alarm bells have been ringing on this for some time.


Reading between lines on our history
"Over half of the cases progressing to long-term arrears [those 29,000 homes] are classified as involving the potential for loss of ownership outcomes," said the Central Bank in its quarterly bulletin on April 10, 2018.

"It is important to understand that loss of ownership may take place in two main ways for PDH [(private dwelling homes] accounts: Voluntary or enforcement."

So far in Ireland, over two-thirds of "loss of ownership" have come about voluntarily, and one-third through repossessions, as we saw in Roscommon last week.

Some more facts: 17% of all long-term mortgage arrears are held by unregulated loan owners, those so-called vulture funds. And God only knows how they will go about getting men, women, and children out from under their roofs.

If these soon-to-be-repossessed 15,000 homes go down the Roscommon route of forced eviction, who is and who isn't condemning violence will be the least of our country's worries.

There are already 10,000 people in homelessness in Ireland. If at least two people live in each of those 15,000 soon-to-be-repossessed properties, does that mean we will see another 30,000 of our citizens being declared as homeless?

It is estimated by some that there may even be three people in each of those homes — not to be alarmist but does that mean another 45,000 people out on the streets or in hubs?

If we already have 10,000 homeless and, worst-case scenario, we add 45,000 others to that, we are looking at being a modern democratic English-speaking first-world country with a homeless population of 55,000 people.

How did we ever end up here?

Eviction, as a solution, does not work. We were telling the English this 160 years ago and now we can't even tell it to ourselves in 2018.

Repossessions lead to homelessness. Homelessness leads to people relying on the State for help. We are the State. What can we do?

We absolutely must make social and affordable housing our country's most important priority, not just in 2019, but for years to come. Our politicians must stop relying on private and accidental landlords to solve the housing crisis.

We must look at long-term tenancies in the form of public housing as a way to live in this State.

We are a most caring nation. But we are a caring nation that has become jaundiced into action-less apathy after years and years of increasing homelessness.

No citizen on this land is comfortable walking past a homeless person on the street.

But underneath that apathy is anger, and that can be turned into action. There are solutions. Approximately three in five people in Austria's capital of Vienna, rich and poor, live in public housing provided and managed entirely by the city.

The solutions are there. We don't need spin and we don't need politicians to be point-scoring in the Dáil.

We need creative thinking, mature politicians, political will, and a return to our country's core values, where no one gets left behind.

Listen, if you're not paying your mortgage, sad as your circumstances might be, you're going to be evicted. This should not be a surprise and taping it onto some Anti English planter bullshot argument is classic distraction and diversion. This has got to do with paying your bills.
The rental economy is through the roof. Young people can't get on the housing ladder. Maybe if those houses were repossessed it would free up some stock for people who could make a home, start a family and build a life.

I'm sure every English landlord in the famine said the same. Wise the f**k up.

Great article, Itchy.
The mortgage arrears issue is not going to get better by itself
This is now a political issue. 29000 people with non performing mortgages is equivalent to about one and a half TDs.
It is a huge number of people even ignoring their families

[armaghniac]

There is eviction and eviction.
People not paying when they can afford it, should be evicted.
People living in flash houses should move to a more modest one, if they cannot afford it.
In the case of a more modest dwelling then there should have  been a scheme of rental, via the council if necessary.

[east down gael]

There's no country like us for pulling up the ladder on the ones below us.drives me mad.the 26 got independence using the same methods that 50 years later northerners used,yet the boys in '19 to '21 are a great bunch of lads and then the boys in the north are 'terrorists'.
   We leave our shores in the tens of thousands for every decade in living memory,looking for employment and to send a few quid home to Ireland.yet when some fellas from Eastern Europe come here and do the exact same thing,we ape the very worst xenophobic traits the English displayed towards ourselves which we've complained about since.
  This thread has shown me that the tactics of the banks and the super rich will always prevail.always!instead of asking why so many are finding themselves in these circumstances,we blame them.yet don't give a shite that the biggest tax dodgers of all get away Scott free,and we continuously vote in a spineless shower of shite who let them.

[trailer]

https://amp.irishexaminer.com/breakingnews/views/analysis/what-the-roscommon-eviction-is-really-about-893666.html?__twitter_impression=true

There's a reason you're confused about what happened in Strokestown, Co Roscommon, this week. And it's not because you're stupid.

The reason you can't really figure out what happened with the eviction situation up there, and the reason you aren't too sure "who to blame", is because the Government employed the oldest trick in the book: Divide and distract.


It's what politicians do when they're up that faeces-laden creek without a paddle. They start slinging the mud, hoping it will stick in various places, distracting you, the citizen, from the real issue at hand.

As you scrolled on your phone, queuing patiently to pay for your Christmas shopping, you may have read about a dog getting shot. Driving home from work in that heavy traffic, you could have heard about the evicted farmer, who had been informed about the repossession of his property seven times — thanks to unusually generous leaks to the media. And you also could have heard words such as "dissidents" and "thugs".

And then there was the almighty row in the Dáil between the boys in blue on the right, Taoiseach Leo Varadkar flanked by Health Minister Simon Harris, and the boy in green on the left, Sinn Féin's Pearse Doherty.

Mr Varadkar's now famous line to Mr Doherty, "it doesn't take very long for your balaclava to slip", was akin to striking a match to an oil field. It was all you could see, hear, and talk about, commanding metres in column inches and gigahertz in radio waves.

Division complete. Distraction on course. Job pretty much done.

Except it's far, far from done.

Here are some facts — courtesy of the Central Bank of Ireland.

There are 29,000 homes in arrears in Ireland. We are not talking a missed payment here and there. We are talking 29,000 residential mortgages that have "accumulated at least two years worth of missed payments".

OK, so 29,000 homeowners not paying their mortgage, no big deal?

Well, let's ignore the spin and the headlines again, and once more rely on the Central Bank of Ireland for some clarity here.

It is estimated that half of those 29,000 will be repossessed. So all that furore up in Roscommon, all the moving parts of that story, the schoolboy debating in the Dáil, the row over who and who isn't explicitly condemning violence, is, you could say, perhaps a distraction from the real issue here.

This isn't just about one eviction in Roscommon, this is about another 15,000 evictions coming down the line.

The alarm bells have been ringing on this for some time.


Reading between lines on our history
"Over half of the cases progressing to long-term arrears [those 29,000 homes] are classified as involving the potential for loss of ownership outcomes," said the Central Bank in its quarterly bulletin on April 10, 2018.

"It is important to understand that loss of ownership may take place in two main ways for PDH [(private dwelling homes] accounts: Voluntary or enforcement."

So far in Ireland, over two-thirds of "loss of ownership" have come about voluntarily, and one-third through repossessions, as we saw in Roscommon last week.

Some more facts: 17% of all long-term mortgage arrears are held by unregulated loan owners, those so-called vulture funds. And God only knows how they will go about getting men, women, and children out from under their roofs.

If these soon-to-be-repossessed 15,000 homes go down the Roscommon route of forced eviction, who is and who isn't condemning violence will be the least of our country's worries.

There are already 10,000 people in homelessness in Ireland. If at least two people live in each of those 15,000 soon-to-be-repossessed properties, does that mean we will see another 30,000 of our citizens being declared as homeless?

It is estimated by some that there may even be three people in each of those homes — not to be alarmist but does that mean another 45,000 people out on the streets or in hubs?

If we already have 10,000 homeless and, worst-case scenario, we add 45,000 others to that, we are looking at being a modern democratic English-speaking first-world country with a homeless population of 55,000 people.

How did we ever end up here?

Eviction, as a solution, does not work. We were telling the English this 160 years ago and now we can't even tell it to ourselves in 2018.

Repossessions lead to homelessness. Homelessness leads to people relying on the State for help. We are the State. What can we do?

We absolutely must make social and affordable housing our country's most important priority, not just in 2019, but for years to come. Our politicians must stop relying on private and accidental landlords to solve the housing crisis.

We must look at long-term tenancies in the form of public housing as a way to live in this State.

We are a most caring nation. But we are a caring nation that has become jaundiced into action-less apathy after years and years of increasing homelessness.

No citizen on this land is comfortable walking past a homeless person on the street.

But underneath that apathy is anger, and that can be turned into action. There are solutions. Approximately three in five people in Austria's capital of Vienna, rich and poor, live in public housing provided and managed entirely by the city.

The solutions are there. We don't need spin and we don't need politicians to be point-scoring in the Dáil.

We need creative thinking, mature politicians, political will, and a return to our country's core values, where no one gets left behind.

Listen, if you're not paying your mortgage, sad as your circumstances might be, you're going to be evicted. This should not be a surprise and taping it onto some Anti English planter bullshot argument is classic distraction and diversion. This has got to do with paying your bills.
The rental economy is through the roof. Young people can't get on the housing ladder. Maybe if those houses were repossessed it would free up some stock for people who could make a home, start a family and build a life.

I'm sure every English landlord in the famine said the same. Wise the f**k up.

This has nothing, absolutely nothing to do with English landlords and the famine. This is to do with taking out a loan to buy property then not keeping your end of the bargain and repaying the money you borrowed. That are the facts and they are undisputed.
Only in Ireland would you be expected to not pay your mortgage and keep your house. A ludicrous situation.

[Over the Bar]

There's likely  more than one party to blame here.
Responsible finance should be central to all such cases. If the broker or the lender have acted irresponsibly then the family home should not be taken away.

[Itchy]

Sorry Trailer but during the famine Irish people had lease agreements with their landlords. If they couldn't pay as per terms of the agreement they were put out. Sure no one forced them to sign up. It was perfectly legal for them to be put out on the side of the road by force.

I used to get letters in the post with pre approved loans up to 50k without ever asking for money. Ever gobshite thought they were a big shot property developer. The government and banks conned people into this and now they want the same people fucked out on the side of the road.

[Milltown Row2]

I don't think anyone doesn't apportion some blame to the banks/lenders but to go back to the famine times is daft, yes the process is the same, can't pay up eviction notice given, but this  guy is completely different, 800,000K over 9 years was it?

Ones being evicted won't die in a matter of months like they did during the famine, they could be re housed in s council estate after a period of time