Author Topic: Credit cards vs Debit cards. Equal protection?  (Read 609 times)

Denn Forever

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Credit cards vs Debit cards. Equal protection?
« on: December 09, 2019, 05:50:45 PM »
I know if you pay for goods with a Credit card over the internet and you don't get the goods you are protected.  Does the same happen if you use a Debit card?  Am I hoping in vain?
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playwiththewind1st

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Re: Credit cards vs Debit cards. Equal protection?
« Reply #1 on: December 09, 2019, 06:01:00 PM »
Generally the case that credit cards come with slightly superior consumer protection than debit cards.


LeoMc

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Re: Credit cards vs Debit cards. Equal protection?
« Reply #3 on: December 11, 2019, 09:59:03 AM »
I always consider that when using a Debit card you are giving a direct link to your money in your bank account. When using a Credit card you are giving a link to Visa or Mastercards money. The Credit card companies are more concerned about protecting their money than your bank is in protecting you.

JohnDenver

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Re: Credit cards vs Debit cards. Equal protection?
« Reply #4 on: December 11, 2019, 10:34:01 AM »
Almost sure that even if you pay a small portion of the total amount on credit card, that the full purchase is protected.  don't think you have the same protection with debit cards unless it's bank specific.