Heart screening

Started by Milltown Row2, August 15, 2012, 03:52:55 PM

Previous topic - Next topic

NAG1

Im not arguing against it, I just have never heard of anyone having gone down that route of attempting to get Life Insurance/ Mortgage after this type of screening.

Tony Baloney

Quote from: NAG1 on August 21, 2012, 11:45:28 AM
Im not arguing against it, I just have never heard of anyone having gone down that route of attempting to get Life Insurance/ Mortgage after this type of screening.
Are the results private or do they become part of your medical record? Surely if any defect appeared this would be subject to disclosure when applying for life insurance. We recently upped our premium and had to fill in a long-winded form regarding health, doctors appointments, known issues, height and weight (for BMI I assume) etc. If there is any excuse for these hoors to not pay out they'll find it.

oisinog

Quote from: NAG1 on August 21, 2012, 11:45:28 AM
I'm not arguing against it, I just have never heard of anyone having gone down that route of attempting to get Life Insurance/ Mortgage after this type of screening.

Yep I got both after doing the test. Most life insurance companies probably would be happy to see that a clear test has been returned.

You can now have a mortgage without life insurance though its not advisable

manballandall

Oisin, I d say NAG's question was more in relation to a negative result rather than a positive one in your case

oisinog

Sorry I dint make myself clearer you can still get a mortgage you dont necessarly have to take life insurance.

You cant discrimate against someone who has an illness its illegal