Lads just be careful as there is an e-mail floating about from fraudsters will the Halifax logo and the works. I failed to log into my account properly yesterday and straight away i was sent an e-mail from the Halifax (well as i thought) asking me to update my security details as someone failed trying to log into my account. Naturally as it was me trying to log in i thought "f**k this is great the Halifax are really on the ball" so i updated my security details and hey what do you know my account was stripped this morning of £3500 (not euros).
f**king skint now and don't know where I'll get the money for next months mortgage. The Fraud deterant team are trying to trace it and get me my loot back but i haven't heard anything back as of yet :'( :'( :'( :'(
Be on your guard and don't be as stupid as me
Quote from: illdecide on January 03, 2008, 02:14:10 PM
Lads just be careful as there is an e-mail floating about from fraudsters will the Halifax logo and the works. I failed to log into my account properly yesterday and straight away i was sent an e-mail from the Halifax (well as i thought) asking me to update my security details as someone failed trying to log into my account. Naturally as it was me trying to log in i thought "f**k this is great the Halifax are really on the ball" so i updated my security details and hey what do you know my account was stripped this morning of £3500 (not euros).
f**king skint now and don't know where I'll get the money for next months mortgage. The Fraud deterant team are trying to trace it and get me my loot back but i haven't heard anything back as of yet :'( :'( :'( :'(
Be on your guard and don't be as stupid as me
Such a shame that these scamming bastards are so clever at conning us out of our money. To compound the problems the banks appear to take the view that we have spent the money ourselves. You should ask them where and how the money was taken. Hope it works out soonest.
Got something similar from Citi Bank last week, it looked official but I got suspicious when they were asking for information that the bank should already have..feckers.
No Bank or Building Society will ever just send you a mail asking you to update account information or security information.
Sorry to hear that dude. Faudsters are getting better and better at this sort of thing. I now point blank refuse to answer any emails or telephone calls from banks or credit cards.
Quote from: Snowed Under on January 03, 2008, 02:21:49 PM
No Bank or Building Society will ever just send you a mail asking you to update account information or security information.
I know that now :'(
The Halifax told me this morning that they were so professional and slick. My sister ate the bollocks of me for this as she used to work with the Halifax for 15 years and she said the same that they already know your details why would they want them again. Feel like a right stupid c**t, just hope they can recover it. Say a prayer lads
Sorry to hear that illdecide , the golden rule is never give your bank details or security details to anyone if someone rings you or emails you tell them that you will ring them back and get straight on to the bank and inform them of such, as Snowed Under said the bank will never contact you looking for such details. The bank i deal with have a warning on their website stating that.
Sorry, but some people just shouldn't be given access to the tinterjingle for their own sakes. There's stupid, and then there is this.
Always kind of wondered about this. The phishing scam that illdecide is relatively easy to pull off for those with good technical knowledge, not to mention the people the banks have employed here on their online systems wouldn't exactly inspire one with confidence. Not that I would ever do it or anything, but if someone did how can they get away with the cash? The only thing you can do with someones banking details is an electronic transfer, which can't be done quickly and can obviously be traced to the receiving account - so how do they get away with it?
You'll get you money back illdecide. I'm with Halifax as well and their security is a joke and I'd they'd be culpable for any losses.
i don't know would they Donagh, its like the chip and pin for the visa the bank is putting the onus of responsibility on the customer nobody should know your pin numbers except you just as nobody should know your security details for banking on line except yourself, it wasn't the bank that made the mistake it was illdecide unfortunately.
Quote from: Donagh on January 03, 2008, 02:32:50 PM
Always kind of wondered about this. The phishing scam that illdecide is relatively easy to pull off for those with good technical knowledge, not to mention the people the banks have employed here on their online systems wouldn't exactly inspire one with confidence. Not that I would ever do it or anything, but if someone did how can they get away with the cash? The only thing you can do with someones banking details is an electronic transfer, which can't be done quickly and can obviously be traced to the receiving account - so how do they get away with it?
You'll get you money back illdecide. I'm with Halifax as well and their security is a joke and I'd they'd be culpable for any losses.
100% certain that you will, when money leaves you account it has to go to a holding account, it doesn't simply go to another offshore account that can't be traced, if you discovered the error quick enough you should be ok.
Quote from: tram on January 03, 2008, 02:43:54 PM
As a rule of thumb, if you get such an e-mail asking for your details to be updated, don't do so. Ring your branch on the main helpline to confirm that they really do want this, 99% of the time its fake.
Its 100% a fake - no bank will ever do it.
Even if the Halifax do deny any responsibility I still don't see how the scammers can get away with the money. The machines used to send the scam email from should be able to be hunted down eventually using the scam email header and the money still needs to go to another bank account and I assume in this day and age no bank is going to allow one of their accounts to be used in this way.
BTW, I received a scam Halifax email a few months back and it was by far the most convincing of any of these things I've ever seen. Almost had me convinced and I would be fairly experienced with IT.
Quote from: tram on January 03, 2008, 02:51:24 PM
Quote from: Snowed Under on January 03, 2008, 02:47:06 PM
Quote from: tram on January 03, 2008, 02:43:54 PM
As a rule of thumb, if you get such an e-mail asking for your details to be updated, don't do so. Ring your branch on the main helpline to confirm that they really do want this, 99% of the time its fake.
Its 100% a fake - no bank will ever do it.
I just never like to say 100%. Maybe 99.9999999999999999999999999%
In this case you say 100%. ;)
I wouldn't be so sure about that snowed under.
About 6 months ago with the nationwide I had a failed direct debit as it made me go overdrawn. Two days later I got a phone call to the house from a boy from Nationwide with his first question to me being security details. I, like a lot of people on here have said, found this strange and refused to answer his questions and said I would ring them myself. He gave me the nationwide phone number and I rang them through and sorted it through that.
All credit card fraud bank fraud etc should in some way be traceable. You need an end point, ie bank account for this, which obviously must belong to somebody. From there it should be fit to be traced through the bank then the individual - or fraudulant individual. It should be close to being as traceable as credit card fraud. Your only issue is if you don't catch it quick enough and they're fraudsters with good fake id, address etc.They don't seem too strict on prosecuting for things like this though whne they are caught. Some (stupid)fraudsters nab credit cards through the post and then get stuff delivered to their own house - then they don't even get prosecuted.
Sorry to hear that illdecide
I get them emails from PayPal and various banks all the time. Even from banks I'm not even a member of. Some of them can be very convincing.
As a rule, I always delete the emails.
Lads in fairness it was a stupid thing to do, but seriously the way it happened was unbelievable. Because i didn't log on properly the first time (obviously hit the wrong key) i was sent an e-mail within 30 mins of doing so and because it said someone tried to access my account and failed i assumed staright away that was me and they asked to update my security details. Their scam was 100% idential to the Halifax's login screen with all the Logo's in the right place it was def well thought thru.
The money was ripped out either late last nite or early this morning so hopefully it will be traced easily and returned to it's rightful owner.
Lads the bad thing out of it all was the wife found out how much money i had (i know it's not a big amount but still) :'(
Seriously people still get caught out by these?
If you receive an email from your bank , ring them .
Quote from: Snowed Under on January 03, 2008, 02:21:49 PM
No Bank or Building Society will ever just send you a mail asking you to update account information or security information.
That's the maxim I would stick with.
Got a very official looking email 'from Nationwide' a few weeks ago asking me to update my online banking details, which I just ignored. Might try and hoke it out if I haven't deleted it.
Quote from: ziggysego on January 03, 2008, 03:15:07 PM
Sorry to hear that illdecide
I get them emails from PayPal and various banks all the time. Even from banks I'm not even a member of. Some of them can be very convincing.
As a rule, I always delete the emails.
Had several myself from PayPal and, as you say, some from banks I'm not a customer of, namely HSBC. I never read 'em always delete unopened. Also, BTW, never agree, assuming you do read it, to the unsubscribe terms. Do that, and they know they've connected, so even more crap gets sent your way. The ultimate answer is to change your email address regularly, which, I know is a PITA!!
Good news. Halifax have told me they will have the money back to me within 24hrs. The fraud team however need to to speak to me first to change usernames and password etc. (i think thats what they're looking, unless I'm under suspicion)
Quote from: illdecide on January 03, 2008, 04:25:17 PM
The fraud team however need to to speak to me first to change usernames and password etc.
Are you SURE it was the Halifax fraud team you were talking to? :)
One example of a dodgy one....I think :-\ :-\....I deleted it anyway
Dear xxxx,
In accordance with our major database relocation, we are currently having major adjustments and updates of user accounts to verify that the informations you have provided with us during the sign-up process are true and correct. However, we have noticed some discrepancies regarding your account at Paypal. Possible causes are inaccurate contact information and invalid logout process.
We require you to complete an account verification procedure as part of our security measure.
You must click the link below to complete the process.
http://login.paypal.com.webscr.kenayyfonsacjkuhyuwmi.samoosakhale.com/PayPa
l/index.html?webscr?cmd=_login-run
Unable to do so may result to abnormal account behavior during transactions.
Thank you for using PayPal!
The PayPal Team
Sorry for your trouble illdecide. I'm glad it has been sorted out.
Sorry to hear about your trouble i'lldecide, glad it's sorted for you now.
Some of the boys on here know how to kick someone when they're down, it's a pity everyone can't be as smart as them.
Quote from: pintsofguinness on January 03, 2008, 07:36:18 PM
Sorry to hear about your trouble i'lldecide, glad it's sorted for you now.
Some of the boys on here know how to kick someone when they're down, it's a pity everyone can't be as smart as them.
Sweet Mother of God, name one person who was kicking him, people were either sympathetic or offering advice!
Fair play to you illdecide. It was decent of you to think of others and alert us, many a one would have said nothing to hide their mistake. I'm sure your stomach hit the floor when you realised. There but for the Grace of God............. Glad you are getting the money refunded. Best of luck for the New Year.
Quote from: pintsofguinness on January 03, 2008, 07:36:18 PM
Sorry to hear about your trouble i'lldecide, glad it's sorted for you now.
Some of the boys on here know how to kick someone when they're down, it's a pity everyone can't be as smart as them.
Glad to hear you got sorted but the wife will never trust you again, in any aspect of your life!
glad to hear illdecide, thats all sorted. good of you to share you experience with us.
Quote from: Snowed Under on January 03, 2008, 07:50:57 PM
Quote from: pintsofguinness on January 03, 2008, 07:36:18 PM
Sorry to hear about your trouble i'lldecide, glad it's sorted for you now.
Some of the boys on here know how to kick someone when they're down, it's a pity everyone can't be as smart as them.
Sweet Mother of God, name one person who was kicking him, people were either sympathetic or offering advice!
The post by the wobbler was right out of the book of pricks.
@illdecide
Is it the UK halifax or the Irish Halifax?
Weird how they got your details. You sure there isn't some kind of spyware on your PC. A mate a work had credit card fraud - got new cards but the fraud kept happening. Rebuilt his pc and the problem went away.
Sorry, but call me old fashioned, but I do all my financial transactions person to person (worst case by phone).
Computer is grand for this, but I would be paranoid about using it for money matters!
Quote from: DickyRock on January 04, 2008, 03:02:25 AM
@illdecide
Is it the UK Halifax or the Irish Halifax?
Weird how they got your details. You sure there isn't some kind of spyware on your PC. A mate a work had credit card fraud - got new cards but the fraud kept happening. Rebuilt his PC and the problem went away.
UK Halifax. In fairness to Halifax they were on the ball straight away and i only found last night they were phoning everywhere yesterday morning looking me about this matter, they phoned the house my old mob no and my old work (obviously i didn't tell them about change of jobs and phone No's)
The also advised me to get an up to date anti-virus/firewall system in and run it on my PC to make sure this does not happen again. I work in a small civil consultancy which run AVAST anti-virus software, i hope this is sufficient as I'm not up to date on this anti-virus shit.
Quote from: Take Your Points on January 03, 2008, 08:21:48 PM
Here's a picture of one of several "emails" from the Halifax.........
(http://i2.tinypic.com/7w8esll.jpg)
I have deleted part of the link.
You can see how it looks like the real thing.
Always thought there was something a bit suspect about that Howard fella...
How do you manage to squirrel away £3.5k without the wife knowing?
The English in that e-mail is a bit dodgy. "and is obligatory to follow", "the Halifax internet banking", "We earnestly ask you"
Sounds like it orginated in Asia somewhere.
Quote from: Take Your Points on January 03, 2008, 08:21:48 PM
Here's a picture of one of several "emails" from the Halifax.........
(http://i2.tinypic.com/7w8esll.jpg)
I have deleted part of the link.
You can see how it looks like the real thing.
Quote from: Donagh on January 04, 2008, 11:22:38 AM
How do you manage to squirrel away £3.5k without the wife knowing?
She has her cash and i have mine. She uses her's for whatever she wants and i do the same with mine only i usually let on i'm broke and borrow a score note of her (not for being miserable but just to let her think i've nothing in the bank and she does not come looking for £1000 for something new ;) ;))
Anyway good news. Halifax phoned me earlier to tell me that the money has been put back in my account but my online service is frozen untill i re-rigester (apparently it's in the post)
I agree with those who say that you should work on the basis that 100% of these emails are scams.
I have one other tip to offer. Where the email contains a link for you to click on and you are curious if it might be real, just position your pointer on it BUT DO NOT CLICK. Then look at the "Status Bar" on the bottom of your Browser window. Usually, this will show you the actual web address that the link will lead you to.
If the web address begins with an IP address (i.e. 4 numbers linked with dots, something like 12.345.67.890) then I would bet a thousand quid that it is a Scam link. The web address should be the same as the text of the link that you see in the email. No reputable Bank or Financial Inst would do otherwise. If the web address (particularly the first part of it, up to the ".com" or ".ie" bit) does not look exactly like what you would expect it to be for your Bank, then delete the email.
Try it on this link. I know virtually nothing about the language that makes up web pages like this one, but posting on pages like this has thought me enough to create a link like this
http://www.yourhonestbank.com/ConfirmYourDetails (http://www.classicscam.com/GonnaStealAllYourCash)
Hover over this link to see what I mean (dont worry, it's not a real link at all at all) and why you should not click on it.
Alert! Your Online Access Has Been suspended
--------------------------------------------------------------------------------
Your Online Banking Profile has Been Blocked
--------------------------------------------------------------------------------
Dear valued client,
For your security, your online banking profile has been locked due to inactivity or because of too many failed login attempts.
We have decided to put an extra verification process to ensure your identity and your internet banking account security.
Please click on the Log on below to re-activate your account.
Abbey National plc©
Security & Privacy Team
--------------------------------------------------------------------------------
Just got this one from Abbey National.co.uk
The login button has revistacatapulta.com
I get a good few of these every week along with dozens offering me help with the dimensions of the todger. (How did they find out about my inadequacies in that department? I didn't even know it myself until these lads educated me about the heft that any self-respecting love machine should be sporting).
Still I absent-mindedly nearly fell for one purporting to be from Ebay, offering me "power user" status with all sorts of bonuses. Can't be any harm, says I and actually clicked on the link, which came up with an Ebay lookalike site, before I woke up and realised I was about to give my Ebay account details to some robber. He still wouldn't have had access to my credit card details, but I assume he could have bought gear from Ebay on my card.
Anyway, the lesson is that you have to be very vigilant - not all phishing comes disguised as bank correspondence.
http://clarkhoward.com/
I log on to this website now and again for info on this stuff, he has a radio programme on here everyday
also based on how not to get ripped off, some fantastic tips and advice.
Glad that worked out for you illdecide.
Quote from: The Biff on January 04, 2008, 03:32:10 PM
I agree with those who say that you should work on the basis that 100% of these emails are scams.
I have one other tip to offer. Where the email contains a link for you to click on and you are curious if it might be real, just position your pointer on it BUT DO NOT CLICK. Then look at the "Status Bar" on the bottom of your Browser window. Usually, this will show you the actual web address that the link will lead you to.
If the web address begins with an IP address (i.e. 4 numbers linked with dots, something like 12.345.67.890) then I would bet a thousand quid that it is a Scam link. The web address should be the same as the text of the link that you see in the email. No reputable Bank or Financial Inst would do otherwise. If the web address (particularly the first part of it, up to the ".com" or ".ie" bit) does not look exactly like what you would expect it to be for your Bank, then delete the email.
Try it on this link. I know virtually nothing about the language that makes up web pages like this one, but posting on pages like this has thought me enough to create a link like this
http://www.yourhonestbank.com/ConfirmYourDetails (http://www.classicscam.com/GonnaStealAllYourCash)
Hover over this link to see what I mean (dont worry, it's not a real link at all at all) and why you should not click on it.
The link doesn't work biff!
:P
I have sent you all my cash. Great scam. Well done.
Quote from: turk on January 04, 2008, 04:48:45 PM
Quote from: The Biff on January 04, 2008, 03:32:10 PM
I agree with those who say that you should work on the basis that 100% of these emails are scams.
I have one other tip to offer. Where the email contains a link for you to click on and you are curious if it might be real, just position your pointer on it BUT DO NOT CLICK. Then look at the "Status Bar" on the bottom of your Browser window. Usually, this will show you the actual web address that the link will lead you to.
If the web address begins with an IP address (i.e. 4 numbers linked with dots, something like 12.345.67.890) then I would bet a thousand quid that it is a Scam link. The web address should be the same as the text of the link that you see in the email. No reputable Bank or Financial Inst would do otherwise. If the web address (particularly the first part of it, up to the ".com" or ".ie" bit) does not look exactly like what you would expect it to be for your Bank, then delete the email.
Try it on this link. I know virtually nothing about the language that makes up web pages like this one, but posting on pages like this has thought me enough to create a link like this
http://www.yourhonestbank.com/ConfirmYourDetails (http://www.classicscam.com/GonnaStealAllYourCash)
Hover over this link to see what I mean (dont worry, it's not a real link at all at all) and why you should not click on it.
The link doesn't work biff!
:P
Yes it does. It says classicscam.com/GonnaStealAllYourCash
You should have closed the account when the bastards starting sponsoring the greedy fellas. How could you have luck when you put your money to such a terrible cause as the GPA...
The thing to remember is that all good banks will never put a link in an email.
Quote from: turk on January 04, 2008, 04:48:45 PM
Quote from: The Biff on January 04, 2008, 03:32:10 PM
....
Try it on this link. I know virtually nothing about the language that makes up web pages like this one, but posting on pages like this has thought me enough to create a link like this
http://www.yourhonestbank.com/ConfirmYourDetails (http://www.classicscam.com/GonnaStealAllYourCash)
Hover over this link to see what I mean (dont worry, it's not a real link at all at all) and why you should not click on it.
The link doesn't work biff!
:P
turk, which part of that last line did you miss? I think you better lay off the Burger Bites for a while.
Quote from: The Biff on January 07, 2008, 11:13:42 AM
Quote from: turk on January 04, 2008, 04:48:45 PM
Quote from: The Biff on January 04, 2008, 03:32:10 PM
....
Try it on this link. I know virtually nothing about the language that makes up web pages like this one, but posting on pages like this has thought me enough to create a link like this
http://www.yourhonestbank.com/ConfirmYourDetails (http://www.classicscam.com/GonnaStealAllYourCash)
Hover over this link to see what I mean (dont worry, it's not a real link at all at all) and why you should not click on it.
The link doesn't work biff!
:P
turk, which part of that last line did you miss? I think you better lay off the Burger Bites for a while.
Ha ha ha!!