I am living in North of Ireland but looking at a few jobs down south. Plan would be to travel down each day
Question is how does the pay work? Do I get paid in euros or pounds or does it depend on the employer? .
Quote from: tyrone08 on May 02, 2022, 07:37:34 PM
I am living in North of Ireland but looking at a few jobs down south. Plan would be to travel down each day
Question is how does the pay work? Do I get paid in euros or pounds or does it depend on the employer? .
No expert in this at all but had a friend recently complain that as her salary was in Euro she couldn't get a mortgage to buy a house in the North. Is that specific to that bank or is this a widespread problem
Quote from: David McKeown on May 02, 2022, 07:47:42 PM
Quote from: tyrone08 on May 02, 2022, 07:37:34 PM
I am living in North of Ireland but looking at a few jobs down south. Plan would be to travel down each day
Question is how does the pay work? Do I get paid in euros or pounds or does it depend on the employer? .
No expert in this at all but had a friend recently complain that as her salary was in Euro she couldn't get a mortgage to buy a house in the North. Is that specific to that bank or is this a widespread problem
Your earnings from ROI carry little to no weight when applying for a mortgage. Majority of ROI companies pay in their used currency so it would be Euro.
It's a pain in the hole too as there are numerous fees and charges when transferring money from € to £ etc
Bloody foreigners coming down here taking our jobs....
I got my mortgage in the North while earning euros and producing payslips. The options are limited but Natwest done mine.
Quote from: laoislad on May 02, 2022, 08:16:44 PM
Bloody foreigners coming down here taking our jobs....
😂 Well played.
Quote from: David McKeown on May 02, 2022, 07:47:42 PM
Quote from: tyrone08 on May 02, 2022, 07:37:34 PM
I am living in North of Ireland but looking at a few jobs down south. Plan would be to travel down each day
Question is how does the pay work? Do I get paid in euros or pounds or does it depend on the employer? .
No expert in this at all but had a friend recently complain that as her salary was in Euro she couldn't get a mortgage to buy a house in the North. Is that specific to that bank or is this a widespread problem
Progressive worth a shout on this or as pbat said NatWest David (if shes an NI resident)
Id recommend getting a Revolut card. You can get your wages paid into it and it's dead handy for using on both sides of the border. Don't bother with a bank account. Their fees are crap.
You'll have to submit a return to HMRC each year but because you are paying tax in the south which the UK has a double tax agreement with you probably wont have to pay anything to the UK government.
You'll be at the mercy of the exchange rate but its been fairly stable recently.
Yes mortgages are a nightmare because most banks don't recognise southern income. Have a friend who was producing payslips showing he made €6000 a month for the last 3 months and he was struggling to get a £450 a month mortgage approved. Madness
Quote from: tyrone08 on May 02, 2022, 07:37:34 PM
I am living in North of Ireland but looking at a few jobs down south. Plan would be to travel down each day
Question is how does the pay work? Do I get paid in euros or pounds or does it depend on the employer? .
Will be paid in euro I would imagine. Have worked both sides of the border and I suppose it depends on the industry. The wages are better in general but the travel can cut the shite out of you now. I travel 2-3 times a month to Dublin from Belfast. The mileage just about covers the fuel whereas this time last year I was always €10-15 euros ahead per trip.
Look into your bank options too. I think the likes of Revolut do accounts now you can get your wages paid to with no charges.
You should get a Revolut card anyway, but there are other options for transferring money including between the same bank e.g. BOI and things like Transfermate. Just do the sums on the details. One possible problem with Revolut is that payroll may not be setup to pay to a non Irish Euro IBAN, even though they are not allowed discriminate.
ALso see here https://borderpeople.info/a-z/frontier-workers.html
Thanks all for the info. Good information which I will follow up on.
I live in North and work in Donegal . Get paid in sterling . Work 11 years and you will be entitled to state pension too
Quote from: Fear Bun Na Sceilpe on May 02, 2022, 09:48:54 PM
I live in North and work in Donegal . Get paid in sterling . Work 11 years and you will be entitled to state pension too
Two pensions then
Quote from: Milltown Row2 on May 02, 2022, 09:53:49 PM
Quote from: Fear Bun Na Sceilpe on May 02, 2022, 09:48:54 PM
I live in North and work in Donegal . Get paid in sterling . Work 11 years and you will be entitled to state pension too
Two pensions then
Yeah
Quote from: tyrone08 on May 02, 2022, 07:37:34 PM
I am living in North of Ireland but looking at a few jobs down south. Plan would be to travel down each day
Question is how does the pay work? Do I get paid in euros or pounds or does it depend on the employer? .
Employed or self employed? Tax wise self employed is far better and obviously the se profit will show on your uk tax return and beneficial for mortgage, though there are advisors around Newry I think who would be good at getting a mortgage with ROI income. Would advise you to get paid into a revolut account or similar to avoid getting ripped off on exchange rates and fees.
Quote from: Armagh18 on May 03, 2022, 10:26:40 AM
Quote from: tyrone08 on May 02, 2022, 07:37:34 PM
I am living in North of Ireland but looking at a few jobs down south. Plan would be to travel down each day
Question is how does the pay work? Do I get paid in euros or pounds or does it depend on the employer? .
Employed or self employed? Tax wise self employed is far better and obviously the se profit will show on your uk tax return and beneficial for mortgage, though there are advisors around Newry I think who would be good at getting a mortgage with ROI income. Would advise you to get paid into a revolut account or similar to avoid getting ripped off on exchange rates and fees.
concur, avoid traditional banks at all costs, complete crooks
revolut is ok as is transferwise but getting paid in cash, crypto or directly into pension, isa, etc will be way more advantageous long term
Revolut is fine and useful, but it is based in Lithuania and it probably doesn't connect in any way with credit scoring etc in either north or south. If you are going to want a mortgage with a bank then they will be influenced by traditional dealings, not Revolut or Bitcoin.
Quote from: Mikhail Prokhorov on May 03, 2022, 11:00:48 AM
Quote from: Armagh18 on May 03, 2022, 10:26:40 AM
Quote from: tyrone08 on May 02, 2022, 07:37:34 PM
I am living in North of Ireland but looking at a few jobs down south. Plan would be to travel down each day
Question is how does the pay work? Do I get paid in euros or pounds or does it depend on the employer? .
Employed or self employed? Tax wise self employed is far better and obviously the se profit will show on your uk tax return and beneficial for mortgage, though there are advisors around Newry I think who would be good at getting a mortgage with ROI income. Would advise you to get paid into a revolut account or similar to avoid getting ripped off on exchange rates and fees.
concur, avoid traditional banks at all costs, complete crooks
revolut is ok as is transferwise but getting paid in cash, crypto or directly into pension, isa, etc will be way more advantageous long term
Cash? We are veering gradually towards a cashless economy. Crypto? This is not money, who would want to get paid by Crypto when it is not a proper medium of exchange. Pension? Who wants to get paid into something they can't touch for decades.
I do think you're right about traditional banks though, they provide a woeful service and there is a severe lack of competition so they end up ripping off customers. Revolut or other online banks are more preferable.
Quote from: armaghniac on May 03, 2022, 12:21:18 PM
Revolut is fine and useful, but it is based in Lithuania and it probably doesn't connect in any way with credit scoring etc in either north or south. If you are going to want a mortgage with a bank then they will be influenced by traditional dealings, not Revolut or Bitcoin.
I don't think it would matter where your money is getting paid into, a bank statement from revolut is still a bank statement as long as you have the P60/tax year overview/sa302 to back up your earnings. Can easily get paid in euros to your revolut account, exchange it on the app for a much better rate to sterling with less charges, then transfer from your £ revolut to your traditional bank account if you wish.
Know next to nothing about bitcoin to be honest, but the likes of those crypto currencies will only get more and more mainstream and widely used imo
I travel newry to dublin daily;
1st step was going to the welfare office to get a pps number etc. pretty straightforward. dundalk was handy to me - just needed to land down, get an appointment and give id and explain i was starting work in the south.
I use revolut - very handy and easy to use - ive set mine up for euros and sterling. Get paid into the euro account, transfer to sterling then transfer direct to my NI account for the likes of mortgage payments etc.
On the standard revolut there is a comission charge trenasferring euros-sterling - I upgraded to the premium one for £11.99 per month. do not pay any comission for exchange now. saves 4 or 5 quid a month. also get cashback on purchases and daily spending which is another 3 or 4 quid a month so im only out 7-8£ a month using the premium one. i also find the rate revolut gives is usually that bit better than a bureau. today i'd get 84.2
Set yourself up on my welfare - i was able to take paternity benefit at the time. set up revenue.ie - you can see your tax paid etc.
i had no issues with mortgage when moving house - was a straightforward euro earning mortgage via my previous lender (progressive)
Does HMRC want any of your earnings if you are working in the South and living in the North?
Quote from: Milltown Row2 on May 03, 2022, 01:36:37 PM
Does HMRC want any of your earnings if you are working in the South and living in the North?
No. I love working in the Republic, far better paid, If I can get away with it Ill stay over the border.
Quote from: yellowcard on May 03, 2022, 12:27:10 PM
Quote from: Mikhail Prokhorov on May 03, 2022, 11:00:48 AM
Quote from: Armagh18 on May 03, 2022, 10:26:40 AM
Quote from: tyrone08 on May 02, 2022, 07:37:34 PM
I am living in North of Ireland but looking at a few jobs down south. Plan would be to travel down each day
Question is how does the pay work? Do I get paid in euros or pounds or does it depend on the employer? .
Employed or self employed? Tax wise self employed is far better and obviously the se profit will show on your uk tax return and beneficial for mortgage, though there are advisors around Newry I think who would be good at getting a mortgage with ROI income. Would advise you to get paid into a revolut account or similar to avoid getting ripped off on exchange rates and fees.
concur, avoid traditional banks at all costs, complete crooks
revolut is ok as is transferwise but getting paid in cash, crypto or directly into pension, isa, etc will be way more advantageous long term
Cash? We are veering gradually towards a cashless economy. Crypto? This is not money, who would want to get paid by Crypto when it is not a proper medium of exchange. Pension? Who wants to get paid into something they can't touch for decades.
I do think you're right about traditional banks though, they provide a woeful service and there is a severe lack of competition so they end up ripping off customers. Revolut or other online banks are more preferable.
the banks don't want you to use cash as they make no money from it
crypto more risky but obviously the future of defi
pension is the most tax efficient use of your earnings, tax relief, growth, no iht, etc
you can retire at 55 if you don't pay the traditional banks hundreds of thousands in mortgage interest, exchange fees, car loans, etc
Quote from: Mikhail Prokhorov on May 03, 2022, 06:04:58 PM
pension is the most tax efficient use of your earnings, tax relief, growth, no iht, etc
you can retire at 55 if you don't pay the traditional banks hundreds of thousands in mortgage interest, exchange fees, car loans, etc
Car loans and exchange fees should be avoided like the plague or shaking hands with Rory Gallagher. A pension is certainly a good plan. But a mortgage also means that you end up when you are 55 with a house that you fully own, which is a valuable asset and you can live in it rent free. In this islands, owing a house is a bit of a no brainer.
Quote from: Milltown Row2 on May 03, 2022, 01:36:37 PM
Does HMRC want any of your earnings if you are working in the South and living in the North?
If you are resident in the North you will have to pay your taxes in the North. Assuming Brexit doesn't change things down the line any tax you pay in the South can be set against the tax due under a Double Taxation agreement. Circumstances can be different from person to person - eg employed or self employed etc.- so it is normally best to get advice from an accountant who has experience in cross border matters.
Quote from: Throw ball on May 03, 2022, 11:45:23 PM
Quote from: Milltown Row2 on May 03, 2022, 01:36:37 PM
Does HMRC want any of your earnings if you are working in the South and living in the North?
If you are resident in the North you will have to pay your taxes in the North. Assuming Brexit doesn't change things down the line any tax you pay in the South can be set against the tax due under a Double Taxation agreement. Circumstances can be different from person to person - eg employed or self employed etc.- so it is normally best to get advice from an accountant who has experience in cross border matters.
I pay all my taxes to Dublin , i live in Derry
Quote from: Fear Bun Na Sceilpe on May 04, 2022, 12:00:15 AM
Quote from: Throw ball on May 03, 2022, 11:45:23 PM
Quote from: Milltown Row2 on May 03, 2022, 01:36:37 PM
Does HMRC want any of your earnings if you are working in the South and living in the North?
If you are resident in the North you will have to pay your taxes in the North. Assuming Brexit doesn't change things down the line any tax you pay in the South can be set against the tax due under a Double Taxation agreement. Circumstances can be different from person to person - eg employed or self employed etc.- so it is normally best to get advice from an accountant who has experience in cross border matters.
I pay all my taxes to Dublin , i live in Derry
Anyone know what criteria dictates where taxes are paid? It's obviously not place of residence in your case. I assume if paid via PAYE, then tax is deducted in place of work as opposed to place of residence.
Quote from: balladmaker on May 04, 2022, 12:05:11 AM
Quote from: Fear Bun Na Sceilpe on May 04, 2022, 12:00:15 AM
Quote from: Throw ball on May 03, 2022, 11:45:23 PM
Quote from: Milltown Row2 on May 03, 2022, 01:36:37 PM
Does HMRC want any of your earnings if you are working in the South and living in the North?
If you are resident in the North you will have to pay your taxes in the North. Assuming Brexit doesn't change things down the line any tax you pay in the South can be set against the tax due under a Double Taxation agreement. Circumstances can be different from person to person - eg employed or self employed etc.- so it is normally best to get advice from an accountant who has experience in cross border matters.
I pay all my taxes to Dublin , i live in Derry
Anyone know what criteria dictates where taxes are paid? It's obviously not place of residence in your case.
Nobody in my work pays taxes in North , 1500 of us, mostly Derry men and women
Quote from: Fear Bun Na Sceilpe on May 04, 2022, 12:00:15 AM
Quote from: Throw ball on May 03, 2022, 11:45:23 PM
Quote from: Milltown Row2 on May 03, 2022, 01:36:37 PM
Does HMRC want any of your earnings if you are working in the South and living in the North?
If you are resident in the North you will have to pay your taxes in the North. Assuming Brexit doesn't change things down the line any tax you pay in the South can be set against the tax due under a Double Taxation agreement. Circumstances can be different from person to person - eg employed or self employed etc.- so it is normally best to get advice from an accountant who has experience in cross border matters.
I pay all my taxes to Dublin , i live in Derry
I would advise you check with a tax professional if you are correct doing that.
Quote from: Fear Bun Na Sceilpe on May 04, 2022, 12:10:13 AM
Quote from: balladmaker on May 04, 2022, 12:05:11 AM
Quote from: Fear Bun Na Sceilpe on May 04, 2022, 12:00:15 AM
Quote from: Throw ball on May 03, 2022, 11:45:23 PM
Quote from: Milltown Row2 on May 03, 2022, 01:36:37 PM
Does HMRC want any of your earnings if you are working in the South and living in the North?
If you are resident in the North you will have to pay your taxes in the North. Assuming Brexit doesn't change things down the line any tax you pay in the South can be set against the tax due under a Double Taxation agreement. Circumstances can be different from person to person - eg employed or self employed etc.- so it is normally best to get advice from an accountant who has experience in cross border matters.
I pay all my taxes to Dublin , i live in Derry
Anyone know what criteria dictates where taxes are paid? It's obviously not place of residence in your case.
Nobody in my work pays taxes in North , 1500 of us, mostly Derry men and women
And they have all got confirmation that they are correct in doing so ?
Quote from: Throw ball on May 04, 2022, 12:13:59 AM
Quote from: Fear Bun Na Sceilpe on May 04, 2022, 12:10:13 AM
Quote from: balladmaker on May 04, 2022, 12:05:11 AM
Quote from: Fear Bun Na Sceilpe on May 04, 2022, 12:00:15 AM
Quote from: Throw ball on May 03, 2022, 11:45:23 PM
Quote from: Milltown Row2 on May 03, 2022, 01:36:37 PM
Does HMRC want any of your earnings if you are working in the South and living in the North?
If you are resident in the North you will have to pay your taxes in the North. Assuming Brexit doesn't change things down the line any tax you pay in the South can be set against the tax due under a Double Taxation agreement. Circumstances can be different from person to person - eg employed or self employed etc.- so it is normally best to get advice from an accountant who has experience in cross border matters.
I pay all my taxes to Dublin , i live in Derry
Anyone know what criteria dictates where taxes are paid? It's obviously not place of residence in your case.
Nobody in my work pays taxes in North , 1500 of us, mostly Derry men and women
And they have all got confirmation that they are correct in doing so ?
I'd imagine so, never heard tell of anything different tbh, we are there 20 years now
Quote from: Fear Bun Na Sceilpe on May 04, 2022, 12:36:08 AM
I'd imagine so, never heard tell of anything different tbh, we are there 20 years now
The PAYE will cover your tax from your empployment and no futher tax may be due, but other income etc would have to be squared with the HMRC.
I know a colleague who got a hefty tax bill when working in the south and living in the north... I'd be very careful, that's why I asked earlier
Quote from: Milltown Row2 on May 04, 2022, 07:26:22 AM
I know a colleague who got a hefty tax bill when working in the south and living in the north... I'd be very careful, that's why I asked earlier
Had they other income in north like a rental property? Most lads working construction jobs in Dublin claim the 20% tax back in south then pay their tax in north. As far as I know if you are employed in south rather than self employed you pay your tax to Dublin.
You need to submit returns to both jurisdictions if you are resident in the North. PAYE will take care of your southern return if you are employed there. As someone else pointed out, your tax bill will be minimal or possibly zero in the North, but you still need to submit a return each year.
I'd advise anyone not doing it to be careful, thye can go back years if you're caught.
Quote from: Armagh18 on May 04, 2022, 07:58:39 AM
Quote from: Milltown Row2 on May 04, 2022, 07:26:22 AM
I know a colleague who got a hefty tax bill when working in the south and living in the north... I'd be very careful, that's why I asked earlier
Had they other income in north like a rental property? Most lads working construction jobs in Dublin claim the 20% tax back in south then pay their tax in north. As far as I know if you are employed in south rather than self employed you pay your tax to Dublin.
Its a strange one to be fair, we would be a Southern based company but we have staff in the north and vast majority in the South, PAYE set up. So he was working in the south a couple of days a week and the north the rest.. Was under the illusion that through his PAYE that he'd be covered.
He's have been a big earner also. The tax bill like I said was hefty, so I'd just be wary of it
Quote from: RedHand88 on May 04, 2022, 08:10:59 AM
You need to submit returns to both jurisdictions if you are resident in the North. PAYE will take care of your southern return if you are employed there. As someone else pointed out, your tax bill will be minimal or possibly zero in the North, but you still need to submit a return each year.
I'd advise anyone not doing it to be careful, thye can go back years if you're caught.
I must just check it out, I know I can ring up HMRC for employment history letter at any time but I have never had to fill out a return, we are a global player and we have never been advised of this.
Quote from: Fear Bun Na Sceilpe on May 04, 2022, 08:51:58 AM
Quote from: RedHand88 on May 04, 2022, 08:10:59 AM
You need to submit returns to both jurisdictions if you are resident in the North. PAYE will take care of your southern return if you are employed there. As someone else pointed out, your tax bill will be minimal or possibly zero in the North, but you still need to submit a return each year.
I'd advise anyone not doing it to be careful, thye can go back years if you're caught.
I must just check it out, I know I can ring up HMRC for employment history letter at any time but I have never had to fill out a return, we are a global player and we have never been advised of this.
Be careful lol!! I had some tax issues recently, employer forgot to fill in correctly a P11D for a few years and the tax man had been taxing me for having company car and fuel benefit, I only caught on when I looked at one of the letters that came out, I very rarely give it a second look.
Spoke top pay roll and they sent out all the up to date info, They ended up in the first few letters for each year I owed them, and then a final letter with all that was owed by them! Thankfully the tax code was sorted and I got a nice little return form HMRC.
But what I noticed is this, if HMRC really dig into your PAYE regardless of how you think you are doing you'll generally always owe them.
Quote from: Milltown Row2 on May 04, 2022, 09:01:44 AM
Quote from: Fear Bun Na Sceilpe on May 04, 2022, 08:51:58 AM
Quote from: RedHand88 on May 04, 2022, 08:10:59 AM
You need to submit returns to both jurisdictions if you are resident in the North. PAYE will take care of your southern return if you are employed there. As someone else pointed out, your tax bill will be minimal or possibly zero in the North, but you still need to submit a return each year.
I'd advise anyone not doing it to be careful, thye can go back years if you're caught.
I must just check it out, I know I can ring up HMRC for employment history letter at any time but I have never had to fill out a return, we are a global player and we have never been advised of this.
Be careful lol!! I had some tax issues recently, employer forgot to fill in correctly a P11D for a few years and the tax man had been taxing me for having company car and fuel benefit, I only caught on when I looked at one of the letters that came out, I very rarely give it a second look.
Spoke top pay roll and they sent out all the up to date info, They ended up in the first few letters for each year I owed them, and then a final letter with all that was owed by them! Thankfully the tax code was sorted and I got a nice little return form HMRC.
But what I noticed is this, if HMRC really dig into your PAYE regardless of how you think you are doing you'll generally always owe them.
Cheers
Quote from: Fear Bun Na Sceilpe on May 04, 2022, 09:11:13 AM
Quote from: Milltown Row2 on May 04, 2022, 09:01:44 AM
Quote from: Fear Bun Na Sceilpe on May 04, 2022, 08:51:58 AM
Quote from: RedHand88 on May 04, 2022, 08:10:59 AM
You need to submit returns to both jurisdictions if you are resident in the North. PAYE will take care of your southern return if you are employed there. As someone else pointed out, your tax bill will be minimal or possibly zero in the North, but you still need to submit a return each year.
I'd advise anyone not doing it to be careful, thye can go back years if you're caught.
I must just check it out, I know I can ring up HMRC for employment history letter at any time but I have never had to fill out a return, we are a global player and we have never been advised of this.
Be careful lol!! I had some tax issues recently, employer forgot to fill in correctly a P11D for a few years and the tax man had been taxing me for having company car and fuel benefit, I only caught on when I looked at one of the letters that came out, I very rarely give it a second look.
Spoke top pay roll and they sent out all the up to date info, They ended up in the first few letters for each year I owed them, and then a final letter with all that was owed by them! Thankfully the tax code was sorted and I got a nice little return form HMRC.
But what I noticed is this, if HMRC really dig into your PAYE regardless of how you think you are doing you'll generally always owe them.
Cheers
are you allowed to tele work from derry . i know some in our place , in letterkenny had bother, wonder dod we work inthe sam spot? did your employer change 18 months ago?
Kudos to the Revolut marketing department. They havve people recommending ir as an alternative because it's not a bank.
One slight problem. It is. It's a clever product, but it's ultimately a debit card.
Hi Folks, thought i would ask for advice here as this board is super helpful, just wondering on childcare costs for cross border workers.
Wife is about to start working in the south again, i work in the north and money is deducted from my salary for childcare vouchers, is there a similar scheme in the south where she can avail of this. She will be working for the HSE and the childcare provider is obviously in the north
any help appreciated
Quote from: The_geezer on November 09, 2022, 03:28:06 PM
Hi Folks, thought i would ask for advice here as this board is super helpful, just wondering on childcare costs for cross border workers.
Wife is about to start working in the south again, i work in the north and money is deducted from my salary for childcare vouchers, is there a similar scheme in the south where she can avail of this. She will be working for the HSE and the childcare provider is obviously in the north
any help appreciated
Not sure but you get an uplift (difference) between north and south from Dublin also.
yeah we get the difference in child benefit, i was thinking more of tax relief that you get in the north towards childcare. i think a scheme in the south exists but not sure it covers northern childcare providers (if that makes sense)
Quote from: The_geezer on November 09, 2022, 08:51:20 PM
yeah we get the difference in child benefit, i was thinking more of tax relief that you get in the north towards childcare. i think a scheme in the south exists but not sure it covers northern childcare providers (if that makes sense)
In the south they have been giving money to child care operators, but that won't be of use to you.
However, if one parent remains working in the North then presumably that parent can claim the allowance. The person working in the south will also have to square the NI revenue and it could be claimed then.
Just on the child allowance thing...
I have incomes North and south of the border.
My wife only works in the north.
We are resident in the North.
Currently receiving child allowance for the North, would we be entitled to get the southern child benefit if I am earning there? Or at least the difference?
Quote from: RedHand88 on November 10, 2022, 08:04:17 AM
Just on the child allowance thing...
I have incomes North and south of the border.
My wife only works in the north.
We are resident in the North.
Currently receiving child allowance for the North, would we be entitled to get the southern child benefit if I am earning there? Or at least the difference?
I did- we got the difference, but I only had income in ROI and resident in NI(I had no earnings in NI nut wife did)-not sure if that makes a differnence
Quote from: Fear Bun Na Sceilpe on November 10, 2022, 11:42:06 AM
Quote from: RedHand88 on November 10, 2022, 08:04:17 AM
Just on the child allowance thing...
I have incomes North and south of the border.
My wife only works in the north.
We are resident in the North.
Currently receiving child allowance for the North, would we be entitled to get the southern child benefit if I am earning there? Or at least the difference?
I did- we got the difference, but I only had income in ROI and resident in NI(I had no earnings in NI nut wife did)-not sure if that makes a differnence
I'll try it and see thanks. Child is over 1 now which might complicate things but worth a go.
whenever she worked in the south we got it as well, but had to keep re-applying every very few months,
What is the salary difference roughly as a percentage between North and South?
Quote from: seafoid on November 10, 2022, 02:38:16 PM
What is the salary difference roughly as a percentage between North and South?
Ones in Sterling the other is in Euro
Quote from: seafoid on November 10, 2022, 02:38:16 PM
What is the salary difference roughly as a percentage between North and South?
In my industry i'd say 30% higher in RoI (after you convert both to the same currency).
Quote from: Milltown Row2 on November 10, 2022, 02:48:03 PM
Quote from: seafoid on November 10, 2022, 02:38:16 PM
What is the salary difference roughly as a percentage between North and South?
Ones in Sterling the other is in Euro
£1 is worth EUR 1.15 but it will probably be worth less going forward. Is that the only difference between North and South ?
Quote from: Mario on November 10, 2022, 02:49:48 PM
Quote from: seafoid on November 10, 2022, 02:38:16 PM
What is the salary difference roughly as a percentage between North and South?
In my industry i'd say 30% higher in RoI (after you convert both to the same currency).
Would it need to be 30% higher due to cost of housing/living/tax?
Average house price in the North £165,000 in the South its 300,000 euro
Groceries each week is 125 euro in the South and in the North its £77
So you would defo need to be paid that bit more to survive in the South
Quote from: Milltown Row2 on November 10, 2022, 02:53:57 PM
Quote from: Mario on November 10, 2022, 02:49:48 PM
Quote from: seafoid on November 10, 2022, 02:38:16 PM
What is the salary difference roughly as a percentage between North and South?
In my industry i'd say 30% higher in RoI (after you convert both to the same currency).
Would it need to be 30% higher due to cost of housing/living/tax?
Possibly, but if your expenses go up 30% and your pay goes up 30% you still have 30% more disposable income which is all that matters really.
Better for me working in south, my wages went up 40% on what I was getting in same industry in Derry.
House prices Donegal avg 200 euros. Derry £147k. I can buy my groceries wherever is cheapest. ROI far better set up .
Quote from: seafoid on November 10, 2022, 02:38:16 PM
What is the salary difference roughly as a percentage between North and South?
Median salary in NI is about £30,000 (say €34,500) and it is about €41,000 in the South, or about a 20% difference.
Quote from: Mario on November 10, 2022, 03:15:25 PM
Quote from: Milltown Row2 on November 10, 2022, 02:53:57 PM
Quote from: Mario on November 10, 2022, 02:49:48 PM
Quote from: seafoid on November 10, 2022, 02:38:16 PM
What is the salary difference roughly as a percentage between North and South?
In my industry i'd say 30% higher in RoI (after you convert both to the same currency).
Would it need to be 30% higher due to cost of housing/living/tax?
Possibly, but if your expenses go up 30% and your pay goes up 30% you still have 30% more disposable income which is all that matters really.
If you're paying more for items in the south to the north then you would need to be paid more to live there, you'll need that 30% extra for hospital bills ;) otherwise its the same! Unless you live on the border and pick and choose where tp get fuel groceries clothes drink!!
I got a master's foc in the south.. Imagine getting that up here. 13k it costs normally
Quote from: armaghniac on November 10, 2022, 03:31:37 PM
Quote from: seafoid on November 10, 2022, 02:38:16 PM
What is the salary difference roughly as a percentage between North and South?
Median salary in NI is about £30,000 (say €34,500) and it is about €41,000 in the South, or about a 20% difference.
GRMA
Such a change versus 100 years ago when the North East had all the money and Dublin was full of tenements. Education and stability made the difference.
Quote from: seafoid on November 10, 2022, 08:53:34 PM
Quote from: armaghniac on November 10, 2022, 03:31:37 PM
Quote from: seafoid on November 10, 2022, 02:38:16 PM
What is the salary difference roughly as a percentage between North and South?
Median salary in NI is about £30,000 (say €34,500) and it is about €41,000 in the South, or about a 20% difference.
GRMA
Such a change versus 100 years ago when the North East had all the money and Dublin was full of tenements. Education and stability made the difference.
The education in South big difference and how government very actively target growing industries with semi vocational third level courses
Quote from: Fear Bun Na Sceilpe on November 10, 2022, 10:50:40 PM
Quote from: seafoid on November 10, 2022, 08:53:34 PM
Quote from: armaghniac on November 10, 2022, 03:31:37 PM
Quote from: seafoid on November 10, 2022, 02:38:16 PM
What is the salary difference roughly as a percentage between North and South?
Median salary in NI is about £30,000 (say €34,500) and it is about €41,000 in the South, or about a 20% difference.
GRMA
Such a change versus 100 years ago when the North East had all the money and Dublin was full of tenements. Education and stability made the difference.
The education in South big difference and how government very actively target growing industries with semi vocational third level courses
The drugs are better too in the south
Quote from: Milltown Row2 on November 10, 2022, 10:55:12 PM
Quote from: Fear Bun Na Sceilpe on November 10, 2022, 10:50:40 PM
Quote from: seafoid on November 10, 2022, 08:53:34 PM
Quote from: armaghniac on November 10, 2022, 03:31:37 PM
Quote from: seafoid on November 10, 2022, 02:38:16 PM
What is the salary difference roughly as a percentage between North and South?
Median salary in NI is about £30,000 (say €34,500) and it is about €41,000 in the South, or about a 20% difference.
GRMA
Such a change versus 100 years ago when the North East had all the money and Dublin was full of tenements. Education and stability made the difference.
The education in South big difference and how government very actively target growing industries with semi vocational third level courses
The drugs are better too in the south
South Belfast most definitely. Botanic gardens no go zone at the minute
Quote from: Fear Bun Na Sceilpe on November 10, 2022, 10:57:12 PM
Quote from: Milltown Row2 on November 10, 2022, 10:55:12 PM
Quote from: Fear Bun Na Sceilpe on November 10, 2022, 10:50:40 PM
Quote from: seafoid on November 10, 2022, 08:53:34 PM
Quote from: armaghniac on November 10, 2022, 03:31:37 PM
Quote from: seafoid on November 10, 2022, 02:38:16 PM
What is the salary difference roughly as a percentage between North and South?
Median salary in NI is about £30,000 (say €34,500) and it is about €41,000 in the South, or about a 20% difference.
GRMA
Such a change versus 100 years ago when the North East had all the money and Dublin was full of tenements. Education and stability made the difference.
The education in South big difference and how government very actively target growing industries with semi vocational third level courses
The drugs are better too in the south
South Belfast most definitely. Botanic gardens no go zone at the minute
Aye those SDLP one's are mad for it
Quote from: Milltown Row2 on November 10, 2022, 11:01:13 PM
Quote from: Fear Bun Na Sceilpe on November 10, 2022, 10:57:12 PM
Quote from: Milltown Row2 on November 10, 2022, 10:55:12 PM
Quote from: Fear Bun Na Sceilpe on November 10, 2022, 10:50:40 PM
Quote from: seafoid on November 10, 2022, 08:53:34 PM
Quote from: armaghniac on November 10, 2022, 03:31:37 PM
Quote from: seafoid on November 10, 2022, 02:38:16 PM
What is the salary difference roughly as a percentage between North and South?
Median salary in NI is about £30,000 (say €34,500) and it is about €41,000 in the South, or about a 20% difference.
GRMA
Such a change versus 100 years ago when the North East had all the money and Dublin was full of tenements. Education and stability made the difference.
The education in South big difference and how government very actively target growing industries with semi vocational third level courses
The drugs are better too in the south
South Belfast most definitely. Botanic gardens no go zone at the minute
Aye those SDLP one's are mad for it
It's bad when your snobby area is shit
Quote from: Fear Bun Na Sceilpe on November 10, 2022, 11:06:10 PM
Quote from: Milltown Row2 on November 10, 2022, 11:01:13 PM
Quote from: Fear Bun Na Sceilpe on November 10, 2022, 10:57:12 PM
Quote from: Milltown Row2 on November 10, 2022, 10:55:12 PM
Quote from: Fear Bun Na Sceilpe on November 10, 2022, 10:50:40 PM
Quote from: seafoid on November 10, 2022, 08:53:34 PM
Quote from: armaghniac on November 10, 2022, 03:31:37 PM
Quote from: seafoid on November 10, 2022, 02:38:16 PM
What is the salary difference roughly as a percentage between North and South?
Median salary in NI is about £30,000 (say €34,500) and it is about €41,000 in the South, or about a 20% difference.
GRMA
Such a change versus 100 years ago when the North East had all the money and Dublin was full of tenements. Education and stability made the difference.
The education in South big difference and how government very actively target growing industries with semi vocational third level courses
The drugs are better too in the south
South Belfast most definitely. Botanic gardens no go zone at the minute
Aye those SDLP one's are mad for it
It's bad when your snobby area is shit
If only there was a decent politician in that area who could get it sorted!
Quote from: Milltown Row2 on November 10, 2022, 11:11:02 PM
Quote from: Fear Bun Na Sceilpe on November 10, 2022, 11:06:10 PM
Quote from: Milltown Row2 on November 10, 2022, 11:01:13 PM
Quote from: Fear Bun Na Sceilpe on November 10, 2022, 10:57:12 PM
Quote from: Milltown Row2 on November 10, 2022, 10:55:12 PM
Quote from: Fear Bun Na Sceilpe on November 10, 2022, 10:50:40 PM
Quote from: seafoid on November 10, 2022, 08:53:34 PM
Quote from: armaghniac on November 10, 2022, 03:31:37 PM
Quote from: seafoid on November 10, 2022, 02:38:16 PM
What is the salary difference roughly as a percentage between North and South?
Median salary in NI is about £30,000 (say €34,500) and it is about €41,000 in the South, or about a 20% difference.
GRMA
Such a change versus 100 years ago when the North East had all the money and Dublin was full of tenements. Education and stability made the difference.
The education in South big difference and how government very actively target growing industries with semi vocational third level courses
The drugs are better too in the south
South Belfast most definitely. Botanic gardens no go zone at the minute
Aye those SDLP one's are mad for it
It's bad when your snobby area is shit
If only there was a decent politician in that area who could get it sorted!
You must be mixing me up with some sort of SDLP fan and we have drifted off topic
Quote from: Milltown Row2 on November 10, 2022, 11:11:02 PM
Quote from: Fear Bun Na Sceilpe on November 10, 2022, 11:06:10 PM
Quote from: Milltown Row2 on November 10, 2022, 11:01:13 PM
Quote from: Fear Bun Na Sceilpe on November 10, 2022, 10:57:12 PM
Quote from: Milltown Row2 on November 10, 2022, 10:55:12 PM
Quote from: Fear Bun Na Sceilpe on November 10, 2022, 10:50:40 PM
Quote from: seafoid on November 10, 2022, 08:53:34 PM
Quote from: armaghniac on November 10, 2022, 03:31:37 PM
Quote from: seafoid on November 10, 2022, 02:38:16 PM
What is the salary difference roughly as a percentage between North and South?
Median salary in NI is about £30,000 (say €34,500) and it is about €41,000 in the South, or about a 20% difference.
GRMA
Such a change versus 100 years ago when the North East had all the money and Dublin was full of tenements. Education and stability made the difference.
The education in South big difference and how government very actively target growing industries with semi vocational third level courses
The drugs are better too in the south
South Belfast most definitely. Botanic gardens no go zone at the minute
Aye those SDLP one's are mad for it
It's bad when your snobby area is shit
If only there was a decent politician in that area who could get it sorted!
Lost it's way when Alasdair McDonnell hung up the stethoscope on the Ormeau Road.