My eldest is hoping to go to Uni later this year and a recently went with her to an applicant day at her chosen course.
They gave a talk about student finance.
My understanding of it is that everyone can get a student loan to cover the course fees but that there is a second bit of finance (I think they said a "Maintenance Loan) which can be used towards accommodation and living expenses. They went on to say the amount would be based on household income.
I've tried but can't find any detail around how much the Maintenance Load might amount to, the student finance website just says you wont know until you apply - which is not very helpful.
Does anyone have any knowledge on what the loan amounts would be and what the thresholds of household income are that can affect these amounts? We're in NI and the she's looking at going to Coleraine - it seems location affects amounts too.
I just want to look into the viability of a loan to pay accomodation. It might be more feasible to buy her a decent car and let her travel but it's so difficult to judge without the info.
I should add, that by the time she's in her final year, I could potentially have 2 more kids at uni so I need to take affordability of that all into account too.
Jesus brick your position sounds very like mine, 3 in a row, nightmare. Maintenance loans never even covered accommodation costs ffs - they have increased this year by about £1500 or so, so that is a help (but obviously more debt for the kids). I was a bit green going into it, I got my eyes opened. It can fair drain the savings, especially if they venture to GB.
The info is here somewhere with a scroll
https://www.nidirect.gov.uk/articles/income-assessment-full-time-students#toc-0
https://www.nidirect.gov.uk/articles/income-assessment-full-time-students
Maintenance Loan was increased for students living away from home in 23/24.
The maximum is around £6776, excluding London allowance and Maintence grant which is tapered to parental income. This grant is not repaid !
Onto child number 3 at University now , on reflection, it would've made some sense to invest in a property to off set rental costs.These have ranged from £250 a month in 2014, to £450 in 2018 to £600 a month in Glasgow, in 23/24.
Accommodation options in Belfast have really accerlated in cost too with liadz of purpose built facilities being developed in city centre.
Mines are a few years away yet but will not be long coming round.
HLAs are becoming a big thing and while it does not apply to every course / profession I am seriously hoping some of my lot go this way. There is a lot of talk about is University worth it with the debt and all that. Seen data, albeit it is from the US, about average earnings of a college graduate in relation to their student debt, scary stuff. College degrees are a lot dearer in the US but there is no doubt about they are getting no cheaper here and the cost along with everything else such as accommodation is going to move in only one direction.
Apprenticeships definitely getting better profile but are you tied to that 'sponsor'for a contracted period of time.
I'd two at college for a period.. one finished last year, but one away and rent is £550!!
I cover the rent but they really need a job to have any sort living..
She works at Anfield on match days or if there is a function on, but could do more!!!!
The debt they will have doesn't bare thinking about.
If you can show a low income family then you can get more. I know businesses people who are loaded but can show (via a payslip) low income..
Quote from: Milltown Row2 on February 25, 2024, 11:28:56 AMI'd two at college for a period.. one finished last year, but one away and rent is £550!!
I cover the rent but they really need a job to have any sort living..
She works at Anfield on match days or if there is a function on, but could do more!!!!
The debt they will have doesn't bare thinking about.
If you can show a low income family then you can get more. I know businesses people who are loaded but can show (via a payslip) low income..
Are there any jobs going at Goodison?
Young people are loaded with debt. It wasn't like this when we were their age.
This actually is linked to the system.
What kind of debt are you left with after, say, a 4 year degree?
My lads in Uni in Dublin, it's a straight €3k per year, all other fees covered by the taxpayer (and temporarily reduced to 2k for the last two years). Albeit rent would be on top of that. If you have to repeat a year or change course than you would have one year at full price (which would depend on the course).
In the north, 5k fees, 5k accomodation, 5k to live, wouldn't be far away. Four year course equals 60k.
Paying for it is a combo of part time job, student loan and parental contribution. The student and the parents are both coming out of it quite a bit worse off.
So if you're doing a waffly degree and putting no effort in, you better enjoy it while it lasts.
Fees in NI £4,792 (subsidised by stormont)
Fees for a course in GB up to £9,250
Maintenance loans if household's income is over £41,250 = £6,776. Plus, if course in London there's bigger loans available.
3 year course in NI = £34,704
3 year course in GB = £48,078
4 year NI = £46,272
4 year GB = £64,104
Cost for halls are about 6k ish per year.
Fees 4.7kish.
So about 11k per year in costs before you even live. Prob another 5k to survive.
My daughter does have a part time job, but it won't cover much.
I'm not trying to cry poverty, but I've a large family and a mortgage. Could potentially have 3 at uni at the same time with 3 more comi g behind.
Even if she gets the full loans available, which I don't think she will due to household income, we'll struggle to top up what's needed down the line AND she'll still have a load of debt.
It's a bit of a nightmare!
It might be more economical to buy a house and lease out the other rooms and let her live rent free.
Quote from: tbrick18 on February 25, 2024, 03:52:45 PMCost for halls are about 6k ish per year.
Fees 4.7kish.
So about 11k per year in costs before you even live. Prob another 5k to survive.
My daughter does have a part time job, but it won't cover much.
I'm not trying to cry poverty, but I've a large family and a mortgage. Could potentially have 3 at uni at the same time with 3 more comi g behind.
Even if she gets the full loans available, which I don't think she will due to household income, we'll struggle to top up what's needed down the line AND she'll still have a load of debt.
It's a bit of a nightmare!
It might be more economical to buy a house and lease out the other rooms and let her live rent free.
Yes thought has crossed my mind for down the line but 25% deposit is fair chunk of change which you would need to put down for buying a BTL. Have not looked at Holyland prices lately but I am reckoning £150k would not buy much.
Pay back for 30 years !
9% of portion of salary above £ 27 295 threshold (edit)
Quote from: Delgany 2nds on February 25, 2024, 04:20:54 PMPay back for 30 years !
9% of portion of salary above £ 25000 threshold
Absolutely cheapest borrowing you'll ever get, but it's still a debt.
Quote from: LC on February 25, 2024, 04:14:22 PMQuote from: tbrick18 on February 25, 2024, 03:52:45 PMCost for halls are about 6k ish per year.
Fees 4.7kish.
So about 11k per year in costs before you even live. Prob another 5k to survive.
My daughter does have a part time job, but it won't cover much.
I'm not trying to cry poverty, but I've a large family and a mortgage. Could potentially have 3 at uni at the same time with 3 more comi g behind.
Even if she gets the full loans available, which I don't think she will due to household income, we'll struggle to top up what's needed down the line AND she'll still have a load of debt.
It's a bit of a nightmare!
It might be more economical to buy a house and lease out the other rooms and let her live rent free.
Yes thought has crossed my mind for down the line but 25% deposit is fair chunk of change which you would need to put down for buying a BTL. Have not looked at Holyland prices lately but I am reckoning £150k would not buy much.
My thinking was to try to get her a mortgage with me a guarantor, so not BTL. She's 18 but I've no idea how mortgage lenders would look at that as she's a student.
Quote from: bennydorano on February 25, 2024, 02:27:18 PMFees in NI £4,792 (subsidised by stormont)
Fees for a course in GB up to £9,250
Maintenance loans if household's income is over £41,250 = £6,776. Plus, if course in London there's bigger loans available.
3 year course in NI = £34,704
3 year course in GB = £48,078
4 year NI = £46,272
4 year GB = £64,104
:o
Quote from: tbrick18 on February 26, 2024, 09:39:12 AMQuote from: LC on February 25, 2024, 04:14:22 PMQuote from: tbrick18 on February 25, 2024, 03:52:45 PMCost for halls are about 6k ish per year.
Fees 4.7kish.
So about 11k per year in costs before you even live. Prob another 5k to survive.
My daughter does have a part time job, but it won't cover much.
I'm not trying to cry poverty, but I've a large family and a mortgage. Could potentially have 3 at uni at the same time with 3 more comi g behind.
Even if she gets the full loans available, which I don't think she will due to household income, we'll struggle to top up what's needed down the line AND she'll still have a load of debt.
It's a bit of a nightmare!
It might be more economical to buy a house and lease out the other rooms and let her live rent free.
Yes thought has crossed my mind for down the line but 25% deposit is fair chunk of change which you would need to put down for buying a BTL. Have not looked at Holyland prices lately but I am reckoning £150k would not buy much.
My thinking was to try to get her a mortgage with me a guarantor, so not BTL. She's 18 but I've no idea how mortgage lenders would look at that as she's a student.
If you have other children then then you might have subsequent needs, but perhaps no ability to buy them a house with one guarantee already.
Quote from: tbrick18 on February 26, 2024, 09:37:42 AMQuote from: Delgany 2nds on February 25, 2024, 04:20:54 PMPay back for 30 years !
9% of portion of salary above £ 25000 threshold
Absolutely cheapest borrowing you'll ever get, but it's still a debt.
its 6.25%. I have been qualified 8 years now and been repaying, I just checked there and I still owe 27k. I borrowed 26607. So I owe more than I borrowed. I'll be paying 200 quid a month until the 30 years is up.
Quote from: markl121 on February 26, 2024, 09:14:06 PMQuote from: tbrick18 on February 26, 2024, 09:37:42 AMQuote from: Delgany 2nds on February 25, 2024, 04:20:54 PMPay back for 30 years !
9% of portion of salary above £ 25000 threshold
Absolutely cheapest borrowing you'll ever get, but it's still a debt.
its 6.25%. I have been qualified 8 years now and been repaying, I just checked there and I still owe 27k. I borrowed 26607. So I owe more than I borrowed. I'll be paying 200 quid a month until the 30 years is up.
No need to brag about how much you earn!
Quote from: markl121 on February 26, 2024, 09:14:06 PMQuote from: tbrick18 on February 26, 2024, 09:37:42 AMQuote from: Delgany 2nds on February 25, 2024, 04:20:54 PMPay back for 30 years !
9% of portion of salary above £ 25000 threshold
Absolutely cheapest borrowing you'll ever get, but it's still a debt.
its 6.25%. I have been qualified 8 years now and been repaying, I just checked there and I still owe 27k. I borrowed 26607. So I owe more than I borrowed. I'll be paying 200 quid a month until the 30 years is up.
Is there a year limit on these loans?
Quote from: markl121 on February 26, 2024, 09:14:06 PMQuote from: tbrick18 on February 26, 2024, 09:37:42 AMQuote from: Delgany 2nds on February 25, 2024, 04:20:54 PMPay back for 30 years !
9% of portion of salary above £ 25000 threshold
Absolutely cheapest borrowing you'll ever get, but it's still a debt.
its 6.25%. I have been qualified 8 years now and been repaying, I just checked there and I still owe 27k. I borrowed 26607. So I owe more than I borrowed. I'll be paying 200 quid a month until the 30 years is up.
I really don't think kids know what they are getting into..
Paying a loan for that length of time is crazy
Quote from: Milltown Row2 on February 26, 2024, 10:45:42 PMQuote from: markl121 on February 26, 2024, 09:14:06 PMQuote from: tbrick18 on February 26, 2024, 09:37:42 AMQuote from: Delgany 2nds on February 25, 2024, 04:20:54 PMPay back for 30 years !
9% of portion of salary above £ 25000 threshold
Absolutely cheapest borrowing you'll ever get, but it's still a debt.
its 6.25%. I have been qualified 8 years now and been repaying, I just checked there and I still owe 27k. I borrowed 26607. So I owe more than I borrowed. I'll be paying 200 quid a month until the 30 years is up.
I really don't think kids know what they are getting into..
Paying a loan for that length of time is crazy
They definitely don't realise, my school was just obsessed with the students into uni figures. Do a course, any course, get a loan. It's basically a graduate tax.
Quote from: markl121 on February 26, 2024, 09:14:06 PMQuote from: tbrick18 on February 26, 2024, 09:37:42 AMQuote from: Delgany 2nds on February 25, 2024, 04:20:54 PMPay back for 30 years !
9% of portion of salary above £ 25000 threshold
Absolutely cheapest borrowing you'll ever get, but it's still a debt.
its 6.25%. I have been qualified 8 years now and been repaying, I just checked there and I still owe 27k. I borrowed 26607. So I owe more than I borrowed. I'll be paying 200 quid a month until the 30 years is up.
Where were you able to check this at?
I think the whole University thing is getting too expensive nowadays. And it's not really necessary for a lot of careers/vocations.
I get the need for it for some intense subjects like Medicine/Pharmacy where the student is also partnering with hospitals and so on for training as they go along.
But for subjects like IT, industry is copping on and offering apprenticeships along with semi employment for a few years. 3/4 years at Uni for IT is not needed. That's why employers happily take people with any degree who did a 1yr conversion course for IT.
I get the arguments for Uni, life experience, fun, making new friends, keeping employment options open with degrees like Maths but it's a lot of debt for a young person to be burdened with for the first few decades of their working life.
Quote from: toby47 on February 27, 2024, 09:19:03 AMQuote from: markl121 on February 26, 2024, 09:14:06 PMQuote from: tbrick18 on February 26, 2024, 09:37:42 AMQuote from: Delgany 2nds on February 25, 2024, 04:20:54 PMPay back for 30 years !
9% of portion of salary above £ 25000 threshold
Absolutely cheapest borrowing you'll ever get, but it's still a debt.
its 6.25%. I have been qualified 8 years now and been repaying, I just checked there and I still owe 27k. I borrowed 26607. So I owe more than I borrowed. I'll be paying 200 quid a month until the 30 years is up.
Where were you able to check this at?
Quote from: toby47 on February 27, 2024, 09:19:03 AMQuote from: markl121 on February 26, 2024, 09:14:06 PMQuote from: tbrick18 on February 26, 2024, 09:37:42 AMQuote from: Delgany 2nds on February 25, 2024, 04:20:54 PMPay back for 30 years !
9% of portion of salary above £ 25000 threshold
Absolutely cheapest borrowing you'll ever get, but it's still a debt.
its 6.25%. I have been qualified 8 years now and been repaying, I just checked there and I still owe 27k. I borrowed 26607. So I owe more than I borrowed. I'll be paying 200 quid a month until the 30 years is up.
Where were you able to check this at?
https://www.gov.uk/sign-in-to-manage-your-student-loan-balance
You will need to stick a few details in there
Quote from: Emmett Greene on February 27, 2024, 09:43:20 AMI think the whole University thing is getting too expensive nowadays. And it's not really necessary for a lot of careers/vocations.
I get the need for it for some intense subjects like Medicine/Pharmacy where the student is also partnering with hospitals and so on for training as they go along.
But for subjects like IT, industry is copping on and offering apprenticeships along with semi employment for a few years. 3/4 years at Uni for IT is not needed. That's why employers happily take people with any degree who did a 1yr conversion course for IT.
I get the arguments for Uni, life experience, fun, making new friends, keeping employment options open with degrees like Maths but it's a lot of debt for a young person to be burdened with for the first few decades of their working life.
This could not be farther from the truth. IT is such a broad definition and technology is constantly evolving; a degree shows some ability to learn independently and some computer science topics just are too much on the cutting edge for an apprenticeship. Plus some of these apprenticeships are taught by people that should have been roaded by the industry years ago. Also, IT conversion courses require an undergraduate degree and most people I've met that took that route come from STEM subjects.
The vast majority of apprenticeships are set up to produce cheap low skilled coders rather than quality resources with an understanding of the nuances of building modern platforms.
Quote from: thebigfella on February 27, 2024, 10:58:04 AMQuote from: Emmett Greene on February 27, 2024, 09:43:20 AMI think the whole University thing is getting too expensive nowadays. And it's not really necessary for a lot of careers/vocations.
I get the need for it for some intense subjects like Medicine/Pharmacy where the student is also partnering with hospitals and so on for training as they go along.
But for subjects like IT, industry is copping on and offering apprenticeships along with semi employment for a few years. 3/4 years at Uni for IT is not needed. That's why employers happily take people with any degree who did a 1yr conversion course for IT.
I get the arguments for Uni, life experience, fun, making new friends, keeping employment options open with degrees like Maths but it's a lot of debt for a young person to be burdened with for the first few decades of their working life.
This could not be farther from the truth. IT is such a broad definition and technology is constantly evolving; a degree shows some ability to learn independently and some computer science topics just are too much on the cutting edge for an apprenticeship. Plus some of these apprenticeships are taught by people that should have been roaded by the industry years ago. Also, IT conversion courses require an undergraduate degree and most people I've met that took that route come from STEM subjects.
The vast majority of apprenticeships are set up to produce cheap low skilled coders rather than quality resources with an understanding of the nuances of building modern platforms.
Apprenticeships are getting more common with construction type degrees too, surveyors and engineers. From the outside looking in, it seems a good way of doing things for some of those roles, you get paid while doing your degree over a few extra years.
I thought a mix of the 2 would be a good idea, 1st year in uni to get the life experience and get a background in what you'll be doing and then enter into a apprenticeship for the remaining modules.
Quote from: thebigfella on February 27, 2024, 10:58:04 AMQuote from: Emmett Greene on February 27, 2024, 09:43:20 AMI think the whole University thing is getting too expensive nowadays. And it's not really necessary for a lot of careers/vocations.
I get the need for it for some intense subjects like Medicine/Pharmacy where the student is also partnering with hospitals and so on for training as they go along.
But for subjects like IT, industry is copping on and offering apprenticeships along with semi employment for a few years. 3/4 years at Uni for IT is not needed. That's why employers happily take people with any degree who did a 1yr conversion course for IT.
I get the arguments for Uni, life experience, fun, making new friends, keeping employment options open with degrees like Maths but it's a lot of debt for a young person to be burdened with for the first few decades of their working life.
This could not be farther from the truth. IT is such a broad definition and technology is constantly evolving; a degree shows some ability to learn independently and some computer science topics just are too much on the cutting edge for an apprenticeship. Plus some of these apprenticeships are taught by people that should have been roaded by the industry years ago. Also, IT conversion courses require an undergraduate degree and most people I've met that took that route come from STEM subjects.
The vast majority of apprenticeships are set up to produce cheap low skilled coders rather than quality resources with an understanding of the nuances of building modern platforms.
Are university Computer Science degrees cutting edge these days? If they are things have changed a lot.
If you can convert to an IT course in one year you can learn everything you need to know for industry in one year. Your previous undergraduate course is largely irrelevant.
Quote from: clonian on February 27, 2024, 11:26:55 AMApprenticeships are getting more common with construction type degrees too, surveyors and engineers. From the outside looking in, it seems a good way of doing things for some of those roles, you get paid while doing your degree over a few extra years.
I thought a mix of the 2 would be a good idea, 1st year in uni to get the life experience and get a background in what you'll be doing and then enter into a apprenticeship for the remaining modules.
Don't disagree with the mix. Sandwich courses and sponsorships were common when I done my undergrad. I think 70% of us on my undergrad course had sponsorship's but it was very competitive to get them.
It's about getting the mix right, some topics just don't lend themselves to an apprenticeship approach to teaching. Understanding common algorithms and evaluating efficiency is something needs to be taught; in reality in industry there is probably already a library I will use and never develop these things from scratch. That doesn't mean I shouldn't understand the problem the library solves or how to evaluate.
Quote from: Emmett Greene on February 27, 2024, 11:50:13 AMAre university Computer Science degrees cutting edge these days? If they are things have changed a lot.
If you can convert to an IT course in one year you can learn everything you need to know for industry in one year. Your previous undergraduate course is largely irrelevant.
Why don't you read what I posted "some computer science topics". In fact a lots of the concepts haven't changed over the last 20/30 years but that doesn't mean people don't need to have that fundamental understanding.
You're telling me a person with a undergrad maths degree doesn't have a significant skills advantage to someone with a history degree even though they've both done a 1 year conversion? Especially for junior development or data science roles?
Moneysavingexpert is worth exploring re - student loans
Most do not repay the full outstanding amount !
I've a friend who has not paid a penny back, he's done a law and masters in international law, he did his international law in Holland and has never come home to work, though he's never worked in law a day so far.. Works in sales in Denmark!
Will he only be liable to pay if he takes up residency back here?
I always assumed if someone went bankrupt then they'd not have to pay their student loans but its not definite.
Quote from: Maroon Manc on February 27, 2024, 02:49:29 PMI always assumed if someone went bankrupt then they'd not have to pay their student loans but its not definite.
I think as it's collected as a tax you would probably still be liable. I know it doesnt count against you in terms of looking to borrow then as an outstanding debt
Quote from: thebigfella on February 27, 2024, 12:29:09 PMQuote from: Emmett Greene on February 27, 2024, 11:50:13 AMAre university Computer Science degrees cutting edge these days? If they are things have changed a lot.
If you can convert to an IT course in one year you can learn everything you need to know for industry in one year. Your previous undergraduate course is largely irrelevant.
Why don't you read what I posted "some computer science topics". In fact a lots of the concepts haven't changed over the last 20/30 years but that doesn't mean people don't need to have that fundamental understanding.
You're telling me a person with a undergrad maths degree doesn't have a significant skills advantage to someone with a history degree even though they've both done a 1 year conversion? Especially for junior development or data science roles?
What advantage does someone that has done a maths degree and a 1yr postgrad conversion course have over someone who has just done their A-levels (e.g. Maths, Physics, Computer Science) and a two year apprenticeship in IT?
Why would the latter be a low paid codemonkey and the former not?
The apprentice will not have the debt of the graduate. 4 years and a 50k debt. That's 1/3 the price of a first home.
Quote from: Milltown Row2 on February 27, 2024, 02:28:58 PMI've a friend who has not paid a penny back, he's done a law and masters in international law, he did his international law in Holland and has never come home to work, though he's never worked in law a day so far.. Works in sales in Denmark!
Will he only be liable to pay if he takes up residency back here?
Yes, its collected through the tax system here. Unless he comes home to work and earns over £25k approx pa he won't have to repay it.
Quote from: yellowcard on February 27, 2024, 03:41:19 PMQuote from: Milltown Row2 on February 27, 2024, 02:28:58 PMI've a friend who has not paid a penny back, he's done a law and masters in international law, he did his international law in Holland and has never come home to work, though he's never worked in law a day so far.. Works in sales in Denmark!
Will he only be liable to pay if he takes up residency back here?
Yes, its collected through the tax system here. Unless he comes home to work and earns over £25k approx pa he won't have to repay it.
Correcto....have told my childer to do that but they won't listen!
My year was the last year of full grants so only had £3k of a loan for 5 years in Uni as I got my professional exams covered too!
The debt here is staggering. What is the point of starting out working life like that? Youd need to be earning some wage afterwards to make this worthwhile.
If the scenario was that you and your other half both went to Uni you are looking at a possible situation when you go to get married / buy a house that between you could have in the region of a combined debt hanging over you of £60k - £80k.
I graduated in late 90s with £5k of loans and the missus graduated 3 years later with £12k and were more than glad to see the back of that when it was paid.
Changed times.
Quote from: lurganblue on February 28, 2024, 01:36:18 PMThe debt here is staggering. What is the point of starting out working life like that? Youd need to be earning some wage afterwards to make this worthwhile.
I think so many people don't know about it. We were told it's cheap money, you'll barely notice it coming out of your pay. It's just not true. Unless you're still earning below the 25k threshold, which in that case, what was the point?
I sit on interview panels at work sometimes and the amount of people applying for Band 3 / Band 4 jobs were top salary would be approx £25k with Degrees, PGCE and Masters is unbelievable. Some could be graduated post 5 - 7 years and seem to have drifted from one job to another.
A lot of the time the degrees they did were an absolute waste time as there is no direct link in terms of profession.
Unless you put your degree to use in 1, 2 years max you may as well have left school at 16.
I thought employers would look at someone having loads of different jobs as a benefit.
No?
Quote from: marty34 on February 28, 2024, 05:48:06 PMI thought employers would look at someone having loads of different jobs as a benefit.
No?
would it not be seen as someone who can't settle, doesn't know what they want?
Depends on hiring manager. Still a lot of old fashioned hiring managers, who think if a person changes a job every 3-4 years that they're flakey. But more and more young people are changing jobs every 3-4 years now compared to how it used to be. And this isn't a bad thing.
That said if you're jumping about every year it would be a red flag to most. There's an essence of getting through training and then getting found out!!
A few years ago in IT a lot of ones would have been < a year in multiple places and you wouldn't bat an eyelid it's so common. Significant rounds of redundancies in multiple places have put paid to that though.
https://www.bbc.co.uk/news/uk-northern-ireland-68469047
Lovely
Quote from: markl121 on March 05, 2024, 08:03:50 AMhttps://www.bbc.co.uk/news/uk-northern-ireland-68469047
Lovely
Hopefully that doesn't go ahead. Doesn't look like it will.
Who can afford £9k per annum for fees? It would make a third level education completely unaffordable.
Is that not what it is elsewhere? (If you're Scottish and go to university in Scotland it's free. I don't know if same applies in England or wales though I doubt it.
If they add a fiver to the current price of vapes they'll generate more money than that
We got away extremely lucky. My son is studying at UL and is paying €2-3k a year in fees and my daughter is in the 3rd year of a 5 year MEng degree at the University of Edinburgh, because we couldn't prove she was British :P, she was charged as an EU student £1900 pa compared to the normal £9450! I think Brexit put paid to that loophole.
Quote from: Harold Disgracey on March 05, 2024, 12:50:35 PMWe got away extremely lucky. My son is studying at UL and is paying €2-3k a year in fees and my daughter is in the 3rd year of a 5 year MEng degree at the University of Edinburgh, because we couldn't prove she was British :P, she was charged as an EU student £1900 pa compared to the normal £9450! I think Brexit put paid to that loophole.
Is rent/accommodation prices not an issue in the south ? I know it is here too
Quote from: Saffrongael on March 05, 2024, 12:56:27 PMQuote from: Harold Disgracey on March 05, 2024, 12:50:35 PMWe got away extremely lucky. My son is studying at UL and is paying €2-3k a year in fees and my daughter is in the 3rd year of a 5 year MEng degree at the University of Edinburgh, because we couldn't prove she was British :P, she was charged as an EU student £1900 pa compared to the normal £9450! I think Brexit put paid to that loophole.
Is rent/accommodation prices not an issue in the south ? I know it is here too
Rent/accommodation is very expensive in the south. Although I believe Limerick (c€6k) isn't as bad as Dublin or Galway. Edinburgh is fairly expensive too.