New Car Advice

[on the sideline]

Changing the car. Dealership offering 11.9% APR. Bank offering 11.2%.

Anyone any advice on where else to go or try for finance with better APR? That won't leave a mark on my credit history if I search it up?

Also dealer offering GAP insurance at £399 for 3 years. Not taking it but do want to take out GAP insurance. Again any advice on where to go? Would be looking for 3 years. Thanks

[illdecide]

Changing the car. Dealership offering 11.9% APR. Bank offering 11.2%.

Anyone any advice on where else to go or try for finance with better APR? That won't leave a mark on my credit history if I search it up?

Also dealer offering GAP insurance at £399 for 3 years. Not taking it but do want to take out GAP insurance. Again any advice on where to go? Would be looking for 3 years. Thanks

That's quite high, surely you can get a better deal than that. Try a different dealer and tell them the last one was offering a crap APR so they'll know you won't accept anything they throw at you...

I just put my car up for sale this afternoon...so am looking at cars atm

[tyrone08]

Changing the car. Dealership offering 11.9% APR. Bank offering 11.2%.

Anyone any advice on where else to go or try for finance with better APR? That won't leave a mark on my credit history if I search it up?

Also dealer offering GAP insurance at £399 for 3 years. Not taking it but do want to take out GAP insurance. Again any advice on where to go? Would be looking for 3 years. Thanks

That's quite high, surely you can get a better deal than that. Try a different dealer and tell them the last one was offering a crap APR so they'll know you won't accept anything they throw at you...

I just put my car up for sale this afternoon...so am looking at cars atm

Was in a similar position a few years ago. Around 11% APR. took out a loan with a supermarket bank at 3.2% job sorted.

[quit yo jibbajabba]

Yup came onto say similar to above, tescos, sainsburys, if accepted, be far superior to yer 11%

[on the sideline]

Changing the car. Dealership offering 11.9% APR. Bank offering 11.2%.

Anyone any advice on where else to go or try for finance with better APR? That won't leave a mark on my credit history if I search it up?

Also dealer offering GAP insurance at £399 for 3 years. Not taking it but do want to take out GAP insurance. Again any advice on where to go? Would be looking for 3 years. Thanks

That's quite high, surely you can get a better deal than that. Try a different dealer and tell them the last one was offering a crap APR so they'll know you won't accept anything they throw at you...

I just put my car up for sale this afternoon...so am looking at cars atm

Was in a similar position a few years ago. Around 11% APR. took out a loan with a supermarket bank at 3.2% job sorted.

Did you just find those on a price comparison site like Compare the Market? Does searching on those sites count as 'soft search' on your credit history or does it leave a mark on it? Thanks

[tyrone08]

Changing the car. Dealership offering 11.9% APR. Bank offering 11.2%.

Anyone any advice on where else to go or try for finance with better APR? That won't leave a mark on my credit history if I search it up?

Also dealer offering GAP insurance at £399 for 3 years. Not taking it but do want to take out GAP insurance. Again any advice on where to go? Would be looking for 3 years. Thanks

That's quite high, surely you can get a better deal than that. Try a different dealer and tell them the last one was offering a crap APR so they'll know you won't accept anything they throw at you...

I just put my car up for sale this afternoon...so am looking at cars atm

Was in a similar position a few years ago. Around 11% APR. took out a loan with a supermarket bank at 3.2% job sorted.

Did you just find those on a price comparison site like Compare the Market? Does searching on those sites count as 'soft search' on your credit history or does it leave a mark on it? Thanks

It was just advertised in store. Not sure about the soft search.

[Targetman]

Thinking of buying an SUV with a budget of 15k - 10k, would appreciate any advice on what and what not to buy, something comfortable, reliable and easy on the eye

[Kidder81]

Thinking of buying an SUV with a budget of 15k - 10k, would appreciate any advice on what and what not to buy, something comfortable, reliable and easy on the eye

Seat Ateca supposed to be very good

[Tyrdub]

Thinking of buying an SUV with a budget of 15k - 10k, would appreciate any advice on what and what not to buy, something comfortable, reliable and easy on the eye

check out Whatcar.com  the revies on it are good plus you can compare different makes and models

[Armagh Girl]

VW Tiguan - hard to fault in any way, have had 3, 2.0 TDI Golf's before changing to 2.0 TDI Tiguan - excellent car, have it almost 2 yrs now and no bother. It is just as nippy  and economical as the Golf with comfortable seating and plenty of room. 

[illdecide]

Seat Ateca are pretty much a VW anyway and prob a bit cheaper. two good quality SUV's mentioned there that wouldn't too far away from what you're looking

[screenexile]

Thinking of buying an SUV with a budget of 15k - 10k, would appreciate any advice on what and what not to buy, something comfortable, reliable and easy on the eye

Not a big car person but bought a Toyota Rav 4 in 2016 and I love it great car has never given me a bit of trouble and I'd be doing 15k miles a year!

[Sportacus]

Would anyone be thinking electric - pros and cons? 

[Harold Disgracey]

Thinking of buying an SUV with a budget of 15k - 10k, would appreciate any advice on what and what not to buy, something comfortable, reliable and easy on the eye

I have a Nissan X-Trail, only a 1.6 but fairly economical on the diesel. Nice to look at and very comfortable to drive.

[Denn Forever]

there wlll be a program on quest next week where they fit electric motors into old cars, Fiat 500, porsche 363.  Electric motors have great pulling power but they will be a hard sell until there is good network of charging points.

other choice is a hybrid.