Mortgages - Help!

[gallsman]

Spain based, so slightly different but I switched from a variable to a 5 year fixed there last month. Payment has jumped 30 quid a month but now also includes my home insurance, so to all intents and purposes I'm paying the same. I'm at 1.79% instead of 4.9%.

5 year fixed at 1.79%?? That's amazing.

Base rate is 2.89 and if comes down by buying other products (all of which I need anyway).

If I'd been awake a year ago I could have fixed for the rest of the term around 1%!