The real fall out from the recession

Started by Declan, August 30, 2013, 09:22:16 AM

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Declan

You have to ask yourself what kind of country we live in when this happens?

We hear of this terrible story, of a father hounded by the banks for payments on a house that has been condemned, living in first a hotel and then emergency accommodation. Left by the politicians of this state to fend for himself and his family for 2 years. He took his own life this week after all the stress and misery.

Where is the political outcry from this tragedy? where is the leadership in this country?is there even any leadership?

Here is the latter from the lady to our Taoiseach

I have emailed you on many occasions, regarding my situation in Priory hall. You have replied once.
On July 15th mine and my children's lives changed forever, my beautiful, kind, caring Partner and father to my children took his own life. His name is Fiachra Daly. We miss him terribly.
My life will never be the same. My children's lives will never be the same.
Fiachra was the happiest man on earth, he lived for myself, Oisin (7) and Cerys (2), he never suffered from any form of mental illness or depression, we had been together for 17 years and I never once witnessed any signs.
That is up until the week prior to his death, when we received demands from banks, looking for payment of arrears on a property that we can't live in, asking us to fill out, yet again, forms to request an extension of our moratorium, all for a property we can't live in through no fault of our own. The stress, the worry of not being able to provide a safe home for us, his young children, eventually took its toll, as it has on every resident.

He was obviously a silent sufferer, he never complained, he supported me, when I was feeling low, he hated the idea that he couldn't provide a safe home for us, that I do know, but I thought we'd battle through this together. How wrong was I?
I now have no home, my children have no permanent home, but most importantly, I have no partner and my children have lost their wonderful dad. Our future, security and certainty changed the minute we were evacuated and not one thing has changed in two years, every email, phone call, letter seems to have fallen on deaf ears.
So I ask you, what will it take now for someone to listen and act on something that should've been dealt with two years ago and saved a lot of tax payers money and most of all saved a life?
Tom McFeely {Priory Hall developer] walks around scot free, he'll never suffer how we are suffering, he'll never lose what I've lost. He'll start again, I am left with a lifetime of heartache and my children will inherit that too.
Is there any justice in this country?

I've lost Fiachra, but I've not lost my voice.
Stephanie Meehan

Up The Middle

Heartbreaking. Somebody should have ripped that gimp out of the Hogan on Sunday sitting with his sunglasses on, him nor any of his cronies past nor present give a flying fcuk about the ordinary people effected by a recession which they allowed to happen.
I'm very important. I have many leather-bound books and my apartment smells of rich mahogany.

Tubberman

Quote from: Up The Middle on August 30, 2013, 09:35:53 AM
Heartbreaking. Somebody should have ripped that gimp out of the Hogan on Sunday sitting with his sunglasses on, him nor any of his cronies past nor present give a flying fcuk about the ordinary people effected by a recession which they allowed to happen.

And what about that fcker McFeely?? The brass neck of him - how he is out walking around the place without a care is disgusting.
"Our greatest glory is not in never falling, but in rising every time we fall."

muppet

Quote from: Tubberman on August 30, 2013, 09:48:34 AM
Quote from: Up The Middle on August 30, 2013, 09:35:53 AM
Heartbreaking. Somebody should have ripped that gimp out of the Hogan on Sunday sitting with his sunglasses on, him nor any of his cronies past nor present give a flying fcuk about the ordinary people effected by a recession which they allowed to happen.

And what about that fcker McFeely?? The brass neck of him - how he is out walking around the place without a care is disgusting.

+1

Having said that, the current Government should be doing more to clean up the terrible mess of the previous lot. Remember it was Bertie that ended on site inspections of building sites. Remember 'light touch regulation' and where it got us.
MWWSI 2017

seafoid

The Priory Hall situation is a disgrace. There was no provision of alternative accommodation (it's not like there is a shortage of empty houses) and the banks were looking for their money back.
At the very least the mortgages should have been cancelled.

blewuporstuffed

this is a good read about it, from the guardian last year

QuoteTom McFeely: from IRA hunger striker to bankrupt millionaire property developer
To some he's a hero. To others he represents everything that's wrong with modern Ireland

im not sure hes a 'hero' to many anymore

http://www.theguardian.com/world/2012/aug/10/tom-mcfeely-hunger-striker-property-bankrupt
I can only please one person per day. Today is not your day. Tomorrow doesn't look good either

Lone Shark

Quote from: seafoid on August 30, 2013, 10:58:41 AM
The Priory Hall situation is a disgrace. There was no provision of alternative accommodation (it's not like there is a shortage of empty houses) and the banks were looking for their money back.
At the very least the mortgages should have been cancelled.

I would have no problem agreeing to this - there is a line often used on the property pin website that "you've more protection when buying a loaf of bread in Ireland than when you buy a house" and it's true. If someone sells something that is blatantly unfit for purpose, it should be returnable at full price, and that's what happened here.

However in this case, as McFeely has gone bankrupt, that cost would fall back on the taxpayer. Personally I still believe buyers should be reimbursed and McFeely pursued through every legal avenue possible, plus all those architects and civil servants who signed off on this project, but I don't know would the majority of Irish people go along with that.

Generally speaking there is little or no appetite for the taxpayer to underwrite things, particularly where there is a dangerous precedent. Yet another legacy of the FF era though.

Count 10

Quote from: Declan on August 30, 2013, 09:22:16 AM
You have to ask yourself what kind of country we live in when this happens?

We hear of this terrible story, of a father hounded by the banks for payments on a house that has been condemned, living in first a hotel and then emergency accommodation. Left by the politicians of this state to fend for himself and his family for 2 years. He took his own life this week after all the stress and misery.

Where is the political outcry from this tragedy? where is the leadership in this country?is there even any leadership?

Here is the latter from the lady to our Taoiseach

I have emailed you on many occasions, regarding my situation in Priory hall. You have replied once.
On July 15th mine and my children's lives changed forever, my beautiful, kind, caring Partner and father to my children took his own life. His name is Fiachra Daly. We miss him terribly.
My life will never be the same. My children's lives will never be the same.
Fiachra was the happiest man on earth, he lived for myself, Oisin (7) and Cerys (2), he never suffered from any form of mental illness or depression, we had been together for 17 years and I never once witnessed any signs.
That is up until the week prior to his death, when we received demands from banks, looking for payment of arrears on a property that we can't live in, asking us to fill out, yet again, forms to request an extension of our moratorium, all for a property we can't live in through no fault of our own. The stress, the worry of not being able to provide a safe home for us, his young children, eventually took its toll, as it has on every resident.

He was obviously a silent sufferer, he never complained, he supported me, when I was feeling low, he hated the idea that he couldn't provide a safe home for us, that I do know, but I thought we'd battle through this together. How wrong was I?
I now have no home, my children have no permanent home, but most importantly, I have no partner and my children have lost their wonderful dad. Our future, security and certainty changed the minute we were evacuated and not one thing has changed in two years, every email, phone call, letter seems to have fallen on deaf ears.
So I ask you, what will it take now for someone to listen and act on something that should've been dealt with two years ago and saved a lot of tax payers money and most of all saved a life?
Tom McFeely {Priory Hall developer] walks around scot free, he'll never suffer how we are suffering, he'll never lose what I've lost. He'll start again, I am left with a lifetime of heartache and my children will inherit that too.
Is there any justice in this country?

I've lost Fiachra, but I've not lost my voice.
Stephanie Meehan


More interested in two skanks in Peru >:(

orangeman

#8
Quote from: Lone Shark on August 30, 2013, 11:58:12 AM
Quote from: seafoid on August 30, 2013, 10:58:41 AM
The Priory Hall situation is a disgrace. There was no provision of alternative accommodation (it's not like there is a shortage of empty houses) and the banks were looking for their money back.
At the very least the mortgages should have been cancelled.

I would have no problem agreeing to this - there is a line often used on the property pin website that "you've more protection when buying a loaf of bread in Ireland than when you buy a house" and it's true. If someone sells something that is blatantly unfit for purpose, it should be returnable at full price, and that's what happened here.

However in this case, as McFeely has gone bankrupt, that cost would fall back on the taxpayer. Personally I still believe buyers should be reimbursed and McFeely pursued through every legal avenue possible, plus all those architects and civil servants who signed off on this project, but I don't know would the majority of Irish people go along with that.

Generally speaking there is little or no appetite for the taxpayer to underwrite things, particularly where there is a dangerous precedent. Yet another legacy of the FF era though.

You're right but we'd need another bailout for this to happen. There's quite a few Priory Halls around the country to one degree or another.

midLouth

Wonder which bank was involved in this. Can't imagine how families in their situation are coping at all. Just shows what a fucked up country we are living in, and then we've ppl wondering why so many are leaving.

seafoid

Quote from: Lone Shark on August 30, 2013, 11:58:12 AM
Quote from: seafoid on August 30, 2013, 10:58:41 AM
The Priory Hall situation is a disgrace. There was no provision of alternative accommodation (it's not like there is a shortage of empty houses) and the banks were looking for their money back.
At the very least the mortgages should have been cancelled.

I would have no problem agreeing to this - there is a line often used on the property pin website that "you've more protection when buying a loaf of bread in Ireland than when you buy a house" and it's true. If someone sells something that is blatantly unfit for purpose, it should be returnable at full price, and that's what happened here.

However in this case, as McFeely has gone bankrupt, that cost would fall back on the taxpayer. Personally I still believe buyers should be reimbursed and McFeely pursued through every legal avenue possible, plus all those architects and civil servants who signed off on this project, but I don't know would the majority of Irish people go along with that.

Generally speaking there is little or no appetite for the taxpayer to underwrite things, particularly where there is a dangerous precedent. Yet another legacy of the FF era though.
They could have done something on the quiet for the most vulnerable families.
Easy enough to find a house in a ghost estate and talk to the bank about an ex gratia reduction or whatever.
It's this bureaucratic ineptitude that gets people .

Lone Shark

Quote from: seafoid on August 30, 2013, 01:34:17 PM
Quote from: Lone Shark on August 30, 2013, 11:58:12 AM
Quote from: seafoid on August 30, 2013, 10:58:41 AM
The Priory Hall situation is a disgrace. There was no provision of alternative accommodation (it's not like there is a shortage of empty houses) and the banks were looking for their money back.
At the very least the mortgages should have been cancelled.

I would have no problem agreeing to this - there is a line often used on the property pin website that "you've more protection when buying a loaf of bread in Ireland than when you buy a house" and it's true. If someone sells something that is blatantly unfit for purpose, it should be returnable at full price, and that's what happened here.

However in this case, as McFeely has gone bankrupt, that cost would fall back on the taxpayer. Personally I still believe buyers should be reimbursed and McFeely pursued through every legal avenue possible, plus all those architects and civil servants who signed off on this project, but I don't know would the majority of Irish people go along with that.

Generally speaking there is little or no appetite for the taxpayer to underwrite things, particularly where there is a dangerous precedent. Yet another legacy of the FF era though.
They could have done something on the quiet for the most vulnerable families.
Easy enough to find a house in a ghost estate and talk to the bank about an ex gratia reduction or whatever.
It's this bureaucratic ineptitude that gets people .

No, I don't go along with that at all. If somebody was sold something that's not fit for purpose, there should be a statutory rights where a full refund can be given. Feck sake I had a huge row in Argos last week when I bought a hoover that didn't work properly and they tried to tell me it was grand when it was useless.

The idea that somebody can sell you a house that fails to meet the specifications that are legally laid down and not be subject to the same rules is daft.

Equally daft is the idea that reparations should be made on the QT, subject to arbitrary rules on who falls into the category of "most vulnerable". In a country as susceptible to nods, winks and who-you-know politics as we are, that's a recipe for disaster.

I hate paying taxes as much as the next man, but if I've to pay extra to compensate families like this, I'd be willing to do it. That is of course on the proviso that the builders who did this, and the architects/civil engineers/planners et al who signed off on it, are all emptied and bankrupted first.

seafoid

Quote from: Lone Shark on September 02, 2013, 03:21:31 PM
Quote from: seafoid on August 30, 2013, 01:34:17 PM
Quote from: Lone Shark on August 30, 2013, 11:58:12 AM
Quote from: seafoid on August 30, 2013, 10:58:41 AM
The Priory Hall situation is a disgrace. There was no provision of alternative accommodation (it's not like there is a shortage of empty houses) and the banks were looking for their money back.
At the very least the mortgages should have been cancelled.

I would have no problem agreeing to this - there is a line often used on the property pin website that "you've more protection when buying a loaf of bread in Ireland than when you buy a house" and it's true. If someone sells something that is blatantly unfit for purpose, it should be returnable at full price, and that's what happened here.

However in this case, as McFeely has gone bankrupt, that cost would fall back on the taxpayer. Personally I still believe buyers should be reimbursed and McFeely pursued through every legal avenue possible, plus all those architects and civil servants who signed off on this project, but I don't know would the majority of Irish people go along with that.

Generally speaking there is little or no appetite for the taxpayer to underwrite things, particularly where there is a dangerous precedent. Yet another legacy of the FF era though.
They could have done something on the quiet for the most vulnerable families.
Easy enough to find a house in a ghost estate and talk to the bank about an ex gratia reduction or whatever.
It's this bureaucratic ineptitude that gets people .

No, I don't go along with that at all. If somebody was sold something that's not fit for purpose, there should be a statutory rights where a full refund can be given. Feck sake I had a huge row in Argos last week when I bought a hoover that didn't work properly and they tried to tell me it was grand when it was useless.

The idea that somebody can sell you a house that fails to meet the specifications that are legally laid down and not be subject to the same rules is daft.

Equally daft is the idea that reparations should be made on the QT, subject to arbitrary rules on who falls into the category of "most vulnerable". In a country as susceptible to nods, winks and who-you-know politics as we are, that's a recipe for disaster.

I hate paying taxes as much as the next man, but if I've to pay extra to compensate families like this, I'd be willing to do it. That is of course on the proviso that the builders who did this, and the architects/civil engineers/planners et al who signed off on it, are all emptied and bankrupted first.
There is very little protection for the ordinary citizen in Ireland when things like this happen. The notion of liability is not understood and apart from certain forms of insurance rarely funded. 
Until a fund paid for by builders to cover the risk gets up and running couldn't the Government  organise something?
Get the SVP or whoever to run it. Discretionary payments don't have to be all over the papers. This poor man died for the sake of 200K or so. Is that necessary ?

highorlow

Shatter seems to be able to get things done when he put's his mind to it, i.e. going after Lynn out in Brazil.

Makes you wonder why he can't or doesn't go after the lads responsible for priory hall with the same vigor.
They get momentum, they go mad, here they go

Billys Boots

QuoteMakes you wonder why he can't or doesn't go after the lads responsible for priory hall with the same vigor.

Because the only one who will get funds from being nice to Michael Lynn is Michael Lynn.
My hands are stained with thistle milk ...