Car isn't worth an awful lot to be honest - a body repair man on the Antrim Rd told me it needs a quarter panel - it's hit the behind the driver's seat and the drivers door as well. He won't do it, but said it would be between £1k and £1.5k. They don't make my car any more (MGF - I'm embarrassed to even admit it these days, and the market value is very very low, so low I don't want to say but it still looked nice with the roof down before the big bend in the side of it) so it might even be pretty hard to get a replacement panel. If the pre accident value is low, it is really within the realms of possibility that it would be cheaper to write it off. I would gladly take £1.5k cash and dump the car.
Do I ask a garage to take the damaged car as a trade in and go after the insurance themselves (would they bother??). Or fix it and trade it in, or fix it and try to sell it myself? I know the market is crap but a few people collect my type of car so someone somewhere might want it.
The woman who did it is from the south so her insurance will be down there.
And yes, I do like my neighbours (it was their daughter). Don't want to be annoying them.