It's a complete racket. I'm reluctant to ever actually claim off my insurance (touch wood, I've never had to in 20 years driving)
You're as well just lying to them to try and keep the premium down(car stored in garage, parked securely at work, only 3k miles a year). It's not like you won't get shafted anyway if you're honest and actually need to make a claim.
You're as well just lying to them to try and keep the premium down(car stored in garage, parked securely at work, only 3k miles a year). It's not like you won't get shafted anyway if you're honest and actually need to make a claim.