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Messages - LC

#31
General discussion / Re: Hamas launch attack on Israel
February 29, 2024, 08:51:49 PM
Quote from: seafoid on February 29, 2024, 03:18:18 PMGenocidal regimes don't tend to have a long shelf life in the modern era. The Khmer Rouge, Interahamwe and Nazi Party were all removed from power.

Unless some prominent nation has the balls to call out the Israeli Government / IDF for the shower of absolute tramps they are hard to see things changing soon.  Everyday goes by Netanyahu makes Putin look like Mother Teresa.
#32
General discussion / Re: Student Finance
February 28, 2024, 03:27:06 PM
I sit on interview panels at work sometimes and the amount of people applying for Band 3 / Band 4 jobs were top salary would be approx £25k with Degrees, PGCE and Masters is unbelievable.  Some could be graduated post 5 - 7 years and seem to have drifted from one job to another.

A lot of the time the degrees they did were an absolute waste time as there is no direct link in terms of profession.

Unless you put your degree to use in 1, 2 years max you may as well have left school at 16.
#33
General discussion / Re: Student Finance
February 28, 2024, 02:25:10 PM
If the scenario was that you and your other half both went to Uni you are looking at a possible situation when you go to get married / buy a house that between you could have in the region of a combined debt hanging over you of £60k - £80k.

I graduated in late 90s with £5k of loans and the missus graduated 3 years later with £12k and were more than glad to see the back of that when it was paid.

Changed times.
#35
Antrim / Re: Antrim Hurling
February 25, 2024, 06:37:49 PM
How is it Antrim can push Dublin all the way one week and then get annihilated the following week?
#36
General discussion / Re: Student Finance
February 25, 2024, 04:14:22 PM
Quote from: tbrick18 on February 25, 2024, 03:52:45 PMCost for halls are about 6k ish per year.
Fees 4.7kish.
So about 11k per year in costs before you even live. Prob another 5k to survive.
My daughter does have a part time job, but it won't cover much.

I'm not trying to cry poverty, but I've a large family and a mortgage. Could potentially have 3 at uni at the same time with 3 more comi g behind.
Even if she gets the full loans available, which I don't think she will due to household income,  we'll struggle to top up what's needed down the line AND she'll still have a load of debt.

It's a bit of a nightmare!

It might be more economical to buy a house and lease out the other rooms and let her live rent free.


Yes thought has crossed my mind for down the line but 25% deposit is fair chunk of change which you would need to put down for buying a BTL.  Have not looked at Holyland prices lately but I am reckoning £150k would not buy much.

#37
General discussion / Re: Student Finance
February 24, 2024, 03:18:29 PM
Mines are a few years away yet but will not be long coming round.

HLAs are becoming a big thing and while it does not apply to every course / profession I am seriously hoping some of my lot go this way. There is a lot of talk about is University worth it with the debt and all that.  Seen data, albeit it is from the US, about average earnings of a college graduate in relation to their student debt, scary stuff.  College degrees are a lot dearer in the US but there is no doubt about they are getting no cheaper here and the cost along with everything else such as accommodation is going to move in only one direction.
#38
General discussion / Re: Ulster Workers Strike 2024
February 24, 2024, 01:40:11 PM
Quote from: trueblue1234 on February 23, 2024, 07:55:04 PM
Quote from: 5times5times on February 23, 2024, 11:47:32 AM
Quote from: LC on February 22, 2024, 06:38:09 PMMoved in to the public sector a few years ago after 20+ years in the private sector.  Took a sizeable pay cut but joined mainly for pension, holidays etc plus less travelling.

No doubt about the public sector is full of a serious amount of arseh*les full of their own importance and would not last 5 mins in the private sector.  To them their job is crap but none of them will leave because they know if they went somewhere else they might have to work.

My 'welcome to the public sector' moment was when I asked one of my department members to do something one day and they turned around and said that it was not in their job description so they refused to do it.



I always thought it was a myth, that the public sector is where you want your career to end up? What # of hols are we talking compared to private sector? Generally private is 25 plus bank hols etc.

Just moved to public sector in last 2 years and took a fairly substantial pay cut. But family needs forced it. But I Have 25 day holidays going up to 30 after 5 years. Then 12 bank holidays which is good. But the biggest wtf is having flexi time. I still, after 2 years, Can't believe how good it is!! It has changed my life.

There now a few years and between statutory holidays and annual leave entitlement I up to 44 days all in, was 29 in the private sector.  That combined with wfh a couple of days a week it has been a real game changer.  Bar winning the lottery we all now have to work to our late 60s so as far as I am concerned to all intents and purposes I have guaranteed for the next 20 years job security, holiday entitlements, fixed and high pension contribution and if I need (please God I dont) 6 months full sick pay.  Setting aside salary comparisons you will not find this in anywhere in the private sector.  My last private sector job was fairly pressurised to the point I do not think I could have stuck at it to 50 let alone made it to retirement age. Drive a sh*t car but still fairly happy with my lot, 5 years to go on the mortgage so hopefully this will help out when / if youngsters go on to 3rd level.
#39
General discussion / Re: Ulster Workers Strike 2024
February 22, 2024, 06:38:09 PM
Moved in to the public sector a few years ago after 20+ years in the private sector.  Took a sizeable pay cut but joined mainly for pension, holidays etc plus less travelling.

No doubt about the public sector is full of a serious amount of arseh*les full of their own importance and would not last 5 mins in the private sector.  To them their job is crap but none of them will leave because they know if they went somewhere else they might have to work.

My 'welcome to the public sector' moment was when I asked one of my department members to do something one day and they turned around and said that it was not in their job description so they refused to do it.

#40
https://www.bbc.co.uk/news/uk-northern-ireland-68352412

They seem to be on a real spending spree today.

Unless I am mistaken the funding in this regard is split between 3 protestant schools, 3 catholic schools and 1 integrated.  That will stop any rows.
#41
General discussion / Re: New Car Advice
February 16, 2024, 01:46:25 PM
Quote from: Karl Kennedy on February 12, 2024, 09:13:52 PMCurrently in the process of changing car and trying to source the best 7 seater SUV. From reading reviews the cars that seem best in performances and reliability are Hyundai Santa Fe, SKODA Kodiaq, KIA Sorento, Volvo XC90.

Would definitely be trying to buy a used car at reasonable money. Price of cars obviously increased post COVID so wondering is it best to maybe buy in England instead of Ireland.

Anyone any advice on 7 seater cars that they may already have especially the pros and cons.

Mate at work has a Kia Sorrento and is well impressed.

A big thing for him was the 7 year / 100k mile warranty which you would not get with a Volvo, Audi etc. 
#42
Quote from: Derryman forever on February 15, 2024, 06:36:48 PM
Quote from: LC on February 15, 2024, 06:07:27 PMIts gonna take a few £million just to clear the site.

I wonder how Stormont dodged the procurement rules on this.

Obviously some contractor is being handed a blank cheque and no doubt will fill their boots.



And: you know this:- or you are just saying?

Just saying.

Yes in private sector you can mobilise a contractor fairly quickly as it is your own money ultimately.  Different ball game when it comes to public sector with the need for transparency and what not.

For all you know there could be a couple of government departments who need to shift capital money before the end of the year so this could be a win win for them.

Procurement law went out the window when Covid came, cant see Casement as being as critical though.

#43
Its gonna take a few £million just to clear the site.

I wonder how Stormont dodged the procurement rules on this.

Obviously some contractor is being handed a blank cheque and no doubt will fill their boots.
#44
General discussion / Re: East wall #Irelandisfull
February 14, 2024, 03:36:11 PM
Quote from: ThomasMullan on February 14, 2024, 07:17:56 AMRacist shit stirrer Niall McConnell gets an absolute spanking from an angry Welsh lady. Well done her, I think I heard a wee tremble coming from hard man Niall.

https://x.com/i_ammukhtar/status/1757437139187339517?s=46

Donegal's version of wee Jamie.......what an absolute nob.
#45
Whether you like them or not the majority of high profile English politicians come from a career background in that if they were no longer an MP they could go back to their previous profession e.g. Kier Starmer comes from a legal background.

Struggling to think what a lot of our politicians plan B would be in the morning if the Stormount gravy train ground to a halt.  There are only so many community workers needed so after that God knows what they would do.