There's definitely an element of a culture, particularly when it comes to personal injury. A couple of years ago, a girl ran into the back of me while I was stopped at the Merrion gates. She "thought I was moving off" even though the lights were still red while we were both standing chatting outside the cars, so she sorry of jumped into me from a standing start. Enough to feel it but very minor. Fairly sure she was on her phone. My girlfriend and was with me and we both got a jolt but no pain at all. My case was a 16 year old Almera that ended up being written off and when making the assessment, the loss adjuster from her insurance company couldn't believe we weren't claiming for PI. Told me there and then there was a minimum five grand in it for both of us, no questions asked.