How much of your transactions are in cash?

Started by AustinPowers, October 23, 2023, 04:31:01 PM

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What percentage of your transactions are in cash?

100% cash (don't use cards or apps)
90 - 99% cash
About 75% cash
About 50% cash / 50% card (or apps)
About 25% cash
1 - 10% cash
Don't use cash (all transactions are cards or apps)

armaghniac

Quote from: Milltown Row2 on December 09, 2024, 06:24:03 PMHow does one pay their mortgage, insurance, fuel, gas, electric, tv licence, holidays, fights, and still say they are 95%cash only users?

Seems like a lot of effort

Buy a house for cash and you do not need a mortgage. pay your electric in the post office. Cash sorts out fights.
MAGA Make Armagh Great Again

thebigfella

Quote from: Milltown Row2 on December 09, 2024, 06:24:03 PMHow does one pay their mortgage, insurance, fuel, gas, electric, tv licence, holidays, fights, and still say they are 95%cash only users?

Seems like a lot of effort

They are all full of shit

Milltown Row2

Quote from: armaghniac on December 09, 2024, 06:33:13 PM
Quote from: Milltown Row2 on December 09, 2024, 06:24:03 PMHow does one pay their mortgage, insurance, fuel, gas, electric, tv licence, holidays, flights, and still say they are 95%cash only users?

Seems like a lot of effort

Buy a house for cash and you do not need a mortgage. pay your electric in the post office. Cash sorts out fights.

Ah right, that old £250,000 lying around under the mattress. I suppose chopping down the trees and using the logs to heat the house and 2 hours on the treadmill to keep the electric on..

I suppose it's better than being tracked by 'them' and their dirty plans they have for us... 
None of us are getting out of here alive, so please stop treating yourself like an after thought. Ea

AustinPowers

Quote from: Milltown Row2 on December 09, 2024, 06:24:03 PMHow does one pay their mortgage, insurance, fuel, gas, electric, tv licence, holidays, fights, and still say they are 95%cash only users?

Seems like a lot of effort

It's  really not

Mortgage , mobiles, broadband Direct debit, and maybe  car/home insurance  (or  pay in person  if local insurer).  Hotels, Airbnb etc, would be card. Maybe the odd  sports event

Electric, TV licence ,  car tax  all  paid by cash in  the post office. 

Oil, fuel, groceries, clothes , car maintenance,  etc all done in  cash. Same with local shops, barber, filling station , takeaways,  butcher, etc.

It's not a lot of  effort. I  find it  very handy mostly working with  cash and much easier to budget

 When you consider how many  everyday transactions you'd  have (food, household items , fuel,  papers, lunch, toiletries,  bus/train, parking metre, car maintenance ,  etc),  I'm sure I'd be 95%+ cash

Milltown Row2

You've mentioned at least 7 or more things that you pay by DB and the rest even if it was double that amount is still not adding up to 95%+ (my math aint great btw)

I'm still confused on the handier to budget, if you have online banking you can see automatically on your phone what you have left.

On holidays you then take away a lock of cash that you have to convert to Euro or dollars, and go about the place with notes? Cash or cashless does not mean its easier to budget, that's just ballix

So at the end of the month does your employer pay you in cash or straight into an account? and then do you go to the bank and take everything out and leave the payments for those bills that you only (say) is 5% cashless?

So a wad of notes in the wallet and away ya go like Del boy to the shops? Gotcha ;D
None of us are getting out of here alive, so please stop treating yourself like an after thought. Ea

Armagh18

Quote from: AustinPowers on December 09, 2024, 07:14:14 PM
Quote from: Milltown Row2 on December 09, 2024, 06:24:03 PMHow does one pay their mortgage, insurance, fuel, gas, electric, tv licence, holidays, fights, and still say they are 95%cash only users?

Seems like a lot of effort

It's  really not

Mortgage , mobiles, broadband Direct debit, and maybe  car/home insurance  (or  pay in person  if local insurer).  Hotels, Airbnb etc, would be card. Maybe the odd  sports event

Electric, TV licence ,  car tax  all  paid by cash in  the post office. 

Oil, fuel, groceries, clothes , car maintenance,  etc all done in  cash. Same with local shops, barber, filling station , takeaways,  butcher, etc.

It's not a lot of  effort. I  find it  very handy mostly working with  cash and much easier to budget

 When you consider how many  everyday transactions you'd  have (food, household items , fuel,  papers, lunch, toiletries,  bus/train, parking metre, car maintenance ,  etc),  I'm sure I'd be 95%+ cash
Would near all hotels be card only these days? Probably all need a card on file in case of damage? Mobile if you really wanted you can still get top-ups in the shop. Broadband can you pay cash in post office as well?

Milltown Row2

Quote from: Armagh18 on December 09, 2024, 07:28:56 PM
Quote from: AustinPowers on December 09, 2024, 07:14:14 PM
Quote from: Milltown Row2 on December 09, 2024, 06:24:03 PMHow does one pay their mortgage, insurance, fuel, gas, electric, tv licence, holidays, fights, and still say they are 95%cash only users?

Seems like a lot of effort

It's  really not

Mortgage , mobiles, broadband Direct debit, and maybe  car/home insurance  (or  pay in person  if local insurer).  Hotels, Airbnb etc, would be card. Maybe the odd  sports event

Electric, TV licence ,  car tax  all  paid by cash in  the post office. 

Oil, fuel, groceries, clothes , car maintenance,  etc all done in  cash. Same with local shops, barber, filling station , takeaways,  butcher, etc.

It's not a lot of  effort. I  find it  very handy mostly working with  cash and much easier to budget

 When you consider how many  everyday transactions you'd  have (food, household items , fuel,  papers, lunch, toiletries,  bus/train, parking metre, car maintenance ,  etc),  I'm sure I'd be 95%+ cash
Would near all hotels be card only these days? Probably all need a card on file in case of damage? Mobile if you really wanted you can still get top-ups in the shop. Broadband can you pay cash in post office as well?

Just explain how its easier and why not?

My kids would look at ya like a stranger if I handed them cash, BTW I'm not against cash, but wouldn't have more the £40 in my pocket most days..
None of us are getting out of here alive, so please stop treating yourself like an after thought. Ea

Eamonnca1

Went to buy hot chocolate at an ice skating event with the youngsters the other night. The cocoa stand only accepted cash, but they pointed me to an ATM. The machine was going to charge me $5 to get my money out. I didn't bother with it.

How anybody can be bothered with paper money in this day and age is beyond me.

Milltown Row2

Quote from: Eamonnca1 on December 09, 2024, 07:37:32 PMWent to buy hot chocolate at an ice skating event with the youngsters the other night. The cocoa stand only accepted cash, but they pointed me to an ATM. The machine was going to charge me $5 to get my money out. I didn't bother with it.

How anybody can be bothered with paper money in this day and age is beyond me.

City centre is littered with cash machines that charge you
None of us are getting out of here alive, so please stop treating yourself like an after thought. Ea

AustinPowers

Quote from: Eamonnca1 on December 09, 2024, 07:37:32 PMWent to buy hot chocolate at an ice skating event with the youngsters the other night. The cocoa stand only accepted cash, but they pointed me to an ATM. The machine was going to charge me $5 to get my money out. I didn't bother with it.

How anybody can be bothered with paper money in this day and age is beyond me.

Well, if you could  have been  bothered with paper money, you'd  have been sipping on a lovely  hot chocolate . And your kids wouldn't be  mad with Daddy  the rest of the night  8)

Eamonnca1

Oh they were all right, their mum happened to have enough cash on hand for them.

Bloody kids are spoiled.

Milltown Row2

Quote from: AustinPowers on December 09, 2024, 07:58:06 PM
Quote from: Eamonnca1 on December 09, 2024, 07:37:32 PMWent to buy hot chocolate at an ice skating event with the youngsters the other night. The cocoa stand only accepted cash, but they pointed me to an ATM. The machine was going to charge me $5 to get my money out. I didn't bother with it.

How anybody can be bothered with paper money in this day and age is beyond me.

Well, if you could  have been  bothered with paper money, you'd  have been sipping on a lovely  hot chocolate . And your kids wouldn't be  mad with Daddy  the rest of the night  8)

And if it was cashless your kids would have missed out! Bonkers
None of us are getting out of here alive, so please stop treating yourself like an after thought. Ea

armaghniac

Quote from: Eamonnca1 on December 09, 2024, 09:09:14 PMOh they were all right, their mum happened to have enough cash on hand for them.

The best advice is to marry an organised person, ideally one with lots of cash.
MAGA Make Armagh Great Again

AustinPowers

Quote from: Milltown Row2 on December 09, 2024, 10:23:30 PM
Quote from: AustinPowers on December 09, 2024, 07:58:06 PM
Quote from: Eamonnca1 on December 09, 2024, 07:37:32 PMWent to buy hot chocolate at an ice skating event with the youngsters the other night. The cocoa stand only accepted cash, but they pointed me to an ATM. The machine was going to charge me $5 to get my money out. I didn't bother with it.

How anybody can be bothered with paper money in this day and age is beyond me.

Well, if you could  have been  bothered with paper money, you'd  have been sipping on a lovely  hot chocolate . And your kids wouldn't be  mad with Daddy  the rest of the night  8)

And if it was cashless your kids would have missed out! Bonkers

So be it. They'll get  over it  ;)

Eamonnca1

Quote from: armaghniac on December 09, 2024, 10:25:02 PM
Quote from: Eamonnca1 on December 09, 2024, 09:09:14 PMOh they were all right, their mum happened to have enough cash on hand for them.

The best advice is to marry an organised person, ideally one with lots of cash.

She is extraordinarily well organized, I'll give her that!