GDA, if you're asked for anything more than £250 for advice,tell them to stick it!! There should be no other fees as the valuation fee and legal fees should be paid for by the lender. The only other fee you should watch for is a "deeds release fee" which your existing lender will hit you for should you clear the loan for any reason (i.e. re-mortgaging, moving house or clearing you loan from your own means). that fee should be in the region of £200-£300.
Worth checking with your existing lender to see what rate they'll give you to keep the business, more of them are doing this now.
Don't go for a five year deal like some are suggesting, what appears to be a great rate now may not be so hot in 18 months time, 2 year mortgage reviews would be spot on.
Worth checking with your existing lender to see what rate they'll give you to keep the business, more of them are doing this now.
Don't go for a five year deal like some are suggesting, what appears to be a great rate now may not be so hot in 18 months time, 2 year mortgage reviews would be spot on.