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Messages - Kidder81

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1
General discussion / Re: Mortgages - Help!
« on: Today at 02:16:33 PM »
So folks what do we reckon about 10 year fixed deals, a lot cheaper/lower interest rates than previously. Very little difference in 5 year/10 year fixed deals. Where do we think interest rates are going? Obviously going up now but hard to tell how far and how soon

get 10 year fixed if you know you won't be getting divorced or have to sell your house for some other reason as it will really cost you to come out of the deal.

Yeah won’t be moving or paying it off in that time period, hopefully not divorced either  :P

I think fixing is a safe bet at the minute.

Yeah I’m gonna fix, just a question of 5 or 10 years

2
General discussion / Re: Mortgages - Help!
« on: Today at 01:12:16 PM »
So folks what do we reckon about 10 year fixed deals, a lot cheaper/lower interest rates than previously. Very little difference in 5 year/10 year fixed deals. Where do we think interest rates are going? Obviously going up now but hard to tell how far and how soon

get 10 year fixed if you know you won't be getting divorced or have to sell your house for some other reason as it will really cost you to come out of the deal.

Yeah won’t be moving or paying it off in that time period, hopefully not divorced either  :P

3
General discussion / Re: Mortgages - Help!
« on: Today at 01:00:22 PM »
So folks what do we reckon about 10 year fixed deals, a lot cheaper/lower interest rates than previously. Very little difference in 5 year/10 year fixed deals. Where do we think interest rates are going? Obviously going up now but hard to tell how far and how soon

4
General discussion / Re: The Official Golf Thread
« on: Today at 09:50:42 AM »
So am i reading it right that the LIV money is guaranteed but netted from tournament wins? So if you've been given 100m to join and win 4m you don't get that on top? Exhibition tour at best if that's the case.

The court case didn't do those 3 guys any favours. There's a real sense of country club entitlement about the whole thing. Just doesn't sit right. If you want to play LIV go and play it. Don't moan about not getting to play on the PGA or in the Majors.

Agree on the Cam Smith thing. Leaves a sour taste.

Yeah that’s correct about the winnings from what I have read

5
General discussion / Re: New Car Advice
« on: Today at 09:48:58 AM »
As a rule of thumb I avoid Vauxhalls like the plague.

Absolutely

6
General discussion / Re: Premier League 2022-2023
« on: August 06, 2022, 11:51:16 PM »
After 28 games, Steven Gerrard's win % record at Aston Villa is the same as Gary Neville's at Valencia.

Won - 10
Drawn - 5
Lost - 13
Win % - 35%

Is that poor or ok for new managers… oh wait

Crazy post

7
GAA Discussion / Re: East Belfast GAA
« on: August 06, 2022, 09:21:13 AM »
The GAA should give this club millions, purchase them a ground and let them grow

Why??
Surely their neighbours Bredagh would be equally as deserving of financial backing to secure their own club grounds. East Belfast are no more inclusive than any other gaa club.

100%

8
General discussion / Re: Who’s Been Cancelled??
« on: August 05, 2022, 11:43:36 PM »
It’s fairly obvious, unless you are permanently offended, he was talking about two separate issues

9
Antrim / Re: Antrim Hurling
« on: August 05, 2022, 10:32:55 PM »
St Endas looked very poor

10
General discussion / Re: The next recession
« on: August 05, 2022, 01:12:48 PM »
I'm no economist, but the current rise in inflation, is it not being driven by supply chain issues (Brexit/Russian Oil/Gas) and Corporate greed rather than too much spending and not enough demand?

Raising the interest rates will have a huge impact on those with mortgages and may already feel squeezed by the prices of everything else going up and could lead to a lot of defaulting!

I struggle to see how that is going to reduce inflation.

Are most people not on fixed rate mortgages ?

11
General discussion / Re: The next recession
« on: August 05, 2022, 11:05:16 AM »
The recession is not arriving in the 26 counties just yet. The unemployment rate has just fallen to its lowest level in 21 years in July at just 4.2pc and government revenue this July is up 19% on last year, a lot of this is corporation tax but income tax and vat are up also. No doubt there are people feeling some issues with price rises, but by historical standards these are the good times.

Inflation is the big problem! And in general, the cure for inflation involves recession and unemployment.  This is a global issue and the 26 will not be immune.

Should be added, the disruption of Brexit means that the UK is more exposed.

2.3%
The unemployment rate in Northern Ireland fell back to its record low in the first quarter of this year, official figures suggest. The rate in the period January to March was 2.3%, a statistically significant fall of 1.2 percentage points over the year.

I'd have thought unemployment has fallen in most places? There are loads of jobs available


Still plenty of “economically inactive” here in the 6 counties, those that aren’t looking for work for various reasons

12
Antrim / Re: Antrim Hurling
« on: August 03, 2022, 01:04:22 PM »
Carson would be early 30s I think. He hasn't been featuring as much in a while which is a big reason Cushendall not competing as much I think.

I think Graffin lives down there yeah.

Carson is an airline pilot so it wouldn’t really be a great occupation for any sort of GAA participation

13
General discussion / Re: Noah's Army
« on: August 03, 2022, 12:56:25 PM »
Journalists and a lot of politicians too. Not sure Long covering herself in glory here.

Compromise ongoing criminal case allegedly….it’s rotten and stuff is being covered. Will come out in years to come when the poor mother has gone off her rocker

I think she is probably approaching that state, and that isn’t a criticism. It would probably be the same for most of us

14
General discussion / Re: Cost Of Living
« on: August 01, 2022, 10:10:12 PM »
No food banks in the south?
Almost 1 in 4 people in the  North are classed as poor.
It's in that 42 page doc that is too long to read.

Do you understand the “poor” measurement ? Also it’s a bit muddy with plenty of households of single parents that aren’t really single.

15
General discussion / Re: Noah's Army
« on: August 01, 2022, 08:27:17 AM »
PII= no disclosure of information. (Public interest immunity)

It’s the reversal of that they need. I am not sure they will ever get it >:(

You read on Twitter people saying “we deserve to know”. We don’t- the mother does. That poor woman.

The “movement” on Twitter has some loons in its ranks, which doesent help at times

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